US Bank Directory
Banks in Tehachapi, CA
2 FDIC-insured banks operate 2 offices in Tehachapi, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Tehachapi
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Tehachapi, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Tehachapi
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BMO and Bank of the Sierra have the most locations in Tehachapi, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Altaone Credit Union Credit union · 1
Altaone Credit Union has 1 office in Tehachapi, 12 across California. It is based in Ridgecrest, CA and $974.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tehachapi Tucker Road665 Tucker Rd, 93561
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of the Sierra Bank · 1
Bank of the Sierra has 1 branch in Tehachapi, 35 across California and 35 nationwide. FDIC records list its main office in Porterville, CA and show it operating since 1978. With $3.72 billion in total assets on June 30, 2026, it ranks No. 352 of 4,232 U.S. banks by total assets. The Tehachapi Main Branch at 224 W F St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tehachapi Main Branch224 W F St, 93561
BMO Bank · 1
BMO has 1 branch in Tehachapi, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Tehachapi Branch at 758 Tucker Rd dates to 1954 in FDIC branch records. Its published hours do not list Saturday.
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Tehachapi Branch758 Tucker Rd, 93561
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Oceanair Credit Union Credit union · 1
Oceanair Credit Union has 1 office in Tehachapi, 5 across California. It is based in Oxnard, CA and $870.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Valley Strong Credit Union1002 W Tehachapi Blvd, 93561
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Safe 1 Credit Union Credit union · 1
Safe 1 Credit Union has 1 office in Tehachapi, 10 across California. It is based in Bakersfield, CA and $1.12 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tehachapi20141 W Valley Blvd, 93561
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Valley Strong Credit Union Credit union · 1
Valley Strong Credit Union has 1 office in Tehachapi, 31 across California. It is based in Bakersfield, CA and $4.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Tehachapi Branch1002 W Tehachapi Blvd, 93561
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Tehachapi
4 credit unions have 4 offices here: Valley Strong Credit Union, Safe 1 Credit Union, Altaone Credit Union and Oceanair Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tehachapi page has every office in the state's directory.
Banking in Tehachapi: the local picture
Short answer: 2 banks run 2 branches in Tehachapi according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Tehachapi, 1 elsewhere in California and 1 out of state, according to the FDIC.
The bank with the longest record here is BMO, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 758 Tucker Rd, dating to 1954; the newest is Bank of the Sierra's at 224 W F St, from 1982.
4 credit unions have 4 offices in Tehachapi, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Tehachapi
Short answer: 2 of the 5 Tehachapi locations with published hours open on Saturday, run by 2 institutions.
- Valley Strong Credit Union: 1 of 1 office (1002 W Tehachapi Blvd: Saturday 9 am to 1 pm)
- Oceanair Credit Union: 1 of 1 office (1002 W Tehachapi Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Tehachapi, and where the nearest one is if they do not.
Short answer: In Tehachapi: BMO (1). No branches in Tehachapi: Chase (nearest in Bakersfield, 33 mi), Wells Fargo (nearest in Bakersfield, 33 mi), Bank of America (nearest in Arvin, 22 mi), PNC Bank (nearest in Lynwood, 84 mi), U.S. Bank (nearest in Bakersfield, 33 mi), Truist, Fifth Third Bank (nearest in Burbank, 65 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Tehachapi | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Bakersfield, 33 miles away |
| Wells Fargo | None | Bakersfield, 33 miles away |
| Bank of America | None | Arvin, 22 miles away |
| PNC Bank | None | Lynwood, 84 miles away |
| U.S. Bank | None | Bakersfield, 33 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Burbank, 65 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tehachapi to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tehachapi residents like anyone else.
Banks near Tehachapi
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lancaster (36 miles) and Bakersfield (38 miles). Bakersfield, 38 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lancaster, CA | 36 mi | 7 | 15 |
| Banks in Bakersfield, CA | 38 mi | 14 | 50 |
| Banks in Palmdale, CA | 42 mi | 5 | 11 |
| Banks in Canyon Country, CA | 49 mi | 4 | 4 |
| Banks in Valencia, CA | 49 mi | 8 | 9 |
| Banks in Santa Clarita, CA | 49 mi | 7 | 9 |
| Banks in Stevenson Ranch, CA | 51 mi | 2 | 2 |
| Banks in Newhall, CA | 52 mi | 4 | 4 |
Bank branch openings and closings in Tehachapi
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Tehachapi between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Tehachapi by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tehachapi offices.
Short answer: BMO is the largest bank with offices in Tehachapi, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Bank of the Sierra is second with $3.72 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Bank of the Sierra | $3.72 billion | No. 352 | 1 | Porterville, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Tehachapi: FAQ
How many banks are in Tehachapi, CA?
Tehachapi has 2 banks with 2 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Tehachapi?
BMO, with 1. Bank of the Sierra has 1.
Is there a BMO in Tehachapi, CA?
Yes. FDIC data lists 1 BMO branch in Tehachapi as of September 5, 2026. The address and directions are under BMO above.
Is there a Bank of the Sierra in Tehachapi, CA?
Yes. FDIC data lists 1 Bank of the Sierra branch in Tehachapi as of September 5, 2026. The address and directions are under Bank of the Sierra above.
Is there a Chase in Tehachapi, CA?
No. FDIC data lists no Chase branch in Tehachapi as of September 5, 2026. The nearest is in Bakersfield, about 33 miles away in a straight line.
Which banks in Tehachapi are open on Saturday?
Valley Strong Credit Union and Oceanair Credit Union publish Saturday hours for one or more Tehachapi locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Tehachapi?
BMO has the longest record among banks with a branch here: the FDIC shows it operating since 1947.
Which credit unions can I join in Tehachapi?
Valley Strong Credit Union, Safe 1 Credit Union, Altaone Credit Union and Oceanair Credit Union have offices in Tehachapi. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Tehachapi in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Tehachapi?
Nearby cities with more banks include Lancaster, Bakersfield, Palmdale. Lancaster is 36 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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