US Bank Directory

Banks in Lake Isabella, CA

1 FDIC-insured bank operates 1 office in Lake Isabella, California, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Lake Isabella

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lake Isabella, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lake Isabella

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Westamerica Bank is the only bank with an office in Lake Isabella. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Altaone Credit Union 1 office · main office Ridgecrest, CA Credit union · 1

Altaone Credit Union has 1 office in Lake Isabella, 12 across California. It is based in Ridgecrest, CA and $974.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lake Isabella
    5946 Lake Isabella Blvd, 93240
    (760) 379-4671Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Altaone Credit Union: profile, branches and contacts
Westamerica Bank 1 branch · main office San Rafael, CA Bank · 1

Westamerica Bank has 1 branch in Lake Isabella, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Lake Isabella Branch at 6100 Lake Isabella Blvd dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lake Isabella Branch
    6100 Lake Isabella Blvd, 93240
    Hours: see the bank's site
Westamerica Bank: profile, branches and contacts

Join a credit union in Lake Isabella

1 credit union has 1 office here: Altaone Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Isabella page has every office in the state's directory.

Banking in Lake Isabella: the local picture

Short answer: 1 bank runs 1 branch in Lake Isabella according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Westamerica Bank has its main office in San Rafael, CA, according to the FDIC.

The bank with the longest record here is Westamerica Bank, operating since 1884 according to the FDIC.

The only credit union with an office here is Altaone Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Lake Isabella

Short answer: None of the 1 Lake Isabella location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Isabella, and where the nearest one is if they do not.

Short answer: No branches in Lake Isabella: Chase (nearest in Bakersfield, 31 mi), Wells Fargo (nearest in Bakersfield, 31 mi), Bank of America (nearest in Bakersfield, 31 mi), PNC Bank (nearest in Clovis, 108 mi), U.S. Bank (nearest in Bakersfield, 31 mi), Truist, Fifth Third Bank (nearest in Burbank, 100 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Tehachapi, 34 mi).

BankIn Lake IsabellaNearest branch if none here
ChaseNoneBakersfield, 31 miles away
Wells FargoNoneBakersfield, 31 miles away
Bank of AmericaNoneBakersfield, 31 miles away
PNC BankNoneClovis, 108 miles away
U.S. BankNoneBakersfield, 31 miles away
TruistNonenone in California
Fifth Third BankNoneBurbank, 100 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneTehachapi, 34 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Isabella to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Isabella residents like anyone else.

Banks near Lake Isabella

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tehachapi (34 miles) and Bakersfield (37 miles). Bakersfield, 37 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Lake Isabella

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Isabella between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Isabella by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Isabella offices.

Short answer: Westamerica Bank is the largest bank with offices in Lake Isabella, with $5.77 billion in total assets on June 30, 2026, No. 258 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Westamerica Bank$5.77 billionNo. 2581San Rafael, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Isabella: FAQ

How many banks are in Lake Isabella, CA?

Lake Isabella has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Westamerica Bank in Lake Isabella, CA?

Yes. FDIC data lists 1 Westamerica Bank branch in Lake Isabella as of September 5, 2026. The address and directions are under Westamerica Bank above.

Is there a Chase in Lake Isabella, CA?

No. FDIC data lists no Chase branch in Lake Isabella as of September 5, 2026. The nearest is in Bakersfield, about 31 miles away in a straight line.

Which banks in Lake Isabella are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Lake Isabella?

Westamerica Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Which credit unions can I join in Lake Isabella?

Altaone Credit Union has an office in Lake Isabella. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lake Isabella in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lake Isabella?

Nearby cities with more banks include Tehachapi, Bakersfield, Porterville. Tehachapi is 34 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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