US Bank Directory
Banks in Arcata, CA
5 FDIC-insured banks operate 5 offices in Arcata, California, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Arcata
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Arcata, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Arcata
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Arcata, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Coast Central Credit Union Credit union · 2
Coast Central Credit Union has 2 officees in Arcata, 11 across California. It is based in Eureka, CA and $2.32 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Arcata locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Arcata Giuntoli1551 Giuntoli Ln, 95521
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Arcata Uniontown686 F St Ste A, 95521
All hours
Mon to Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Arcata, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Arcata Branch at 780 7th St dates to 1988 in FDIC branch records. It opens on Saturday.
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Arcata Branch780 7th St, 95521
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Arcata, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Arcata Branch at 1063 G St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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Arcata Branch1063 G St, 95521
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Compass Community Credit Union Credit union · 1
Compass Community Credit Union has 1 office in Arcata, 2 across California. It is based in Eureka, CA and $180.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1033 G St, 95521
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northern Redwood Credit Union Credit union · 1
Northern Redwood Credit Union has 1 office in Arcata, 2 across California. It is based in Arcata, CA and $24.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1270 Giuntoli Ln, 95521
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Redwood Capital Bank Bank · 1
Redwood Capital Bank has 1 branch in Arcata, 4 across California and 4 nationwide. FDIC records list its main office in Eureka, CA and show it operating since 2004. With $566.0 million in total assets on June 30, 2026, it ranks No. 1,637 of 4,232 U.S. banks by total assets. The Arcata Branch at 1315 G St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Arcata Branch1315 G St, 95521
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Arcata, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Arcata Branch at 953 G St dates to 1982 in FDIC branch records. Its published hours do not list Saturday.
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Arcata Branch953 G St, 95521
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Arcata, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Arcata Branch at 1103 G St dates to 1956 in FDIC branch records. It opens on Saturday.
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Arcata Branch1103 G St, 95521
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Arcata
3 credit unions have 4 offices here: Coast Central Credit Union, Compass Community Credit Union and Northern Redwood Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Arcata page has every office in the state's directory.
Banking in Arcata: the local picture
Short answer: 5 banks run 5 branches in Arcata according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Arcata, 1 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Columbia Bank's office at 1063 G St, dating to 1934; the newest is Redwood Capital Bank's at 1315 G St, from 2014.
3 credit unions have 4 offices in Arcata, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Arcata
Short answer: 2 of the 8 Arcata locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (780 7th St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1103 G St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Arcata, and where the nearest one is if they do not.
Short answer: In Arcata: Chase (1), Wells Fargo (1), U.S. Bank (1). No branches in Arcata: Bank of America (nearest in Redding, 91 mi), PNC Bank (nearest in Lincoln, 202 mi), Truist, Fifth Third Bank (nearest in San Francisco, 231 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Chico, 141 mi).
| Bank | In Arcata | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Bank of America | None | Redding, 91 miles away |
| PNC Bank | None | Lincoln, 202 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | San Francisco, 231 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Chico, 141 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Arcata to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Arcata residents like anyone else.
Banks near Arcata
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mckinleyville (5 miles) and Eureka (7 miles). Redding, 92 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mckinleyville, CA | 5 mi | 2 | 2 |
| Banks in Eureka, CA | 7 mi | 6 | 8 |
| Banks in Fortuna, CA | 19 mi | 4 | 4 |
| Banks in Crescent City, CA | 61 mi | 3 | 3 |
| Banks in Redding, CA | 92 mi | 11 | 25 |
| Banks in Yreka, CA | 96 mi | 6 | 6 |
| Banks in Mount Shasta, CA | 97 mi | 4 | 4 |
| Banks in Anderson, CA | 98 mi | 3 | 3 |
Bank branch openings and closings in Arcata
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Arcata between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Arcata
Short answer: 1 institution has its main office in Arcata: Northern Redwood Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Northern Redwood Credit Union | Credit union | $24.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Arcata by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Arcata offices.
Short answer: Chase is the largest bank with offices in Arcata, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Redwood Capital Bank | $566.0 million | No. 1,637 | 1 | Eureka, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Arcata: FAQ
How many banks are in Arcata, CA?
Arcata has 5 banks with 5 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Arcata?
Chase, with 1. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Chase in Arcata, CA?
Yes. FDIC data lists 1 Chase branch in Arcata as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Arcata, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Arcata as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Arcata, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Arcata as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Bank of America in Arcata, CA?
No. FDIC data lists no Bank of America branch in Arcata as of September 5, 2026. The nearest is in Redding, about 91 miles away in a straight line.
Which banks in Arcata are open on Saturday?
Chase and Wells Fargo publish Saturday hours for one or more Arcata locations. The Saturday section above lists each one with its hours. 1 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Arcata?
Northern Redwood Credit Union has its main office in Arcata, according to the FDIC and the NCUA.
What is the oldest bank in Arcata?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Arcata?
Coast Central Credit Union, Compass Community Credit Union and Northern Redwood Credit Union have offices in Arcata. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Arcata in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Arcata?
Nearby cities with more banks include Mckinleyville, Eureka, Fortuna. Mckinleyville is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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