US Bank Directory
Banks in Lincoln, CA
6 FDIC-insured banks operate 6 offices in Lincoln, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lincoln
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Lincoln, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lincoln
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Lincoln, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Lincoln, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Sterling Pointe Branch at 47 Lincoln Blvd dates to 2005 in FDIC branch records. It opens on Saturday.
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Sterling Pointe Branch47 Lincoln Blvd, 95648
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Lincoln, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lincoln Branch at 45 Lincoln Blvd dates to 2005 in FDIC branch records. It opens on Saturday.
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Lincoln Branch45 Lincoln Blvd, 95648
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Lincoln, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Twelve Bridges Branch at 805 Twelve Bridges Dr dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Twelve Bridges Branch805 Twelve Bridges Dr, 95648
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Lincoln, 56 across California and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lincoln Branch at 701 Sterling Pkwy dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Lincoln Branch701 Sterling Pkwy, 95648
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Safe Credit Union Credit union · 1
Safe Credit Union has 1 office in Lincoln, 19 across California. It is based in Folsom, CA and $4.45 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lincoln Crossing111 Ferrari Ranch Rd, 95648
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Lincoln, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lincoln415 S State Highway 65 Ste B, 95648
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lincoln, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Lincoln Branch at 525 Mcbean Park Dr dates to 1926 in FDIC branch records. It opens on Saturday.
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Lincoln Branch525 Mcbean Park Dr, 95648
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lincoln, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lincoln Branch at 33 Lincoln Blvd dates to 2005 in FDIC branch records. It opens on Saturday.
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Lincoln Branch33 Lincoln Blvd, 95648
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lincoln
2 credit unions have 2 offices here: the Golden 1 Credit Union and Safe Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lincoln page has every office in the state's directory.
Banking in Lincoln: the local picture
Short answer: 6 banks run 6 branches in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Lincoln and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 525 Mcbean Park Dr, dating to 1926; the newest is Columbia Bank's at 805 Twelve Bridges Dr, from 2006.
2 credit unions have 2 offices in Lincoln, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 6 open on Saturday.
Banks and credit unions open on Saturday in Lincoln
Short answer: 6 of the 8 Lincoln locations with published hours open on Saturday, run by 6 institutions.
- Chase: 1 of 1 branch (45 Lincoln Blvd: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (47 Lincoln Blvd: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 1 branch (33 Lincoln Blvd: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (525 Mcbean Park Dr: Saturday 9 am to 1 pm)
- the Golden 1 Credit Union: 1 of 1 office (415 S State Highway 65 Ste B: Saturday 10 am to 2 pm)
- Safe Credit Union: 1 of 1 office (111 Ferrari Ranch Rd: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln, and where the nearest one is if they do not.
Short answer: In Lincoln: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), U.S. Bank (1). No branches in Lincoln: Truist, Fifth Third Bank (nearest in Walnut Creek, 79 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Roseville, 7 mi).
| Bank | In Lincoln | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 79 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Roseville, 7 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.
Banks near Lincoln
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rocklin (5 miles) and Loomis (6 miles). Roseville, 8 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rocklin, CA | 5 mi | 6 | 7 |
| Banks in Loomis, CA | 6 mi | 2 | 2 |
| Banks in Roseville, CA | 8 mi | 23 | 36 |
| Banks in Granite Bay, CA | 11 mi | 2 | 2 |
| Banks in Auburn, CA | 12 mi | 11 | 13 |
| Banks in Citrus Heights, CA | 13 mi | 8 | 9 |
| Banks in Orangevale, CA | 14 mi | 2 | 2 |
| Banks in Carmichael, CA | 16 mi | 4 | 4 |
Bank branch openings and closings in Lincoln
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lincoln by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.
Short answer: Chase is the largest bank with offices in Lincoln, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln: FAQ
How many banks are in Lincoln, CA?
Lincoln has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lincoln?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Lincoln, CA?
Yes. FDIC data lists 1 Chase branch in Lincoln as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Lincoln, CA?
Yes. FDIC data lists 1 Bank of America branch in Lincoln as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Lincoln, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Lincoln as of September 5, 2026. The address and directions are under Wells Fargo above.
Which banks in Lincoln are open on Saturday?
Chase, Bank of America, Wells Fargo and U.S. Bank and 2 more publish Saturday hours for one or more Lincoln locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Lincoln?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lincoln?
the Golden 1 Credit Union and Safe Credit Union have offices in Lincoln. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lincoln in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln?
Nearby cities with more banks include Rocklin, Loomis, Roseville. Rocklin is 5 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 6 branches: Bank of America, Chase, Columbia Bank, PNC Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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