US Bank Directory

Banks in Waldo, AR

1 FDIC-insured bank operates 1 office in Waldo, Arkansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Waldo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Waldo, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waldo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Peoples Bank is the only bank with an office in Waldo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Peoples Bank 1 branch · main office Magnolia, AR Bank · 1

The Peoples Bank has 1 branch in Waldo, 4 across Arkansas and 4 nationwide. FDIC records list its main office in Magnolia, AR and show it operating since 1910. With $195.9 million in total assets on June 30, 2026, it ranks No. 3,017 of 4,232 U.S. banks by total assets. The Golden Oaks Branch at 107 N Walnut St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Golden Oaks Branch
    107 N Walnut St, 71770
    Hours: see the bank's site
The Peoples Bank: profile, branches and contacts

Banking in Waldo: the local picture

Short answer: 1 bank runs 1 branch in Waldo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The Peoples Bank has its main office in Magnolia, AR, according to the FDIC.

The bank with the longest record here is The Peoples Bank, operating since 1910 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Waldo, and where the nearest one is if they do not.

Short answer: No branches in Waldo: Chase (nearest in Little Rock, 106 mi), Wells Fargo (nearest in Texarkana, 43 mi), Bank of America (nearest in Pine Bluff, 94 mi), PNC Bank, U.S. Bank (nearest in Arkadelphia, 55 mi), Truist (nearest in West Memphis, 216 mi), Fifth Third Bank, Huntington (nearest in Magnolia, 7 mi), Regions Bank (nearest in El Dorado, 38 mi), TD Bank, BMO.

BankIn WaldoNearest branch if none here
ChaseNoneLittle Rock, 106 miles away
Wells FargoNoneTexarkana, 43 miles away
Bank of AmericaNonePine Bluff, 94 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneArkadelphia, 55 miles away
TruistNoneWest Memphis, 216 miles away
Fifth Third BankNonenone in Arkansas
HuntingtonNoneMagnolia, 7 miles away
Regions BankNoneEl Dorado, 38 miles away
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waldo to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waldo residents like anyone else.

Banks near Waldo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Magnolia (6 miles) and Lewisville (16 miles). Hope, 28 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Waldo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waldo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waldo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waldo offices.

Short answer: The Peoples Bank is the largest bank with offices in Waldo, with $195.9 million in total assets on June 30, 2026, No. 3,017 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Peoples Bank$195.9 millionNo. 3,0171Magnolia, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waldo: FAQ

How many banks are in Waldo, AR?

Waldo has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a The Peoples Bank in Waldo, AR?

Yes. FDIC data lists 1 The Peoples Bank branch in Waldo as of September 5, 2026. The address and directions are under The Peoples Bank above.

Is there a Chase in Waldo, AR?

No. FDIC data lists no Chase branch in Waldo as of September 5, 2026. The nearest is in Little Rock, about 106 miles away in a straight line.

What is the oldest bank in Waldo?

The Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Did any bank branches open or close in Waldo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waldo?

Nearby cities with more banks include Magnolia, Lewisville, Hope. Magnolia is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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