US Bank Directory
Banks in Santa Rosa, CA
16 FDIC-insured banks operate 39 offices in Santa Rosa, California, and 6 credit unions have 12 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Santa Rosa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 22 banks and credit unions operate 51 locations in Santa Rosa, according to the FDIC and the NCUA. 51 of them have coordinates on record and are on the map. 26 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
51 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Santa Rosa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Exchange Bank has the most locations in Santa Rosa, with 9. It is followed by Chase (5), Wells Fargo (4), Poppy Bank (4). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Exchange Bank Bank · 9
Exchange Bank has 9 branches in Santa Rosa, 21 across California and 21 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 1890. With $3.19 billion in total assets on June 30, 2026, it ranks No. 404 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is its main office at 545 4th St, dating to 1890; the newest, at 5555 Montgomery Dr, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office545 4th St, 95401
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Coddingtown Branch1300 Guerneville Rd, 95403
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St. Francis Branch136 Calistoga Rd, 95409
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Reinking Branch2416 Montgomery Dr, 95405
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Dutton Branch400 Dutton Ave, 95407
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Andrew J. Shepard Branch444 Aviation Blvd, 95403
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Stony Point Branch499 Stony Point Rd, 95401
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Larkfield Branch500 Larkfield Ctr, 95403
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Spring Lake Village Branch5555 Montgomery Dr, 95409
Chase Bank · 5
Chase has 5 branches in Santa Rosa, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Montgomery Village Branch at 2300 Sonoma Ave, dating to 1919; the newest, at 760 Stony Point Rd, to 2007. All 5 of its Santa Rosa locations with published hours open on Saturday.
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Coddingtown Branch1301 Guerneville Rd, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Mendocino Avenue Branch2245 Mendocino Ave, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Montgomery Village Branch2300 Sonoma Ave, 95405
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Stony Point Rd Branch760 Stony Point Rd, 95407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Fourth Street Santa Rosa Branch835 4th St, 95404
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Poppy Bank Bank · 4
Poppy Bank has 4 branches in Santa Rosa, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is its main office at 111 Santa Rosa Avenue, dating to 2005; the newest, at 4210 Thomas Lake Harris Dr, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office111 Santa Rosa Avenue, 95404
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Varenna Branch1401 Fountaingrove Pkwy, 95403
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Fountaingrove Lodge Branch4210 Thomas Lake Harris Dr, 95403
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Oakmont Branch6580 Oakmont Dr, 95409
Redwood Credit Union Credit union · 4
Redwood Credit Union has 4 officees in Santa Rosa, 24 across California. It is based in Santa Rosa, CA and $9.95 billion in assets on March 31, 2026, according to its NCUA call report. 3 of its 4 Santa Rosa locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office3033 Cleveland Ave, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Dutton1205 N Dutton Ave, 95401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Mendocino Avenue Branch2460 Mendocino Ave Suite A, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fourth Street Branch2763 4Th St, 95405
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 4
Wells Fargo has 4 branches in Santa Rosa, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Oakmont Branch at 6585 Oakmont Dr, dating to 1924; the newest, at 2759 4th St, to 2000. 3 of its 4 Santa Rosa locations with published hours open on Saturday.
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Santa Rosa Main Branch200 B St, 95401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Santa Rosa 4Th St Branch2759 4th St, 95405
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Cleveland Avenue Branch2960 Cleveland Ave, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Oakmont Branch6585 Oakmont Dr, 95409
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Community First Credit Union Credit union · 3
Community First Credit Union has 3 officees in Santa Rosa, 13 across California. It is based in Santa Rosa, CA and $922.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Santa Rosa locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1105 N Dutton Ave Ste A, 95401
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fulton1405 Fulton Rd Ste 105, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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College501 College Ave, 95404
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Santa Rosa, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Montgomery Village Branch at 2420 Sonoma Ave, dating to 1958; the newest, at 1155 W Steele Ln, to 1963. 1 of its 2 Santa Rosa locations with published hours open on Saturday.
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Coddingtown Center Branch1155 W Steele Ln, 95403
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Montgomery Village Branch2420 Sonoma Ave, 95405
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 2
BMO has 2 branches in Santa Rosa, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Santa Rosa Branch at 2801 4th St, dating to 1926; the newest, at 260 Coddingtown Ctr, to 1999. 1 of its 2 Santa Rosa locations with published hours open on Saturday.
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Coddingtown Branch260 Coddingtown Ctr, 95401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
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Santa Rosa Branch2801 4th St, 95405
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 2
Columbia Bank has 2 branches in Santa Rosa, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Santa Rosa Main Branch at 801 4th St dates to 1985 in FDIC branch records. Its published hours do not list Saturday.
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Messenger Service Branch801 4th St, 95404
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
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Santa Rosa Main Branch801 4th St, 95404
First Technology Credit Union Credit union · 2
First Technology Credit Union has 2 officees in Santa Rosa, 9 across California. It is based in San Jose, CA and $28.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Santa Rosa Community Experience Center2500 Mendocino Ave Ste C, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Santa Rosa Psc3562 Round Barn Cir Ste 214, 95403
WaFd Bank Bank · 2
WaFd Bank has 2 branches in Santa Rosa, 12 across California and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Santa Rosa Administrative Office at 520 3rd St, dating to 2012; the newest, at 500 3rd St, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Branch500 3rd St, 95401
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Santa Rosa Administrative Office520 3rd St, 95401
Westamerica Bank Bank · 2
Westamerica Bank has 2 branches in Santa Rosa, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Rosa location is the Santa Rosa Branch at 111 Santa Rosa Ave, dating to 1904; the newest, at 2498 Guerneville Rd, to 1978. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Branch111 Santa Rosa Ave, 95404
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Cross Roads Branch2498 Guerneville Rd, 95403
Bank of Marin Bank · 1
Bank of Marin has 1 branch in Santa Rosa, 29 across California and 29 nationwide. FDIC records list its main office in Novato, CA and show it operating since 1990. With $3.86 billion in total assets on June 30, 2026, it ranks No. 346 of 4,232 U.S. banks by total assets. The Santa Rosa Branch at 90 South E St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Branch90 South E St, 95404
Corporate America Family Credit Union Credit union · 1
Corporate America Family Credit Union has 1 office in Santa Rosa, 4 across California. It is based in Elgin, IL and $969.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Santa Rosa397 Aviation Blvd Ste L, 95403
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fremont Bank Bank · 1
Fremont Bank has 1 branch in Santa Rosa, 23 across California and 23 nationwide. FDIC records list its main office in Fremont, CA and show it operating since 1964. With $5.97 billion in total assets on June 30, 2026, it ranks No. 254 of 4,232 U.S. banks by total assets. The Santa Rosa Loan Production Office at 182 Farmers Ln Ste 205 dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Loan Production Office182 Farmers Ln Ste 205, 95405
Magnolia Bank Bank · 1
Magnolia Bank has 1 branch in Santa Rosa, 2 across California and 15 nationwide. FDIC records list its main office in Elizabethtown, KY and show it operating since 1919. With $546.3 million in total assets on June 30, 2026, it ranks No. 1,689 of 4,232 U.S. banks by total assets. The Santa Rosa Lpo Branch at 451 Aviation Blvd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Lpo Branch451 Aviation Blvd, 95403
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Santa Rosa, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Santa Rosa Branch at 640 3rd St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Branch640 3rd St, 95404
Patelco Credit Union Credit union · 1
Patelco Credit Union has 1 office in Santa Rosa, 36 across California. It is based in Dublin, CA and $9.62 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Santa Rosa1965 Cleveland Ave, 95401
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Sonoma Credit Union Credit union · 1
Sonoma Credit Union has 1 office in Santa Rosa, 1 across California. It is based in Santa Rosa, CA and $80.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office917 College Ave, 95404
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Summit State Bank Bank · 1
Summit State Bank has 1 branch in Santa Rosa, 4 across California and 4 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 1982. With $959.8 million in total assets on June 30, 2026, it ranks No. 1,082 of 4,232 U.S. banks by total assets. Its main office at 500 Bicentennial Way dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office500 Bicentennial Way, 95403
Tri Counties Bank Bank · 1
Tri Counties Bank has 1 branch in Santa Rosa, 77 across California and 77 nationwide. FDIC records list its main office in Chico, CA and show it operating since 1975. With $9.93 billion in total assets on June 30, 2026, it ranks No. 162 of 4,232 U.S. banks by total assets. The Santa Rosa Branch at 819 4th St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Rosa Branch819 4th St, 95404
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Santa Rosa, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Montgomery Village Branch at 2308 Magowan Dr dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
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Montgomery Village Branch2308 Magowan Dr, 95405
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Santa Rosa
6 credit unions have 12 offices here: Redwood Credit Union, Community First Credit Union, First Technology Credit Union, Patelco Credit Union, Corporate America Family Credit Union and Sonoma Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Santa Rosa page has every office in the state's directory.
Banking in Santa Rosa: the local picture
Short answer: 16 banks run 39 branches in Santa Rosa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 16 banks, 3 have their main office in Santa Rosa, 5 elsewhere in California and 8 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 2308 Magowan Dr, dating to 1890; the newest is Mechanics Bank's at 640 3rd St, from 2025.
6 credit unions have 12 offices in Santa Rosa, according to the NCUA. Who can join each one is on the credit unions page.
Of the 26 locations with published hours. 15 open on Saturday. 25 locations have no published hours in these sources.
Banks by ZIP code in Santa Rosa
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 95403 has the most bank and credit union offices in Santa Rosa (18), followed by 95404 (10) and 95401 (9). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 95403 | 18 | 12 | Exchange Bank, Chase, First Technology Credit Union |
| 95404 | 10 | 9 | Columbia Bank, Bank of Marin, Chase |
| 95401 | 9 | 7 | Exchange Bank, WaFd Bank, BMO |
| 95405 | 8 | 8 | BMO, Bank of America, Chase |
| 95409 | 4 | 3 | Exchange Bank, Poppy Bank, Wells Fargo |
| 95407 | 2 | 2 | Chase, Exchange Bank |
Banks and credit unions open on Saturday in Santa Rosa
Short answer: 15 of the 26 Santa Rosa locations with published hours open on Saturday, run by 7 institutions.
- Chase: 5 of 5 branches (1301 Guerneville Rd: Saturday 9 am to 2 pm, and 4 more)
- Wells Fargo: 3 of 4 branches (200 B St: Saturday 9 am to 2 pm, and 2 more)
- Bank of America: 1 of 2 branches (1155 W Steele Ln: Saturday 9 am to 4 pm)
- BMO: 1 of 2 branches (260 Coddingtown Ctr: Saturday 9 am to 12 pm)
- Redwood Credit Union: 3 of 4 offices (1205 N Dutton Ave: Saturday 9 am to 2 pm, and 2 more)
- First Technology Credit Union: 1 of 2 offices (2500 Mendocino Ave Ste C: Saturday 10 am to 1 pm)
- Patelco Credit Union: 1 of 1 office (1965 Cleveland Ave: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 25 of the 51 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Santa Rosa, and where the nearest one is if they do not.
Short answer: In Santa Rosa: Chase (5), Wells Fargo (4), Bank of America (2), U.S. Bank (1), BMO (2). No branches in Santa Rosa: PNC Bank (nearest in Walnut Creek, 52 mi), Truist, Fifth Third Bank (nearest in San Francisco, 49 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Santa Rosa | Nearest branch if none here |
|---|---|---|
| Chase | 5 branches | here |
| Wells Fargo | 4 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 1 branch | here |
| BMO | 2 branches | here |
| PNC Bank | None | Walnut Creek, 52 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Francisco, 49 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Santa Rosa to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Santa Rosa residents like anyone else.
Banks near Santa Rosa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sebastopol (7 miles) and Rohnert Park (7 miles). Petaluma, 15 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sebastopol, CA | 7 mi | 7 | 7 |
| Banks in Rohnert Park, CA | 7 mi | 8 | 8 |
| Banks in Windsor, CA | 8 mi | 4 | 4 |
| Banks in Calistoga, CA | 11 mi | 2 | 2 |
| Banks in Saint Helena, CA | 14 mi | 6 | 6 |
| Banks in Healdsburg, CA | 14 mi | 8 | 8 |
| Banks in Petaluma, CA | 15 mi | 11 | 15 |
| Banks in Sonoma, CA | 17 mi | 9 | 9 |
Bank branch openings and closings in Santa Rosa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Santa Rosa between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 10, 2025 | Opened | Mechanics Bank | 640 3rd St, 95404 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Santa Rosa
Short answer: 6 institutions have their main office in Santa Rosa: Exchange Bank, Redwood Credit Union, Poppy Bank and Community First Credit Union and 2 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Exchange Bank | Bank | $3.19 billion | 9 |
| Redwood Credit Union | Credit union | $9.95 billion | 4 |
| Poppy Bank | Bank | $8.32 billion | 4 |
| Community First Credit Union | Credit union | $922.1 million | 3 |
| Summit State Bank | Bank | $959.8 million | 1 |
| Sonoma Credit Union | Credit union | $80.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Santa Rosa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Santa Rosa offices.
Short answer: Chase is the largest bank with offices in Santa Rosa, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 3 of the 16 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 5 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 4 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 2 | Chicago, IL |
| Columbia Bank | $65.37 billion | No. 44 | 2 | Roseburg, OR |
| WaFd Bank | $27.58 billion | No. 79 | 2 | Seattle, WA |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Tri Counties Bank | $9.93 billion | No. 162 | 1 | Chico, CA |
| Poppy Bank | $8.32 billion | No. 196 | 4 | Santa Rosa, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Santa Rosa: FAQ
How many banks are in Santa Rosa, CA?
Santa Rosa has 16 banks with 39 branches and 6 credit unions with 12 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Santa Rosa?
Exchange Bank, with 9. Chase has 5 and Wells Fargo has 4.
Is there a Exchange Bank in Santa Rosa, CA?
Yes. FDIC data lists 9 Exchange Bank branches in Santa Rosa as of September 5, 2026, the main office at 545 4th St. Its branches are listed under Exchange Bank above, with the address and directions for each.
Is there a Chase in Santa Rosa, CA?
Yes. FDIC data lists 5 Chase branches in Santa Rosa as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Santa Rosa, CA?
Yes. FDIC data lists 4 Wells Fargo branches in Santa Rosa as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Santa Rosa, CA?
No. FDIC data lists no PNC Bank branch in Santa Rosa as of September 5, 2026. The nearest is in Walnut Creek, about 52 miles away in a straight line.
Which banks in Santa Rosa are open on Saturday?
Chase, Wells Fargo, Bank of America and BMO and 3 more publish Saturday hours for one or more Santa Rosa locations. The Saturday section above lists each one with its hours. 25 of the 51 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Santa Rosa?
Exchange Bank, Redwood Credit Union, Poppy Bank, Community First Credit Union and Summit State Bank and 1 more have their main office in Santa Rosa, according to the FDIC and the NCUA.
What is the oldest bank in Santa Rosa?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Santa Rosa?
Redwood Credit Union, Community First Credit Union, First Technology Credit Union and Patelco Credit Union and 2 more have offices in Santa Rosa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Santa Rosa in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Santa Rosa?
Nearby cities with more banks include Sebastopol, Rohnert Park, Windsor. Sebastopol is 7 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 12 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (15 of 39 branches: BMO, Bank of America, Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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