US Bank Directory

Banks in Imperial Beach, CA

1 FDIC-insured bank operates 1 office in Imperial Beach, California, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Imperial Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Imperial Beach, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Imperial Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase is the only bank with an office in Imperial Beach. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

California Credit Union 1 office · main office Glendale, CA Credit union · 1

California Credit Union has 1 office in Imperial Beach, 26 across California. It is based in Glendale, CA and $5.41 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Imperial Beach
    1101 Palm Ave, 91932
    (619) 656-7150Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

California Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Imperial Beach, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Imperial Beach Branch at 1100 Palm Ave dates to 1934 in FDIC branch records. It opens on Saturday.

  • Imperial Beach Branch
    1100 Palm Ave, 91932
    (619) 424-8197Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts

Join a credit union in Imperial Beach

1 credit union has 1 office here: California Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Imperial Beach page has every office in the state's directory.

Banking in Imperial Beach: the local picture

Short answer: 1 bank runs 1 branch in Imperial Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Chase has its main office in Columbus, OH, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC.

The only credit union with an office here is California Credit Union.

Of the 2 locations with published hours. 2 open on Saturday.

Banks and credit unions open on Saturday in Imperial Beach

Short answer: 2 of the 2 Imperial Beach locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Imperial Beach, and where the nearest one is if they do not.

Short answer: In Imperial Beach: Chase (1). No branches in Imperial Beach: Wells Fargo (nearest in San Diego, 1 mi), Bank of America (nearest in San Diego, 1 mi), PNC Bank (nearest in San Ysidro, 5 mi), U.S. Bank (nearest in San Diego, 1 mi), Truist, Fifth Third Bank (nearest in San Diego, 9 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in San Diego, 10 mi).

BankIn Imperial BeachNearest branch if none here
Chase1 branchhere
Wells FargoNoneSan Diego, 1 mile away
Bank of AmericaNoneSan Diego, 1 mile away
PNC BankNoneSan Ysidro, 5 miles away
U.S. BankNoneSan Diego, 1 mile away
TruistNonenone in California
Fifth Third BankNoneSan Diego, 9 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneSan Diego, 10 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Imperial Beach to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Imperial Beach residents like anyone else.

Banks near Imperial Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are San Ysidro (5 miles) and Chula Vista (5 miles). Chula Vista, 5 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Imperial Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Imperial Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Imperial Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Imperial Beach offices.

Short answer: Chase is the largest bank with offices in Imperial Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Imperial Beach: FAQ

How many banks are in Imperial Beach, CA?

Imperial Beach has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Chase in Imperial Beach, CA?

Yes. FDIC data lists 1 Chase branch in Imperial Beach as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Imperial Beach, CA?

No. FDIC data lists no Wells Fargo branch in Imperial Beach as of September 5, 2026. The nearest is in San Diego, about 1 miles away in a straight line.

Which banks in Imperial Beach are open on Saturday?

Chase and California Credit Union publish Saturday hours for one or more Imperial Beach locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Imperial Beach?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Imperial Beach?

California Credit Union has an office in Imperial Beach. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Imperial Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Imperial Beach?

Nearby cities with more banks include San Ysidro, Chula Vista, National City. San Ysidro is 5 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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