US Bank Directory
Banks in Penn Valley, CA
1 FDIC-insured bank operates 1 office in Penn Valley, California.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Penn Valley
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Penn Valley, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Penn Valley
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Westamerica Bank is the only bank with an office in Penn Valley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Westamerica Bank Bank · 1
Westamerica Bank has 1 branch in Penn Valley, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Wildwood Branch at 11240 Pleasant Valley Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wildwood Branch11240 Pleasant Valley Rd, 95946
Banking in Penn Valley: the local picture
Short answer: 1 bank runs 1 branch in Penn Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Westamerica Bank has its main office in San Rafael, CA, according to the FDIC.
The bank with the longest record here is Westamerica Bank, operating since 1884 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Penn Valley, and where the nearest one is if they do not.
Short answer: No branches in Penn Valley: Chase (nearest in Grass Valley, 8 mi), Wells Fargo (nearest in Grass Valley, 8 mi), Bank of America (nearest in Grass Valley, 9 mi), PNC Bank (nearest in Lincoln, 25 mi), U.S. Bank (nearest in Colfax, 16 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 102 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Grass Valley, 9 mi).
| Bank | In Penn Valley | Nearest branch if none here |
|---|---|---|
| Chase | None | Grass Valley, 8 miles away |
| Wells Fargo | None | Grass Valley, 8 miles away |
| Bank of America | None | Grass Valley, 9 miles away |
| PNC Bank | None | Lincoln, 25 miles away |
| U.S. Bank | None | Colfax, 16 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 102 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Grass Valley, 9 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Penn Valley to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Penn Valley residents like anyone else.
Banks near Penn Valley
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grass Valley (9 miles) and Marysville (21 miles). Yuba City, 24 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grass Valley, CA | 9 mi | 9 | 12 |
| Banks in Marysville, CA | 21 mi | 4 | 4 |
| Banks in Auburn, CA | 22 mi | 11 | 13 |
| Banks in Yuba City, CA | 24 mi | 12 | 13 |
| Banks in Lincoln, CA | 25 mi | 6 | 6 |
| Banks in Oroville, CA | 27 mi | 8 | 8 |
| Banks in Loomis, CA | 28 mi | 2 | 2 |
| Banks in Rocklin, CA | 29 mi | 6 | 7 |
Bank branch openings and closings in Penn Valley
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Penn Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Penn Valley by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Penn Valley offices.
Short answer: Westamerica Bank is the largest bank with offices in Penn Valley, with $5.77 billion in total assets on June 30, 2026, No. 258 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Westamerica Bank | $5.77 billion | No. 258 | 1 | San Rafael, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Penn Valley: FAQ
How many banks are in Penn Valley, CA?
Penn Valley has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Westamerica Bank in Penn Valley, CA?
Yes. FDIC data lists 1 Westamerica Bank branch in Penn Valley as of September 5, 2026. The address and directions are under Westamerica Bank above.
Is there a Chase in Penn Valley, CA?
No. FDIC data lists no Chase branch in Penn Valley as of September 5, 2026. The nearest is in Grass Valley, about 8 miles away in a straight line.
What is the oldest bank in Penn Valley?
Westamerica Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Did any bank branches open or close in Penn Valley in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Penn Valley?
Nearby cities with more banks include Grass Valley, Marysville, Auburn. Grass Valley is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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