US Bank Directory
Banks in El Cerrito, CA
7 FDIC-insured banks operate 7 offices in El Cerrito, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: El Cerrito
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in El Cerrito, according to the FDIC. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in El Cerrito
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in El Cerrito, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in El Cerrito, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The El Cerrito Branch at 10422 San Pablo Ave dates to 1948 in FDIC branch records. Its published hours do not list Saturday.
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El Cerrito Branch10422 San Pablo Ave, 94530
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in El Cerrito, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The El Cerrito Branch at 11100 San Pablo Ave dates to 1949 in FDIC branch records. It opens on Saturday.
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El Cerrito Branch11100 San Pablo Ave, 94530
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in El Cerrito, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The El Cerrito Branch at 9950 San Pablo Ave dates to 1988 in FDIC branch records. It opens on Saturday.
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El Cerrito Branch9950 San Pablo Ave, 94530
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in El Cerrito, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The El Cerrito Branch at 3030 El Cerrito Plz dates to 1945 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Cerrito Branch3030 El Cerrito Plz, 94530
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in El Cerrito, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The El Cerrito Branch at 9996 San Pablo Ave dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Cerrito Branch9996 San Pablo Ave, 94530
U.S. Bank Bank · 1
U.S. Bank has 1 branch in El Cerrito, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The El Cerrito Safeway at 11450 San Pablo Ave dates to 2011 in FDIC branch records. It opens on Saturday.
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El Cerrito Safeway11450 San Pablo Ave, 94530
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in El Cerrito, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The El Cerrito Plaza Branch at 9800 San Pablo Ave dates to 1965 in FDIC branch records. It opens on Saturday.
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El Cerrito Plaza Branch9800 San Pablo Ave, 94530
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in El Cerrito: the local picture
Short answer: 7 banks run 7 branches in El Cerrito according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in El Cerrito, 1 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 9996 San Pablo Ave, dating to 1927; the newest is U.S. Bank's at 11450 San Pablo Ave, from 2011.
Of the 5 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in El Cerrito
Short answer: 4 of the 5 El Cerrito locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (9950 San Pablo Ave: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (9800 San Pablo Ave: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (11450 San Pablo Ave: Saturday 10 am to 2 pm)
- BMO: 1 of 1 branch (11100 San Pablo Ave: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in El Cerrito, and where the nearest one is if they do not.
Short answer: In El Cerrito: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1), BMO (1). No branches in El Cerrito: PNC Bank (nearest in Walnut Creek, 13 mi), Truist, Fifth Third Bank (nearest in San Francisco, 9 mi), Huntington, Regions Bank, TD Bank.
| Bank | In El Cerrito | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Walnut Creek, 13 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Francisco, 9 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Cerrito to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Cerrito residents like anyone else.
Banks near El Cerrito
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Albany (1 mile) and Richmond (3 miles). Berkeley, 3 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Albany, CA | 1 mi | 4 | 4 |
| Banks in Richmond, CA | 3 mi | 6 | 9 |
| Banks in Berkeley, CA | 3 mi | 7 | 18 |
| Banks in San Pablo, CA | 4 mi | 3 | 3 |
| Banks in Emeryville, CA | 5 mi | 4 | 4 |
| Banks in Pinole, CA | 6 mi | 4 | 4 |
| Banks in Piedmont, CA | 7 mi | 3 | 3 |
| Banks in Orinda, CA | 7 mi | 6 | 6 |
Bank branch openings and closings in El Cerrito
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in El Cerrito between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in El Cerrito by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Cerrito offices.
Short answer: Chase is the largest bank with offices in El Cerrito, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in El Cerrito: FAQ
How many banks are in El Cerrito, CA?
El Cerrito has 7 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in El Cerrito?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in El Cerrito, CA?
Yes. FDIC data lists 1 Chase branch in El Cerrito as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in El Cerrito, CA?
Yes. FDIC data lists 1 Bank of America branch in El Cerrito as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in El Cerrito, CA?
Yes. FDIC data lists 1 Citibank branch in El Cerrito as of September 5, 2026. The address and directions are under Citibank above.
Is there a PNC Bank in El Cerrito, CA?
No. FDIC data lists no PNC Bank branch in El Cerrito as of September 5, 2026. The nearest is in Walnut Creek, about 13 miles away in a straight line.
Which banks in El Cerrito are open on Saturday?
Chase, Wells Fargo, U.S. Bank and BMO publish Saturday hours for one or more El Cerrito locations. The Saturday section above lists each one with its hours. 2 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in El Cerrito?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Did any bank branches open or close in El Cerrito in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near El Cerrito?
Nearby cities with more banks include Albany, Richmond, Berkeley. Albany is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (5 of 7 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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