US Bank Directory
Banks in Happy Camp, CA
1 FDIC-insured bank operates 1 office in Happy Camp, California.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Happy Camp
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Happy Camp, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Happy Camp
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Mechanics Bank is the only bank with an office in Happy Camp. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Happy Camp, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Happy Camp Branch at 63729 Hwy 96 dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Happy Camp Branch63729 Hwy 96, 96039
Banking in Happy Camp: the local picture
Short answer: 1 bank runs 1 branch in Happy Camp according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Mechanics Bank has its main office in Walnut Creek, CA, according to the FDIC.
The bank with the longest record here is Mechanics Bank, operating since 1905 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Happy Camp, and where the nearest one is if they do not.
Short answer: No branches in Happy Camp: Chase (nearest in Yreka, 40 mi), Wells Fargo (nearest in Arcata, 74 mi), Bank of America (nearest in Redding, 100 mi), PNC Bank (nearest in Lincoln, 231 mi), U.S. Bank (nearest in Yreka, 40 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 279 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Chico, 164 mi).
| Bank | In Happy Camp | Nearest branch if none here |
|---|---|---|
| Chase | None | Yreka, 40 miles away |
| Wells Fargo | None | Arcata, 74 miles away |
| Bank of America | None | Redding, 100 miles away |
| PNC Bank | None | Lincoln, 231 miles away |
| U.S. Bank | None | Yreka, 40 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 279 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Chico, 164 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Happy Camp to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Happy Camp residents like anyone else.
Banks near Happy Camp
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Yreka (40 miles) and Crescent City (41 miles). Redding, 101 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Yreka, CA | 40 mi | 6 | 6 |
| Banks in Crescent City, CA | 41 mi | 3 | 3 |
| Banks in Mount Shasta, CA | 66 mi | 4 | 4 |
| Banks in Mckinleyville, CA | 70 mi | 2 | 2 |
| Banks in Arcata, CA | 74 mi | 5 | 5 |
| Banks in Eureka, CA | 80 mi | 6 | 8 |
| Banks in Fortuna, CA | 93 mi | 4 | 4 |
| Banks in Redding, CA | 101 mi | 11 | 25 |
Bank branch openings and closings in Happy Camp
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Happy Camp between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Happy Camp by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Happy Camp offices.
Short answer: Mechanics Bank is the largest bank with offices in Happy Camp, with $21.25 billion in total assets on June 30, 2026, No. 102 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Happy Camp: FAQ
How many banks are in Happy Camp, CA?
Happy Camp has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Mechanics Bank in Happy Camp, CA?
Yes. FDIC data lists 1 Mechanics Bank branch in Happy Camp as of September 5, 2026. The address and directions are under Mechanics Bank above.
Is there a Chase in Happy Camp, CA?
No. FDIC data lists no Chase branch in Happy Camp as of September 5, 2026. The nearest is in Yreka, about 40 miles away in a straight line.
What is the oldest bank in Happy Camp?
Mechanics Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Happy Camp in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Happy Camp?
Nearby cities with more banks include Yreka, Crescent City, Mount Shasta. Yreka is 40 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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