US Bank Directory
Banks in Cottonwood, AZ
5 FDIC-insured banks operate 5 offices in Cottonwood, Arizona, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cottonwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Cottonwood, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cottonwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Cottonwood, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Cottonwood, 189 across Arizona and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Cottonwood Arizona Branch at 1540 E Highway 89a dates to 1973 in FDIC branch records. It opens on Saturday.
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Cottonwood Arizona Branch1540 E Highway 89a, 86326
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Credit Union West Credit union · 1
Credit Union West has 1 office in Cottonwood, 15 across Arizona. It is based in Glendale, AZ and $1.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cottonwood1672 E Cottonwood St Ste C, 86326
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Cottonwood, 24 across Arizona and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Cottonwood Banking Center - Rc 931 Branch at 2003 E Rodeo Dr dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottonwood Banking Center - Rc 931 Branch2003 E Rodeo Dr, 86326
Glacier Bank Bank · 1
Glacier Bank has 1 branch in Cottonwood, 15 across Arizona and 261 nationwide. FDIC records list its main office in Kalispell, MT and show it operating since 1955. With $31.58 billion in total assets on June 30, 2026, it ranks No. 69 of 4,232 U.S. banks by total assets. The Cottonwood Branch at 597 E State Route 89a dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottonwood Branch597 E State Route 89a, 86326
Oneaz Credit Union Credit union · 1
Oneaz Credit Union has 1 office in Cottonwood, 27 across Arizona. It is based in Phoenix, AZ and $4.49 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cottonwood601 W State Route 89A, 86326
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Cottonwood, 153 across Arizona and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cottonwood Branch at 1201 E State Route 89a dates to 1947 in FDIC branch records. It opens on Saturday.
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Cottonwood Branch1201 E State Route 89a, 86326
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Cottonwood, 56 across Arizona and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Cottonwood Branch at 1 E Highway 89a dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottonwood Branch1 E Highway 89a, 86326
Join a credit union in Cottonwood
2 credit unions have 2 offices here: Oneaz Credit Union and Credit Union West. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cottonwood page has every office in the state's directory.
Banking in Cottonwood: the local picture
Short answer: 5 banks run 5 branches in Cottonwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Cottonwood and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1201 E State Route 89a, dating to 1947; the newest is First National Bank Texas's at 2003 E Rodeo Dr, from 2013.
2 credit unions have 2 offices in Cottonwood, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Cottonwood
Short answer: 2 of the 4 Cottonwood locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (1540 E Highway 89a: Saturday 9 am to 1 pm)
- Wells Fargo: 1 of 1 branch (1201 E State Route 89a: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cottonwood, and where the nearest one is if they do not.
Short answer: In Cottonwood: Chase (1), Wells Fargo (1). No branches in Cottonwood: Bank of America (nearest in Prescott Valley, 21 mi), PNC Bank (nearest in Prescott Valley, 20 mi), U.S. Bank (nearest in Prescott, 25 mi), Truist, Fifth Third Bank (nearest in Phoenix, 70 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Sedona, 16 mi).
| Bank | In Cottonwood | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | None | Prescott Valley, 21 miles away |
| PNC Bank | None | Prescott Valley, 20 miles away |
| U.S. Bank | None | Prescott, 25 miles away |
| Truist | None | none in Arizona |
| Fifth Third Bank | None | Phoenix, 70 miles away |
| Huntington | None | none in Arizona |
| Regions Bank | None | none in Arizona |
| TD Bank | None | none in Arizona |
| BMO | None | Sedona, 16 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cottonwood to the nearest branch in Arizona.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cottonwood residents like anyone else.
Banks near Cottonwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Camp Verde (14 miles) and Sedona (15 miles). Prescott, 28 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Camp Verde, AZ | 14 mi | 2 | 2 |
| Banks in Sedona, AZ | 15 mi | 6 | 8 |
| Banks in Prescott Valley, AZ | 21 mi | 8 | 9 |
| Banks in Chino Valley, AZ | 25 mi | 2 | 2 |
| Banks in Prescott, AZ | 28 mi | 10 | 15 |
| Banks in Flagstaff, AZ | 39 mi | 9 | 14 |
| Banks in Payson, AZ | 52 mi | 5 | 5 |
| Banks in Anthem, AZ | 61 mi | 3 | 3 |
Bank branch openings and closings in Cottonwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cottonwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cottonwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cottonwood offices.
Short answer: Chase is the largest bank with offices in Cottonwood, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Glacier Bank | $31.58 billion | No. 69 | 1 | Kalispell, MT |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cottonwood: FAQ
How many banks are in Cottonwood, AZ?
Cottonwood has 5 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cottonwood?
Chase, with 1. Wells Fargo has 1 and Zions Bancorporation has 1.
Is there a Chase in Cottonwood, AZ?
Yes. FDIC data lists 1 Chase branch in Cottonwood as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Cottonwood, AZ?
Yes. FDIC data lists 1 Wells Fargo branch in Cottonwood as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Zions Bancorporation in Cottonwood, AZ?
Yes. FDIC data lists 1 Zions Bancorporation branch in Cottonwood as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Bank of America in Cottonwood, AZ?
No. FDIC data lists no Bank of America branch in Cottonwood as of September 5, 2026. The nearest is in Prescott Valley, about 21 miles away in a straight line.
Which banks in Cottonwood are open on Saturday?
Chase and Wells Fargo publish Saturday hours for one or more Cottonwood locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cottonwood?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Cottonwood?
Oneaz Credit Union and Credit Union West have offices in Cottonwood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cottonwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cottonwood?
Nearby cities with more banks include Camp Verde, Sedona, Prescott Valley. Camp Verde is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Chase, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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