US Bank Directory

Banks in Middletown, CA

2 FDIC-insured banks operate 2 offices in Middletown, California.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Middletown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Middletown, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Middletown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Tri Counties Bank and Westamerica Bank have the most locations in Middletown, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Tri Counties Bank 1 branch · main office Chico, CA Bank · 1

Tri Counties Bank has 1 branch in Middletown, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. The Middletown Branch at 21097 Calistoga Street dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Branch
    21097 Calistoga Street, 95461
    Hours: see the bank's site
Tri Counties Bank: profile, branches and contacts
Westamerica Bank 1 branch · main office San Rafael, CA Bank · 1

Westamerica Bank has 1 branch in Middletown, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Middletown Branch at 21058 Calistoga Road dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Branch
    21058 Calistoga Road, 95461
    Hours: see the bank's site
Westamerica Bank: profile, branches and contacts

Banking in Middletown: the local picture

Short answer: 2 banks run 2 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Middletown, 2 elsewhere in California, according to the FDIC.

The bank with the longest record here is Westamerica Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Tri Counties Bank's office at 21097 Calistoga Street, dating to 1966; the newest is Westamerica Bank's at 21058 Calistoga Road, from 1980.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Middletown, and where the nearest one is if they do not.

Short answer: No branches in Middletown: Chase (nearest in Healdsburg, 17 mi), Wells Fargo (nearest in Clearlake, 15 mi), Bank of America (nearest in Healdsburg, 17 mi), PNC Bank (nearest in Concord, 65 mi), U.S. Bank (nearest in Santa Rosa, 21 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 66 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Calistoga, 12 mi).

BankIn MiddletownNearest branch if none here
ChaseNoneHealdsburg, 17 miles away
Wells FargoNoneClearlake, 15 miles away
Bank of AmericaNoneHealdsburg, 17 miles away
PNC BankNoneConcord, 65 miles away
U.S. BankNoneSanta Rosa, 21 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 66 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneCalistoga, 12 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.

Banks near Middletown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Calistoga (12 miles) and Clearlake (14 miles). Santa Rosa, 21 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Middletown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Middletown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.

Short answer: Tri Counties Bank is the largest bank with offices in Middletown, with $9.93 billion in total assets on June 30, 2026, No. 162 among U.S. banks by total assets. Westamerica Bank is second with $5.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Tri Counties Bank$9.93 billionNo. 1621Chico, CA
Westamerica Bank$5.77 billionNo. 2581San Rafael, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Middletown: FAQ

How many banks are in Middletown, CA?

Middletown has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Middletown?

Tri Counties Bank, with 1. Westamerica Bank has 1.

Is there a Tri Counties Bank in Middletown, CA?

Yes. FDIC data lists 1 Tri Counties Bank branch in Middletown as of September 5, 2026. The address and directions are under Tri Counties Bank above.

Is there a Westamerica Bank in Middletown, CA?

Yes. FDIC data lists 1 Westamerica Bank branch in Middletown as of September 5, 2026. The address and directions are under Westamerica Bank above.

Is there a Chase in Middletown, CA?

No. FDIC data lists no Chase branch in Middletown as of September 5, 2026. The nearest is in Healdsburg, about 17 miles away in a straight line.

What is the oldest bank in Middletown?

Westamerica Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Middletown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Middletown?

Nearby cities with more banks include Calistoga, Clearlake, Healdsburg. Calistoga is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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