US Bank Directory

Banks in California City, CA

1 FDIC-insured bank operates 1 office in California City, California, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: California City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in California City, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in California City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of the Sierra is the only bank with an office in California City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Altaone Credit Union 1 office · main office Ridgecrest, CA Credit union · 1

Altaone Credit Union has 1 office in California City, 12 across California. It is based in Ridgecrest, CA and $974.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cal City
    9601 California City Blvd, 93505
    (760) 373-8472Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Altaone Credit Union: profile, branches and contacts
Bank of the Sierra 1 branch · main office Porterville, CA Bank · 1

Bank of the Sierra has 1 branch in California City, 35 across California and 35 nationwide. FDIC records list its main office in Porterville, CA and show it operating since 1978. With $3.72 billion in total assets on June 30, 2026, it ranks No. 352 of 4,232 U.S. banks by total assets. The California City Branch at 8031 California City Blvd dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • California City Branch
    8031 California City Blvd, 93505
    Hours: see the bank's site
Bank of the Sierra: profile, branches and contacts

Join a credit union in California City

1 credit union has 1 office here: Altaone Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in California City page has every office in the state's directory.

Banking in California City: the local picture

Short answer: 1 bank runs 1 branch in California City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of the Sierra has its main office in Porterville, CA, according to the FDIC.

The bank with the longest record here is Bank of the Sierra, operating since 1978 according to the FDIC.

The only credit union with an office here is Altaone Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in California City

Short answer: 1 of the 1 California City location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in California City, and where the nearest one is if they do not.

Short answer: No branches in California City: Chase (nearest in Lancaster, 31 mi), Wells Fargo (nearest in Lancaster, 31 mi), Bank of America (nearest in Lancaster, 33 mi), PNC Bank (nearest in Ontario, 76 mi), U.S. Bank (nearest in Lancaster, 31 mi), Truist, Fifth Third Bank (nearest in Burbank, 67 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Tehachapi, 27 mi).

BankIn California CityNearest branch if none here
ChaseNoneLancaster, 31 miles away
Wells FargoNoneLancaster, 31 miles away
Bank of AmericaNoneLancaster, 33 miles away
PNC BankNoneOntario, 76 miles away
U.S. BankNoneLancaster, 31 miles away
TruistNonenone in California
Fifth Third BankNoneBurbank, 67 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneTehachapi, 27 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of California City to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to California City residents like anyone else.

Banks near California City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tehachapi (27 miles) and Lancaster (32 miles). Lancaster, 32 miles away, has the most banks nearby: 7.

Bank branch openings and closings in California City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in California City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in California City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its California City offices.

Short answer: Bank of the Sierra is the largest bank with offices in California City, with $3.72 billion in total assets on June 30, 2026, No. 352 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of the Sierra$3.72 billionNo. 3521Porterville, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in California City: FAQ

How many banks are in California City, CA?

California City has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Bank of the Sierra in California City, CA?

Yes. FDIC data lists 1 Bank of the Sierra branch in California City as of September 5, 2026. The address and directions are under Bank of the Sierra above.

Is there a Chase in California City, CA?

No. FDIC data lists no Chase branch in California City as of September 5, 2026. The nearest is in Lancaster, about 31 miles away in a straight line.

Which banks in California City are open on Saturday?

Altaone Credit Union publishes Saturday hours for one or more California City locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in California City?

Bank of the Sierra has the longest record among banks with a branch here: the FDIC shows it operating since 1978.

Which credit unions can I join in California City?

Altaone Credit Union has an office in California City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in California City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near California City?

Nearby cities with more banks include Tehachapi, Lancaster, Palmdale. Tehachapi is 27 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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