US Bank Directory
Banks in Cool, CA
1 FDIC-insured bank operates 1 office in Cool, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Cool
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cool, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cool
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo is the only bank with an office in Cool. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cool, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cool Branch at 5036 Ellinghouse Dr dates to 1946 in FDIC branch records. Its published hours do not list Saturday.
-
Cool Branch5036 Ellinghouse Dr, 95614
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Cool: the local picture
Short answer: 1 bank runs 1 branch in Cool according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Wells Fargo has its main office in Sioux Falls, SD, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC.
Of the 1 location with published hours. None open on Saturday.
Saturday hours in Cool
Short answer: None of the 1 Cool location with published hours lists Saturday hours.
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cool, and where the nearest one is if they do not.
Short answer: In Cool: Wells Fargo (1). No branches in Cool: Chase (nearest in Auburn, 6 mi), Bank of America (nearest in Auburn, 6 mi), PNC Bank (nearest in Lincoln, 15 mi), U.S. Bank (nearest in Auburn, 3 mi), Truist, Fifth Third Bank (nearest in Walnut Creek, 89 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Auburn, 3 mi).
| Bank | In Cool | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Auburn, 6 miles away |
| Bank of America | None | Auburn, 6 miles away |
| PNC Bank | None | Lincoln, 15 miles away |
| U.S. Bank | None | Auburn, 3 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Walnut Creek, 89 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Auburn, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cool to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cool residents like anyone else.
Banks near Cool
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburn (4 miles) and Loomis (11 miles). Auburn, 4 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburn, CA | 4 mi | 11 | 13 |
| Banks in Loomis, CA | 11 mi | 2 | 2 |
| Banks in Granite Bay, CA | 13 mi | 2 | 2 |
| Banks in Rocklin, CA | 15 mi | 6 | 7 |
| Banks in Lincoln, CA | 15 mi | 6 | 6 |
| Banks in El Dorado Hills, CA | 15 mi | 7 | 11 |
| Banks in Placerville, CA | 16 mi | 7 | 10 |
| Banks in Cameron Park, CA | 16 mi | 4 | 4 |
Bank branch openings and closings in Cool
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cool between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cool by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cool offices.
Short answer: Wells Fargo is the largest bank with offices in Cool, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cool: FAQ
How many banks are in Cool, CA?
Cool has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Wells Fargo in Cool, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Cool as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Cool, CA?
No. FDIC data lists no Chase branch in Cool as of September 5, 2026. The nearest is in Auburn, about 6 miles away in a straight line.
Which banks in Cool are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Cool?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Did any bank branches open or close in Cool in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cool?
Nearby cities with more banks include Auburn, Loomis, Granite Bay. Auburn is 4 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds