US Bank Directory
Banks in El Centro, CA
6 FDIC-insured banks operate 6 offices in El Centro, California, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: El Centro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in El Centro, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in El Centro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in El Centro, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in El Centro, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The El Centro Branch at 1414 W Main St dates to 1925 in FDIC branch records. Its published hours do not list Saturday.
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El Centro Branch1414 W Main St, 92243
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in El Centro, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Imperial Valley Branch at 2303 Cottonwood Dr dates to 2002 in FDIC branch records. It opens on Saturday.
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Imperial Valley Branch2303 Cottonwood Dr, 92243
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Corazo Credit Union Credit union · 1
Corazo Credit Union has 1 office in El Centro, 5 across California. It is based in El Centro, CA and $241.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1602 W Main St, 92243
All hours
Mon to Tue not published; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Frontwave Credit Union Credit union · 1
Frontwave Credit Union has 1 office in El Centro, 18 across California. It is based in Oceanside, CA and $1.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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El Centro1443 W Main St, 92243
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in El Centro, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The El Centro Main at 1448 W Main St dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Centro Main1448 W Main St, 92243
Sun Community Credit Union Credit union · 1
Sun Community Credit Union has 1 office in El Centro, 8 across California. It is based in El Centro, CA and $896.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1068 Broadway Ave, 92243
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sunflower Bank Bank · 1
Sunflower Bank has 1 branch in El Centro, 22 across California and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The El Centro Branch at 1599 W Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Centro Branch1599 W Main St, 92243
U.S. Bank Bank · 1
U.S. Bank has 1 branch in El Centro, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The El Centro Branch at 576 W Main St dates to 1912 in FDIC branch records. It opens on Saturday.
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El Centro Branch576 W Main St, 92243
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in El Centro, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The El Centro Branch at 1200 W Main St dates to 1980 in FDIC branch records. It opens on Saturday.
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El Centro Branch1200 W Main St, 92243
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in El Centro
3 credit unions have 3 offices here: Frontwave Credit Union, Sun Community Credit Union and Corazo Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in El Centro page has every office in the state's directory.
Banking in El Centro: the local picture
Short answer: 6 banks run 6 branches in El Centro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in El Centro, 1 elsewhere in California and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 576 W Main St, dating to 1912; the newest is Sunflower Bank's at 1599 W Main St, from 2006.
3 credit unions have 3 offices in El Centro, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in El Centro
Short answer: 4 of the 7 El Centro locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (2303 Cottonwood Dr: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1200 W Main St: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (576 W Main St: Saturday 9 am to 1 pm)
- Corazo Credit Union: 1 of 1 office (1602 W Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in El Centro, and where the nearest one is if they do not.
Short answer: In El Centro: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in El Centro: PNC Bank (nearest in Indio, 74 mi), Truist, Fifth Third Bank (nearest in La Mesa, 84 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Indian Wells, 78 mi).
| Bank | In El Centro | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| PNC Bank | None | Indio, 74 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | La Mesa, 84 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Indian Wells, 78 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Centro to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Centro residents like anyone else.
Banks near El Centro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alpine (70 miles) and Coachella (72 miles). Indio, 74 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alpine, CA | 70 mi | 3 | 3 |
| Banks in Coachella, CA | 72 mi | 3 | 3 |
| Banks in Indio, CA | 74 mi | 7 | 11 |
| Banks in La Quinta, CA | 76 mi | 6 | 6 |
| Banks in Ramona, CA | 78 mi | 3 | 3 |
| Banks in Indian Wells, CA | 79 mi | 3 | 3 |
| Banks in Lakeside, CA | 79 mi | 2 | 2 |
| Banks in Blythe, CA | 79 mi | 3 | 3 |
Bank branch openings and closings in El Centro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in El Centro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in El Centro
Short answer: 2 institutions have their main office in El Centro: Sun Community Credit Union and Corazo Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Sun Community Credit Union | Credit union | $896.5 million | 1 |
| Corazo Credit Union | Credit union | $241.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in El Centro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Centro offices.
Short answer: Chase is the largest bank with offices in El Centro, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Sunflower Bank | $15.65 billion | No. 125 | 1 | Dallas, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in El Centro: FAQ
How many banks are in El Centro, CA?
El Centro has 6 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in El Centro?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in El Centro, CA?
Yes. FDIC data lists 1 Chase branch in El Centro as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in El Centro, CA?
Yes. FDIC data lists 1 Bank of America branch in El Centro as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in El Centro, CA?
Yes. FDIC data lists 1 Wells Fargo branch in El Centro as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in El Centro, CA?
No. FDIC data lists no PNC Bank branch in El Centro as of September 5, 2026. The nearest is in Indio, about 74 miles away in a straight line.
Which banks in El Centro are open on Saturday?
Chase, Wells Fargo, U.S. Bank and Corazo Credit Union publish Saturday hours for one or more El Centro locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in El Centro?
Sun Community Credit Union and Corazo Credit Union have their main office in El Centro, according to the FDIC and the NCUA.
What is the oldest bank in El Centro?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in El Centro?
Frontwave Credit Union, Sun Community Credit Union and Corazo Credit Union have offices in El Centro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in El Centro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near El Centro?
Nearby cities with more banks include Alpine, Coachella, Indio. Alpine is 70 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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