US Bank Directory
Banks in Searcy, AR
10 FDIC-insured banks operate 22 offices in Searcy, Arkansas, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Searcy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 26 locations in Searcy, according to the FDIC and the NCUA. 26 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
26 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Searcy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Security Bank has the most locations in Searcy, with 5. It is followed by Centennial Bank (3), First Community Bank (3), Regions Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Security Bank Bank · 5
First Security Bank has 5 branches in Searcy, 80 across Arkansas and 81 nationwide. FDIC records list its main office in Searcy, AR and show it operating since 1932. With $8.58 billion in total assets on June 30, 2026, it ranks No. 189 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is its main office at 314 N Spring St, dating to 1932; the newest, at 1118 S Main St, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office314 N Spring St, 72143
-
South Main Branch1118 S Main St, 72143
-
Beebe Capps2531 W Beebe Capps Expy, 72143
-
East Race Branch2800 E Race Ave, 72143
-
Gin Creek Branch2800 E Race Ave, 72143
Centennial Bank Bank · 3
Centennial Bank has 3 branches in Searcy, 75 across Arkansas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the Searcy Race Street Branch at 3601 E Race Ave, dating to 2004; the newest, at 2620 E Race Ave, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Branch1300 W Beebe Capps Expy, 72143
-
Race Avenue Branch2620 E Race Ave, 72143
-
Searcy Race Street Branch3601 E Race Ave, 72143
First Community Bank Bank · 3
First Community Bank has 3 branches in Searcy, 30 across Arkansas and 35 nationwide. FDIC records list its main office in Batesville, AR and show it operating since 1997. With $3.63 billion in total assets on June 30, 2026, it ranks No. 362 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the Searcy Branch at 2401 W Beebe Capps Expy, dating to 1999; the newest, at 800 E Beebe Capps Expy, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Branch2401 W Beebe Capps Expy, 72143
-
Searcy Branch - East2801 E Race Ave, 72143
-
Searcy Branch800 E Beebe Capps Expy, 72143
Merchants & Planters' Bank Bank · 2
Merchants & Planters' Bank has 2 branches in Searcy, 12 across Arkansas and 12 nationwide. FDIC records list its main office in Newport, AR and show it operating since 1946. With $379.4 million in total assets on June 30, 2026, it ranks No. 2,160 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the Searcy Branch at 1621 W Beebe Capps Expy, dating to 2017; the newest, at 904 E Race Ave, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Branch1621 W Beebe Capps Expy, 72143
-
Merchants & Planters Bank Branch904 E Race Ave, 72143
Regions Bank Bank · 2
Regions Bank has 2 branches in Searcy, 55 across Arkansas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the East Race St Branch at 2717 E Race Ave, dating to 1972; the newest, at 2001 W Beebe Capps Expy, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
-
West Pleasure Branch2001 W Beebe Capps Expy, 72143
-
East Race St Branch2717 E Race Ave, 72143
Riverwind Bank Bank · 2
Riverwind Bank has 2 branches in Searcy, 4 across Arkansas and 4 nationwide. FDIC records list its main office in Augusta, AR and show it operating since 1935. With $167.8 million in total assets on June 30, 2026, it ranks No. 3,198 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the Searcy Branch at 1701 W Beebe Capps Expy, dating to 2012; the newest, at 411 Hartsfield Dr, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Branch1701 W Beebe Capps Expy, 72143
-
Searcy Branch411 Hartsfield Dr, 72143
Southern Bank Bank · 2
Southern Bank has 2 branches in Searcy, 10 across Arkansas and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Searcy location is the Searcy Loan Production Office at 2930 E Moore Ave, dating to 2007; the newest, at 2208 E Race Ave, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Facility2208 E Race Ave, 72143
-
Searcy Loan Production Office2930 E Moore Ave, 72143
Arkansas Credit Union Credit union · 1
Arkansas Credit Union has 1 office in Searcy, 25 across Arkansas. It is based in Little Rock, AR and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Searcy Branch1000 S Main St, 72143
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of England Bank · 1
Bank of England has 1 branch in Searcy, 23 across Arkansas and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 2117 W Beebe Capps Expy dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Bank Of England Mortgage2117 W Beebe Capps Expy, 72143
Eaton Family Credit Union Credit union · 1
Eaton Family Credit Union has 1 office in Searcy, 1 across Arkansas. It is based in Euclid, OH and $78.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Eaton Family Credit Unon Searcy Branch400 E Lincoln Ave, 72143
All hours
Mon to Fri 9 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Searcy, 17 across Arkansas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Searcy Rc370 Branch at 3509 E Race Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Rc370 Branch3509 E Race Ave, 72143
Natural State Credit Union Credit union · 1
Natural State Credit Union has 1 office in Searcy, 1 across Arkansas. It is based in Searcy, AR and $9.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office901 S Main St, 72143
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Searcy, 68 across Arkansas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Searcy Main Branch at 401 S Main St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Searcy Main Branch401 S Main St, 72143
White County Credit Union Credit union · 1
White County Credit Union has 1 office in Searcy, 1 across Arkansas. It is based in Searcy, AR and $17.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office508 W Beebe Capps Expy, 72143
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Searcy
4 credit unions have 4 offices here: Arkansas Credit Union, Eaton Family Credit Union, White County Credit Union and Natural State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Searcy page has every office in the state's directory.
Banking in Searcy: the local picture
Short answer: 10 banks run 22 branches in Searcy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Searcy, 6 elsewhere in Arkansas and 3 out of state, according to the FDIC.
The bank with the longest record here is Southern Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 401 S Main St, dating to 1922; the newest is First National Bank Texas's at 3509 E Race Ave, from 2019.
4 credit unions have 4 offices in Searcy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. None open on Saturday. 22 locations have no published hours in these sources.
Saturday hours in Searcy
Short answer: None of the 4 Searcy locations with published hours lists Saturday hours. 22 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 22 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Searcy, and where the nearest one is if they do not.
Short answer: In Searcy: Regions Bank (2). No branches in Searcy: Chase (nearest in North Little Rock, 41 mi), Wells Fargo (nearest in Texarkana, 180 mi), Bank of America (nearest in Jacksonville, 33 mi), PNC Bank, U.S. Bank (nearest in Jacksonville, 33 mi), Truist (nearest in West Memphis, 87 mi), Fifth Third Bank, Huntington (nearest in Carlisle, 32 mi), TD Bank, BMO.
| Bank | In Searcy | Nearest branch if none here |
|---|---|---|
| Regions Bank | 2 branches | here |
| Chase | None | North Little Rock, 41 miles away |
| Wells Fargo | None | Texarkana, 180 miles away |
| Bank of America | None | Jacksonville, 33 miles away |
| PNC Bank | None | none in Arkansas |
| U.S. Bank | None | Jacksonville, 33 miles away |
| Truist | None | West Memphis, 87 miles away |
| Fifth Third Bank | None | none in Arkansas |
| Huntington | None | Carlisle, 32 miles away |
| TD Bank | None | none in Arkansas |
| BMO | None | none in Arkansas |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Searcy to the nearest branch in Arkansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Searcy residents like anyone else.
Banks near Searcy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bald Knob (10 miles) and Beebe (16 miles). Cabot, 26 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bald Knob, AR | 10 mi | 2 | 2 |
| Banks in Beebe, AR | 16 mi | 4 | 6 |
| Banks in Des Arc, AR | 23 mi | 2 | 2 |
| Banks in Heber Springs, AR | 24 mi | 6 | 9 |
| Banks in Cabot, AR | 26 mi | 12 | 20 |
| Banks in Quitman, AR | 29 mi | 3 | 3 |
| Banks in Vilonia, AR | 29 mi | 3 | 3 |
| Banks in Mccrory, AR | 30 mi | 2 | 2 |
Bank branch openings and closings in Searcy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Searcy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Searcy
Short answer: 3 institutions have their main office in Searcy: First Security Bank, White County Credit Union and Natural State Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Security Bank | Bank | $8.58 billion | 5 |
| White County Credit Union | Credit union | $17.6 million | 1 |
| Natural State Credit Union | Credit union | $9.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Searcy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Searcy offices.
Short answer: Regions Bank is the largest bank with offices in Searcy, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| Centennial Bank | $24.55 billion | No. 89 | 3 | Conway, AR |
| First Security Bank | $8.58 billion | No. 189 | 5 | Searcy, AR |
| Southern Bank | $5.19 billion | No. 284 | 2 | Poplar Bluff, MO |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| First Community Bank | $3.63 billion | No. 362 | 3 | Batesville, AR |
| Merchants & Planters' Bank | $379.4 million | No. 2,160 | 2 | Newport, AR |
| Bank of England | $332.3 million | No. 2,339 | 1 | England, AR |
| Riverwind Bank | $167.8 million | No. 3,198 | 2 | Augusta, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Searcy: FAQ
How many banks are in Searcy, AR?
Searcy has 10 banks with 22 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Searcy?
First Security Bank, with 5. Centennial Bank has 3 and First Community Bank has 3.
Is there a First Security Bank in Searcy, AR?
Yes. FDIC data lists 5 First Security Bank branches in Searcy as of September 5, 2026, the main office at 314 N Spring St. Its branches are listed under First Security Bank above, with the address and directions for each.
Is there a Centennial Bank in Searcy, AR?
Yes. FDIC data lists 3 Centennial Bank branches in Searcy as of September 5, 2026. Its branches are listed under Centennial Bank above, with the address and directions for each.
Is there a First Community Bank in Searcy, AR?
Yes. FDIC data lists 3 First Community Bank branches in Searcy as of September 5, 2026. Its branches are listed under First Community Bank above, with the address and directions for each.
Is there a Chase in Searcy, AR?
No. FDIC data lists no Chase branch in Searcy as of September 5, 2026. The nearest is in North Little Rock, about 41 miles away in a straight line.
Which banks in Searcy are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 22 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Searcy?
First Security Bank, White County Credit Union and Natural State Credit Union have their main office in Searcy, according to the FDIC and the NCUA.
What is the oldest bank in Searcy?
Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.
Which credit unions can I join in Searcy?
Arkansas Credit Union, Eaton Family Credit Union, White County Credit Union and Natural State Credit Union have offices in Searcy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Searcy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Searcy?
Nearby cities with more banks include Bald Knob, Beebe, Des Arc. Bald Knob is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds