US Bank Directory

Banks in Cool, CA

1 FDIC-insured bank operates 1 office in Cool, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Cool

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cool, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cool

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo is the only bank with an office in Cool. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Cool, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cool Branch at 5036 Ellinghouse Dr dates to 1946 in FDIC branch records. Its published hours do not list Saturday.

  • Cool Branch
    5036 Ellinghouse Dr, 95614
    (530) 888-2909Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Cool: the local picture

Short answer: 1 bank runs 1 branch in Cool according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Wells Fargo has its main office in Sioux Falls, SD, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC.

Of the 1 location with published hours. None open on Saturday.

Saturday hours in Cool

Short answer: None of the 1 Cool location with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cool, and where the nearest one is if they do not.

Short answer: In Cool: Wells Fargo (1). No branches in Cool: Chase (nearest in Auburn, 6 mi), Bank of America (nearest in Auburn, 6 mi), PNC Bank (nearest in Lincoln, 15 mi), U.S. Bank (nearest in Auburn, 3 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 89 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Auburn, 3 mi).

BankIn CoolNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneAuburn, 6 miles away
Bank of AmericaNoneAuburn, 6 miles away
PNC BankNoneLincoln, 15 miles away
U.S. BankNoneAuburn, 3 miles away
TruistNonenone in California
Fifth Third BankNoneWalnut Creek, 89 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneAuburn, 3 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cool to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cool residents like anyone else.

Banks near Cool

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Auburn (4 miles) and Loomis (11 miles). Auburn, 4 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Cool

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cool between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cool by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cool offices.

Short answer: Wells Fargo is the largest bank with offices in Cool, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cool: FAQ

How many banks are in Cool, CA?

Cool has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Wells Fargo in Cool, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Cool as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Cool, CA?

No. FDIC data lists no Chase branch in Cool as of September 5, 2026. The nearest is in Auburn, about 6 miles away in a straight line.

Which banks in Cool are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Cool?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Cool in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cool?

Nearby cities with more banks include Auburn, Loomis, Granite Bay. Auburn is 4 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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