Banks in Heber Springs, AR

Bank branch map: Heber Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 9 locations in Heber Springs, according to the FDIC. 9 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Heber Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Security Bank, First Arkansas Bank and Trust and Eagle Bank have the most locations in Heber Springs, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Eagle Bank 2 branches · main office Little Rock, AR Bank · 2

Eagle Bank has 2 branches in Heber Springs, 13 across Arkansas and 13 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1919. With $505.7 million in total assets on June 30, 2026, it ranks No. 1,782 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Heber Springs location is the Heber Springs Branch at 1510 Highway 25b, dating to 1998; the newest, at Second And Main Streets, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

• Heber Springs Branch

  1510 Highway 25b, 72543

  Hours: see the bank's site
  DirectionsWebsite
• Second And Main Branch

  Second And Main Streets, 72543

  Hours: see the bank's site
  DirectionsWebsite

Eagle Bank: profile, branches and contacts

First Arkansas Bank and Trust 2 branches · main office Jacksonville, AR Bank · 2

First Arkansas Bank and Trust has 2 branches in Heber Springs, 20 across Arkansas and 21 nationwide. FDIC records list its main office in Jacksonville, AR and show it operating since 1949. With $1.14 billion in total assets on June 30, 2026, it ranks No. 931 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Heber Springs location is the Northside Branch at 1230 Highway 25b, dating to 1991; the newest, at 1500-A Highway 25 By-Pass, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

• Northside Branch

  1230 Highway 25b, 72543

  Hours: see the bank's site
  DirectionsWebsite
• Sugar Loaf Office Branch

  1500-A Highway 25 By-Pass, 72543

  Hours: see the bank's site
  DirectionsWebsite

First Arkansas Bank and Trust: profile, branches and contacts

First Security Bank 2 branches · main office Searcy, AR Bank · 2

First Security Bank has 2 branches in Heber Springs, 80 across Arkansas and 81 nationwide. FDIC records list its main office in Searcy, AR and show it operating since 1932. With $8.58 billion in total assets on June 30, 2026, it ranks No. 189 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Heber Springs location is the Heber Springs South Branch at 200 S 7th St, dating to 1972; the newest, at 1140 Highway 25b, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

• 1140 Highway 25B Branch

  1140 Highway 25b, 72543

  Hours: see the bank's site
  DirectionsWebsite
• Heber Springs South Branch

  200 S 7th St, 72543

  Hours: see the bank's site
  DirectionsWebsite

First Security Bank: profile, branches and contacts

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Heber Springs, 75 across Arkansas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Heber Springs Branch at 1631 Highway 25b dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Heber Springs Branch

  1631 Highway 25b, 72543

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

First National Bank 1 branch · main office Paragould, AR Bank · 1

First National Bank has 1 branch in Heber Springs, 20 across Arkansas and 23 nationwide. FDIC records list its main office in Paragould, AR and show it operating since 1889. With $2.59 billion in total assets on June 30, 2026, it ranks No. 492 of 4,232 U.S. banks by total assets. The Heber Springs Branch at 1324 Highway 25b dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Heber Springs Branch

  1324 Highway 25b, 72543

  Hours: see the bank's site
  DirectionsWebsite

First National Bank: profile, branches and contacts

First State Bank 1 branch · main office Lonoke, AR Bank · 1

First State Bank has 1 branch in Heber Springs, 6 across Arkansas and 6 nationwide. FDIC records list its main office in Lonoke, AR and show it operating since 1935. With $328.1 million in total assets on June 30, 2026, it ranks No. 2,359 of 4,232 U.S. banks by total assets. The Heber Springs Branch at 1450 Southridge Pkwy dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Heber Springs Branch

  1450 Southridge Pkwy, 72543

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Banking in Heber Springs: the local picture

Short answer: 6 banks run 9 branches in Heber Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Heber Springs, 6 elsewhere in Arkansas, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First Security Bank's office at 200 S 7th St, dating to 1972; the newest is First National Bank's at 1324 Highway 25b, from 2014.

None of the 9 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Heber Springs, and where the nearest one is if they do not.

Short answer: No branches in Heber Springs: Chase (nearest in North Little Rock, 48 mi), Wells Fargo (nearest in Texarkana, 181 mi), Bank of America (nearest in Conway, 35 mi), PNC Bank, U.S. Bank (nearest in Conway, 36 mi), Truist (nearest in West Memphis, 107 mi), Fifth Third Bank, Huntington (nearest in Conway, 36 mi), Regions Bank (nearest in Searcy, 23 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Heber Springs to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Heber Springs residents like anyone else.

Banks near Heber Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Greers Ferry (10 miles) and Quitman (13 miles). Searcy, 24 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Heber Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Heber Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Heber Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Heber Springs offices.

Short answer: Centennial Bank is the largest bank with offices in Heber Springs, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. First Security Bank is second with $8.58 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Heber Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.