US Bank Directory

Banks in Flagstaff, AZ

9 FDIC-insured banks operate 14 offices in Flagstaff, Arizona, and 4 credit unions have 7 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Flagstaff

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 21 locations in Flagstaff, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 14 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

21 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Flagstaff

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Flagstaff, with 3. It is followed by Bank of America (2), Wells Fargo (2), Zions Bancorporation (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Flagstaff, 189 across Arizona and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Flagstaff location is the Flagstaff Milton Road Branch at 1484 S Milton Rd, dating to 1968; the newest, at 4830 N Us Highway 89, to 2001. 2 of its 3 Flagstaff locations with published hours open on Saturday.

  • Flagstaff Downtown Branch
    100 W Birch Ave, 86001
    (928) 779-7411Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Flagstaff Milton Road Branch
    1484 S Milton Rd, 86001
    (928) 779-7331Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • East Flagstaff Branch
    4830 N Us Highway 89, 86004
    (928) 779-7351Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Arizona Central Credit Union 2 offices · main office Phoenix, AZ Credit union · 2

Arizona Central Credit Union has 2 officees in Flagstaff, 11 across Arizona. It is based in Phoenix, AZ and $733.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Flagstaff locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Woodlands #10
    1948 S Woodlands Village Blvd, 86001
    (602) 264-6421Today: hours not published
    All hours

    Mon to Tue 9 am to 5:30 pm; Wed not published; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Flagstaff #4
    2521 N West St, 86004
    (602) 264-6421Today 10 am to 5:30 pm
    All hours

    Mon to Tue 9 am to 5:30 pm; Wed 10 am to 5:30 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Arizona Central Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Flagstaff, 104 across Arizona and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Flagstaff location is the Flagstaff Mall Branch at 4550 N Us Highway 89, dating to 1963; the newest, at 2625 S Woodlands Village Blvd, to 1998. 1 of its 2 Flagstaff locations with published hours open on Saturday.

  • Flagstaff Woodlands Branch
    2625 S Woodlands Village Blvd, 86001
    (928) 213-8034Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Flagstaff Mall Branch
    4550 N Us Highway 89, 86004
    (928) 526-2574Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Coconino Credit Union 2 offices · main office Flagstaff, AZ Credit union · 2

Coconino Credit Union has 2 officees in Flagstaff, 3 across Arizona. It is based in Flagstaff, AZ and $126.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Flagstaff locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    2800 S Woodlands Village Blvd, 86001
    (928) 913-8100Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • East Flagstaff
    2520 N 4Th St, 86004
    (928) 714-2242Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Coconino Credit Union: profile, branches and contacts
Oneaz Credit Union 2 offices · main office Phoenix, AZ Credit union · 2

Oneaz Credit Union has 2 officees in Flagstaff, 27 across Arizona. It is based in Phoenix, AZ and $4.49 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Flagstaff locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • East Flagstaff
    5200 N Us Highway 89, 86004
    (928) 213-6802Today 9 am to 5 pm
    All hours

    Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Flagstaff Sawmill
    825 E Butler Ave, 86001
    (928) 213-6701Today 9 am to 5 pm
    All hours

    Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Oneaz Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Flagstaff, 153 across Arizona and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Flagstaff location is the East Flagstaff Branch at 2625 N 4th St, dating to 1972; the newest, at 1200 S Milton Rd, to 1978. 1 of its 2 Flagstaff locations with published hours open on Saturday.

  • Flagstaff Main Branch
    1200 S Milton Rd, 86001
    (928) 214-2480Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • East Flagstaff Branch
    2625 N 4th St, 86004
    (928) 556-9872Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Zions Bancorporation 2 branches · main office Salt Lake City, UT Bank · 2

Zions Bancorporation has 2 branches in Flagstaff, 56 across Arizona and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Flagstaff location is the Flagstaff Branch at 211 N Leroux St, dating to 1993; the newest, at 2638 E Route 66, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Flagstaff Branch
    211 N Leroux St, 86001
    Hours: see the bank's site
  • East Flagstaff Branch
    2638 E Route 66, 86004
    Hours: see the bank's site
Zions Bancorporation: profile, branches and contacts
Bank of Colorado 1 branch · main office Fort Collins, CO Bank · 1

Bank of Colorado has 1 branch in Flagstaff, 6 across Arizona and 60 nationwide. FDIC records list its main office in Fort Collins, CO and show it operating since 1900. With $7.61 billion in total assets on June 30, 2026, it ranks No. 207 of 4,232 U.S. banks by total assets. The Flagstaff Branch at 2500 Woodlands Village Blvd dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Flagstaff Branch
    2500 Woodlands Village Blvd, 86001
    Hours: see the bank's site
Bank of Colorado: profile, branches and contacts
Desert Financial Credit Union 1 office · main office Phoenix, AZ Credit union · 1

Desert Financial Credit Union has 1 office in Flagstaff, 51 across Arizona. It is based in Phoenix, AZ and $9.79 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Flagstaff
    Cypress Flagstaff Mall 4620 N Us Highway 89 Ste 2, 86004
    (602) 433-7000Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Desert Financial Credit Union: profile, branches and contacts
Glacier Bank 1 branch · main office Kalispell, MT Bank · 1

Glacier Bank has 1 branch in Flagstaff, 15 across Arizona and 261 nationwide. FDIC records list its main office in Kalispell, MT and show it operating since 1955. With $31.58 billion in total assets on June 30, 2026, it ranks No. 69 of 4,232 U.S. banks by total assets. The Flagstaff Branch at 1750 S Woodlands Village Blvd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Flagstaff Branch
    1750 S Woodlands Village Blvd, 86001
    Hours: see the bank's site
Glacier Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Flagstaff, 75 across Arizona and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Flagstaff Downtown Branch at 2 E Birch Ave dates to 1957 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Flagstaff Downtown Branch
    2 E Birch Ave, 86001
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Sunwest Bank 1 branch · main office Sandy, UT Bank · 1

Sunwest Bank has 1 branch in Flagstaff, 2 across Arizona and 9 nationwide. FDIC records list its main office in Sandy, UT and show it operating since 1970. With $4.41 billion in total assets on June 30, 2026, it ranks No. 317 of 4,232 U.S. banks by total assets. The Birch Branch at 121 E Birch Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Sunwest Bank: profile, branches and contacts
Western Alliance Bank 1 branch · main office Phoenix, AZ Bank · 1

Western Alliance Bank has 1 branch in Flagstaff, 9 across Arizona and 38 nationwide. FDIC records list its main office in Phoenix, AZ and show it operating since 2003. With $98.57 billion in total assets on June 30, 2026, it ranks No. 34 of 4,232 U.S. banks by total assets. The Flagstaff Branch at 501 E Butler Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Flagstaff Branch
    501 E Butler Ave, 86001
    Hours: see the bank's site
Western Alliance Bank: profile, branches and contacts

Join a credit union in Flagstaff

4 credit unions have 7 offices here: Oneaz Credit Union, Arizona Central Credit Union, Coconino Credit Union and Desert Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Flagstaff page has every office in the state's directory.

Banking in Flagstaff: the local picture

Short answer: 9 banks run 14 branches in Flagstaff according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Flagstaff, 1 elsewhere in Arizona and 8 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 2 E Birch Ave, dating to 1957; the newest is Bank of Colorado's at 2500 Woodlands Village Blvd, from 2024.

4 credit unions have 7 offices in Flagstaff, according to the NCUA. Who can join each one is on the credit unions page.

Of the 14 locations with published hours. 5 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Flagstaff

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 86001 has the most bank and credit union offices in Flagstaff (13), followed by 86004 (8). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
860011312Chase, Arizona Central Credit Union, Bank of America
8600488Arizona Central Credit Union, Bank of America, Chase

Banks and credit unions open on Saturday in Flagstaff

Short answer: 5 of the 14 Flagstaff locations with published hours open on Saturday, run by 4 institutions.

  • Chase: 2 of 3 branches (1484 S Milton Rd: Saturday 9 am to 1 pm, and 1 more)
  • Bank of America: 1 of 2 branches (2625 S Woodlands Village Blvd: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 2 branches (1200 S Milton Rd: Saturday 9 am to 2 pm)
  • Desert Financial Credit Union: 1 of 1 office (Cypress Flagstaff Mall 4620 N Us Highway 89 Ste 2: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Flagstaff, and where the nearest one is if they do not.

Short answer: In Flagstaff: Chase (3), Wells Fargo (2), Bank of America (2), PNC Bank (1). No branches in Flagstaff: U.S. Bank (nearest in Prescott, 62 mi), Truist, Fifth Third Bank (nearest in Phoenix, 106 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Sedona, 25 mi).

BankIn FlagstaffNearest branch if none here
Chase3 brancheshere
Wells Fargo2 brancheshere
Bank of America2 brancheshere
PNC Bank1 branchhere
U.S. BankNonePrescott, 62 miles away
TruistNonenone in Arizona
Fifth Third BankNonePhoenix, 106 miles away
HuntingtonNonenone in Arizona
Regions BankNonenone in Arizona
TD BankNonenone in Arizona
BMONoneSedona, 25 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Flagstaff to the nearest branch in Arizona.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Flagstaff residents like anyone else.

Banks near Flagstaff

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sedona (26 miles) and Cottonwood (39 miles). Prescott, 64 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Flagstaff

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Flagstaff between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Flagstaff

Short answer: 1 institution has its main office in Flagstaff: Coconino Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Coconino Credit UnionCredit union$126.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Flagstaff by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Flagstaff offices.

Short answer: Chase is the largest bank with offices in Flagstaff, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Western Alliance Bank$98.57 billionNo. 341Phoenix, AZ
Zions Bancorporation$89.04 billionNo. 352Salt Lake City, UT
Glacier Bank$31.58 billionNo. 691Kalispell, MT
Bank of Colorado$7.61 billionNo. 2071Fort Collins, CO
Sunwest Bank$4.41 billionNo. 3171Sandy, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Flagstaff: FAQ

How many banks are in Flagstaff, AZ?

Flagstaff has 9 banks with 14 branches and 4 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Flagstaff?

Chase, with 3. Bank of America has 2 and Wells Fargo has 2.

Is there a Chase in Flagstaff, AZ?

Yes. FDIC data lists 3 Chase branches in Flagstaff as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Bank of America in Flagstaff, AZ?

Yes. FDIC data lists 2 Bank of America branches in Flagstaff as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Wells Fargo in Flagstaff, AZ?

Yes. FDIC data lists 2 Wells Fargo branches in Flagstaff as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a U.S. Bank in Flagstaff, AZ?

No. FDIC data lists no U.S. Bank branch in Flagstaff as of September 5, 2026. The nearest is in Prescott, about 62 miles away in a straight line.

Which banks in Flagstaff are open on Saturday?

Chase, Bank of America, Wells Fargo and Desert Financial Credit Union publish Saturday hours for one or more Flagstaff locations. The Saturday section above lists each one with its hours. 7 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Flagstaff?

Coconino Credit Union has its main office in Flagstaff, according to the FDIC and the NCUA.

What is the oldest bank in Flagstaff?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Flagstaff?

Oneaz Credit Union, Arizona Central Credit Union, Coconino Credit Union and Desert Financial Credit Union have offices in Flagstaff. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Flagstaff in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Flagstaff?

Nearby cities with more banks include Sedona, Cottonwood, Camp Verde. Sedona is 26 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 7 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 14 branches: Bank of America, Chase, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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