US Bank Directory

Banks in El Dorado, AR

6 FDIC-insured banks operate 14 offices in El Dorado, Arkansas, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: El Dorado

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 17 locations in El Dorado, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

17 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in El Dorado

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Financial Bank has the most locations in El Dorado, with 5. It is followed by Huntington (2), Simmons Bank (2), Southern Bancorp Bank (2). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Bank 5 branches · main office El Dorado, AR Bank · 5

First Financial Bank has 5 branches in El Dorado, 15 across Arkansas and 19 nationwide. FDIC records list its main office in El Dorado, AR and show it operating since 1934. With $2.04 billion in total assets on June 30, 2026, it ranks No. 597 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Dorado location is its main office at 300 East Peach Street, dating to 1934; the newest, at 2300 E Main St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    300 East Peach Street, 71730
    Hours: see the bank's site
  • Washington Street Branch
    214 N Washington Ave, 71730
    Hours: see the bank's site
  • East Main Branch
    2300 E Main St, 71730
    Hours: see the bank's site
  • 318 Griffith Street Branch
    318 Griffith St, 71730
    Hours: see the bank's site
  • Timberlane Branch
    500 S Timberlane Dr, 71730
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Huntington The Huntington National Bank · 2 branches · main office Columbus, OH Bank · 2

Huntington has 2 branches in El Dorado, 38 across Arkansas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Dorado location is the El Dorado Main Street Branch at 101 W Main St, dating to 1903; the newest, at 1510 N West Ave, to 1965. It does not publish hours in the sources this page uses; check its site before you go.

  • El Dorado Main Street Branch
    101 W Main St, 71730
    Hours: see the bank's site
  • El Dorado North Branch
    1510 N West Ave, 71730
    Hours: see the bank's site
Huntington: profile, branches and contacts
Simmons Bank 2 branches · main office Pine Bluff, AR Bank · 2

Simmons Bank has 2 branches in El Dorado, 68 across Arkansas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Dorado location is the El Dorado West Grove Branch at 100 W Grove St, dating to 1919; the newest, at 535 S Timberlane Dr, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • El Dorado West Grove Branch
    100 W Grove St, 71730
    Hours: see the bank's site
  • El Dorado Timberlane Branch
    535 S Timberlane Dr, 71730
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
Smackover State Bank 2 branches · main office Smackover, AR Bank · 2

Smackover State Bank has 2 branches in El Dorado, 4 across Arkansas and 4 nationwide. FDIC records list its main office in Smackover, AR and show it operating since 1928. With $252.4 million in total assets on June 30, 2026, it ranks No. 2,716 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Dorado location is the 125 West 5Th Branch at 125 W 5th St, dating to 1986; the newest, at 602 S Timberlane Dr, to 2004. It does not publish hours in the sources this page uses; check its site before you go.

  • 125 West 5Th Branch
    125 W 5th St, 71730
    Hours: see the bank's site
  • El Dorado Branch
    602 S Timberlane Dr, 71730
    Hours: see the bank's site
Smackover State Bank: profile, branches and contacts
Southern Bancorp Bank 2 branches · main office Arkadelphia, AR Bank · 2

Southern Bancorp Bank has 2 branches in El Dorado, 35 across Arkansas and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Dorado location is the Timberland Branch at 2421 N West Ave, dating to 2000; the newest, at 1615 W Hillsboro St, to 2004. It does not publish hours in the sources this page uses; check its site before you go.

  • El Dorado Branch
    1615 W Hillsboro St, 71730
    Hours: see the bank's site
  • Timberland Branch
    2421 N West Ave, 71730
    Hours: see the bank's site
Southern Bancorp Bank: profile, branches and contacts
Lion Credit Union 1 office · main office El Dorado, AR Credit union · 1

Lion Credit Union has 1 office in El Dorado, 1 across Arkansas. It is based in El Dorado, AR and $18.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1580 Haynesville Hwy, 71730
    (870) 863-4335Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Lion Credit Union: profile, branches and contacts
Red River Employees Credit Union 1 office · main office Texarkana, TX Credit union · 1

Red River Employees Credit Union has 1 office in El Dorado, 7 across Arkansas. It is based in Texarkana, TX and $1.59 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • El Dorado Ar
    2001 N West Ave, 71730
    (903) 735-3000Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Red River Employees Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in El Dorado, 55 across Arkansas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The El Dorado Main Branch at 100 E Peach St dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • El Dorado Main Branch
    100 E Peach St, 71730
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
River Valley Community Credit Union 1 office · main office Camden, AR Credit union · 1

River Valley Community Credit Union has 1 office in El Dorado, 2 across Arkansas. It is based in Camden, AR and $64.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • River Valley Community Fcu
    2416 N West Ave, 71730
    (870) 863-6000Today 8:30 am to 4:15 pm
    All hours

    Mon to Thu 8:30 am to 4:15 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

River Valley Community Credit Union: profile, branches and contacts

Join a credit union in El Dorado

3 credit unions have 3 offices here: Red River Employees Credit Union, River Valley Community Credit Union and Lion Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in El Dorado page has every office in the state's directory.

Banking in El Dorado: the local picture

Short answer: 6 banks run 14 branches in El Dorado according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in El Dorado, 3 elsewhere in Arkansas and 2 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 101 W Main St, dating to 1903; the newest is First Financial Bank's at 2300 E Main St, from 2009.

3 credit unions have 3 offices in El Dorado, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. None open on Saturday. 14 locations have no published hours in these sources.

Saturday hours in El Dorado

Short answer: None of the 3 El Dorado locations with published hours lists Saturday hours. 14 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in El Dorado, and where the nearest one is if they do not.

Short answer: In El Dorado: Huntington (2), Regions Bank (1). No branches in El Dorado: Chase (nearest in Little Rock, 102 mi), Wells Fargo (nearest in Texarkana, 80 mi), Bank of America (nearest in Pine Bluff, 78 mi), PNC Bank, U.S. Bank (nearest in Arkadelphia, 67 mi), Truist (nearest in West Memphis, 195 mi), Fifth Third Bank, TD Bank, BMO.

BankIn El DoradoNearest branch if none here
Huntington2 brancheshere
Regions Bank1 branchhere
ChaseNoneLittle Rock, 102 miles away
Wells FargoNoneTexarkana, 80 miles away
Bank of AmericaNonePine Bluff, 78 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneArkadelphia, 67 miles away
TruistNoneWest Memphis, 195 miles away
Fifth Third BankNonenone in Arkansas
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Dorado to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Dorado residents like anyone else.

Banks near El Dorado

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Smackover (11 miles) and Hampton (25 miles). Magnolia, 33 miles away, has the most banks nearby: 4.

Bank branch openings and closings in El Dorado

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in El Dorado between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in El Dorado

Short answer: 2 institutions have their main office in El Dorado: First Financial Bank and Lion Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
First Financial BankBank$2.04 billion5
Lion Credit UnionCredit union$18.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in El Dorado by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Dorado offices.

Short answer: Huntington is the largest bank with offices in El Dorado, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 152Columbus, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Simmons Bank$24.73 billionNo. 872Pine Bluff, AR
Southern Bancorp Bank$3.01 billionNo. 4262Arkadelphia, AR
First Financial Bank$2.04 billionNo. 5975El Dorado, AR
Smackover State Bank$252.4 millionNo. 2,7162Smackover, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in El Dorado: FAQ

How many banks are in El Dorado, AR?

El Dorado has 6 banks with 14 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in El Dorado?

First Financial Bank, with 5. Huntington has 2 and Simmons Bank has 2.

Is there a First Financial Bank in El Dorado, AR?

Yes. FDIC data lists 5 First Financial Bank branches in El Dorado as of September 5, 2026, the main office at 300 East Peach Street. Its branches are listed under First Financial Bank above, with the address and directions for each.

Is there a Huntington in El Dorado, AR?

Yes. FDIC data lists 2 Huntington branches in El Dorado as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.

Is there a Simmons Bank in El Dorado, AR?

Yes. FDIC data lists 2 Simmons Bank branches in El Dorado as of September 5, 2026. Its branches are listed under Simmons Bank above, with the address and directions for each.

Is there a Chase in El Dorado, AR?

No. FDIC data lists no Chase branch in El Dorado as of September 5, 2026. The nearest is in Little Rock, about 102 miles away in a straight line.

Which banks in El Dorado are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 14 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in El Dorado?

First Financial Bank and Lion Credit Union have their main office in El Dorado, according to the FDIC and the NCUA.

What is the oldest bank in El Dorado?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in El Dorado?

Red River Employees Credit Union, River Valley Community Credit Union and Lion Credit Union have offices in El Dorado. Check each credit union's membership rules before you apply.

Did any bank branches open or close in El Dorado in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near El Dorado?

Nearby cities with more banks include Smackover, Hampton, Camden. Smackover is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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