US Bank Directory

Banks in Hot Springs, AR

15 FDIC-insured banks operate 44 offices in Hot Springs, Arkansas, and 4 credit unions have 6 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Hot Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 19 banks and credit unions operate 50 locations in Hot Springs, according to the FDIC and the NCUA. 50 of them have coordinates on record and are on the map. 18 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

50 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Hot Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank OZK has the most locations in Hot Springs, with 7. It is followed by Regions Bank (6), Relyance Bank (5), Arvest (4). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank OZK 7 branches · main office Little Rock, AR Bank · 7

Bank OZK has 7 branches in Hot Springs, 78 across Arkansas and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Section Line Branch at 401 Section Line Rd, dating to 2000; the newest, at 1617 Malvern Ave, to 2007. None of its 7 Hot Springs locations with published hours lists Saturday hours.

  • Hot Springs Albert Pike Branch
    1410 Albert Pike Rd, 71913
    (501) 321-3563Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs - 70 West Branch
    1540 Airport Rd, 71913
    (501) 767-0502Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Malvern Avenue Branch
    1617 Malvern Ave, 71901
    (501) 623-2827Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Ouachita Branch
    333 Ouachita Ave, 71901
    (501) 609-9600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Village Hwy 7 Branch
    3650 N Highway 7, 71909
    (501) 922-1699Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Section Line Branch
    401 Section Line Rd, 71913
    (501) 525-6700Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Central Branch
    4044 Central Ave, 71913
    (501) 525-8878Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Regions Bank 6 branches · main office Birmingham, AL Bank · 6

Regions Bank has 6 branches in Hot Springs, 55 across Arkansas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Main Branch at 302 Malvern Ave, dating to 1907; the newest, at 101 Majestic Lodge Rd, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Majestic Lodge Branch
    101 Majestic Lodge Rd, 71913
    Hours: see the bank's site
  • Malvern Branch
    1555 Malvern Ave, 71901
    Hours: see the bank's site
  • Hot Springs Main Branch
    302 Malvern Ave, 71901
    Hours: see the bank's site
  • Mall Branch
    4441 Central Ave, 71913
    Hours: see the bank's site
  • Carmona Branch
    696 Desoto Blvd, 71909
    Hours: see the bank's site
  • Albert Pike Branch
    900 Albert Pike Rd, 71913
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Relyance Bank 5 branches · main office White Hall, AR Bank · 5

Relyance Bank has 5 branches in Hot Springs, 21 across Arkansas and 21 nationwide. FDIC records list its main office in White Hall, AR and show it operating since 1965. With $1.43 billion in total assets on June 30, 2026, it ranks No. 775 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Central Branch at 4446 Central Ave, dating to 1920; the newest, at 2240 Malvern Ave, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

  • Airport Road Branch
    102 Airport Rd, 71913
    Hours: see the bank's site
  • Malvern Avenue Branch
    2240 Malvern Ave, 71901
    Hours: see the bank's site
  • Hsv - East Gate Branch
    400 Ponce De Leon Dr, 71909
    Hours: see the bank's site
  • Central Branch
    4446 Central Ave, 71913
    Hours: see the bank's site
  • Hsv - Village Square Branch
    4579 N Highway 7, 71909
    Hours: see the bank's site
Relyance Bank: profile, branches and contacts
Arvest Arvest Bank · 4 branches · main office Fayetteville, AR Bank · 4

Arvest has 4 branches in Hot Springs, 100 across Arkansas and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Loan Production Office at 135 Section Line Rd, dating to 2000; the newest, at 1710 Airport Rd, to 2014. None of its 3 Hot Springs locations with published hours lists Saturday hours.

  • Loan Production Office
    135 Section Line Rd, 71913
    (501) 525-7999Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Main Branch
    135 Section Line Rd, 71913
    Hours: see the bank's site
  • Hot Springs 70 West Branch
    1710 Airport Rd, 71913
    (501) 321-8315Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Central Branch
    4570 Central Ave, 71913
    (501) 321-8300Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: Arvest branch locator (All The Places), checked Oct 10, 2026

Arvest: profile, branches and contacts
First Security Bank 3 branches · main office Searcy, AR Bank · 3

First Security Bank has 3 branches in Hot Springs, 80 across Arkansas and 81 nationwide. FDIC records list its main office in Searcy, AR and show it operating since 1932. With $8.58 billion in total assets on June 30, 2026, it ranks No. 189 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Branch at 4129 Central Ave, dating to 2014; the newest, at 1729 Malvern Ave, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs Malvern Avenue Branch
    1729 Malvern Ave, 71901
    Hours: see the bank's site
  • Hot Springs Airport Road Branch
    1759 Airport Rd, 71913
    Hours: see the bank's site
  • Hot Springs Branch
    4129 Central Ave, 71913
    Hours: see the bank's site
First Security Bank: profile, branches and contacts
Simmons Bank 3 branches · main office Pine Bluff, AR Bank · 3

Simmons Bank has 3 branches in Hot Springs, 68 across Arkansas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Werner Branch at 100 Werner St, dating to 1997; the newest, at 1431 Albert Pike Rd, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs Werner Branch
    100 Werner St, 71913
    Hours: see the bank's site
  • Hot Springs Albert Pike Branch
    1431 Albert Pike Rd, 71913
    Hours: see the bank's site
  • Hot Springs Malvern Branch
    2350 Malvern Ave, 71901
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
Southern Bancorp Bank 3 branches · main office Arkadelphia, AR Bank · 3

Southern Bancorp Bank has 3 branches in Hot Springs, 35 across Arkansas and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Branch at 4138 Central Ave, dating to 2005; the newest, at 2212 Malvern Ave, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

  • Airport Rd Branch
    206 Airport Rd, 71913
    Hours: see the bank's site
  • Hot Springs - East Branch
    2212 Malvern Ave, 71901
    Hours: see the bank's site
  • Hot Springs Branch
    4138 Central Ave, 71913
    Hours: see the bank's site
Southern Bancorp Bank: profile, branches and contacts
The Malvern National Bank 3 branches · main office Malvern, AR Bank · 3

The Malvern National Bank has 3 branches in Hot Springs, 15 across Arkansas and 15 nationwide. FDIC records list its main office in Malvern, AR and show it operating since 1934. With $728.4 million in total assets on June 30, 2026, it ranks No. 1,349 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Grand Avenue Branch at 548 W Grand Ave, dating to 1994; the newest, at 321 Section Line Rd, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

  • Airport Road Branch
    1010 Airport Rd, 71913
    Hours: see the bank's site
  • Section Line Road Branch
    321 Section Line Rd, 71913
    Hours: see the bank's site
  • Grand Avenue Branch
    548 W Grand Ave, 71901
    Hours: see the bank's site
The Malvern National Bank: profile, branches and contacts
Clearway Credit Union 2 offices · main office Malvern, AR Credit union · 2

Clearway Credit Union has 2 officees in Hot Springs, 3 across Arkansas. It is based in Malvern, AR and $81.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Hot Springs locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Hot Springs Grand Office
    115 E Grand Ave, 71901
    (501) 525-6530Today 9 am to 4:15 pm
    All hours

    Mon to Tue 8 am to 4:15 pm; Wed 9 am to 4:15 pm; Thu 8 am to 4:15 pm; Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Hot Springs Central Office
    4032 Central Ave, 71913
    (501) 525-6530Today 9 am to 4:15 pm
    All hours

    Mon not published; Tue 8 am to 4:15 pm; Wed 9 am to 4:15 pm; Thu 8 am to 4:15 pm; Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Clearway Credit Union: profile, branches and contacts
Diamond Bank 2 branches · main office Murfreesboro, AR Bank · 2

Diamond Bank has 2 branches in Hot Springs, 13 across Arkansas and 14 nationwide. FDIC records list its main office in Murfreesboro, AR and show it operating since 1904. With $957.2 million in total assets on June 30, 2026, it ranks No. 1,083 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Arkansas Diamond Branch at 1200 Airport Rd, dating to 1999; the newest, at 2350 Malvern Ave, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkansas Diamond Branch
    1200 Airport Rd, 71913
    Hours: see the bank's site
  • Lakeside Branch Diamond Bank Branch
    2350 Malvern Ave, 71901
    Hours: see the bank's site
Diamond Bank: profile, branches and contacts
Garland County Educators Credit Union 2 offices · main office Hot Springs, AR Credit union · 2

Garland County Educators Credit Union has 2 officees in Hot Springs, 2 across Arkansas. It is based in Hot Springs, AR and $5.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Hot Springs locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    190 Aviation Plz Ste E, 71913
    (501) 623-9230Today 9:30 am to 4:30 pm
    All hours

    Mon to Fri 9:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Bank Ozk
    401 Section Line Rd, 71913
    (501) 525-6700Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Garland County Educators Credit Union: profile, branches and contacts
The Citizens Bank 2 branches · main office Batesville, AR Bank · 2

The Citizens Bank has 2 branches in Hot Springs, 16 across Arkansas and 16 nationwide. FDIC records list its main office in Batesville, AR and show it operating since 1953. With $1.62 billion in total assets on June 30, 2026, it ranks No. 696 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs - Higdon Ferry Branch at 1698 Higdon Ferry Rd, dating to 2019; the newest, at 2416 Malvern Avenue, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs - Higdon Ferry Branch
    1698 Higdon Ferry Rd, 71913
    Hours: see the bank's site
  • Hot Springs - Malvern Branch
    2416 Malvern Avenue, 71901
    Hours: see the bank's site
The Citizens Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 2 branches · main office Cincinnati, OH Bank · 2

U.S. Bank has 2 branches in Hot Springs, 18 across Arkansas and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hot Springs location is the Hot Springs Central Avenue Branch at 1234 Central Ave, dating to 1973; the newest, at 4451 Central Ave, to 1992. 1 of its 2 Hot Springs locations with published hours open on Saturday.

  • Hot Springs Central Avenue Branch
    1234 Central Ave, 71901
    (501) 624-5501Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Hot Springs Mall Branch
    4451 Central Ave, 71913
    (501) 321-5050Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Arkansas Credit Union 1 office · main office Little Rock, AR Credit union · 1

Arkansas Credit Union has 1 office in Hot Springs, 25 across Arkansas. It is based in Little Rock, AR and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Hot Springs Branch
    3948 Central Ave Ste F, 71913
    (501) 982-1000Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Arkansas Credit Union: profile, branches and contacts
Armor Bank 1 branch · main office Forrest City, AR Bank · 1

Armor Bank has 1 branch in Hot Springs, 13 across Arkansas and 13 nationwide. FDIC records list its main office in Forrest City, AR and show it operating since 1919. With $516.9 million in total assets on June 30, 2026, it ranks No. 1,751 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 4546 Central Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs Branch
    4546 Central Ave, 71913
    Hours: see the bank's site
Armor Bank: profile, branches and contacts
Bank of Salem 1 branch · main office Salem, AR Bank · 1

Bank of Salem has 1 branch in Hot Springs, 5 across Arkansas and 5 nationwide. FDIC records list its main office in Salem, AR and show it operating since 1908. With $261.5 million in total assets on June 30, 2026, it ranks No. 2,669 of 4,232 U.S. banks by total assets. The Security Bank Mortgage at 1801 Central Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Security Bank Mortgage
    1801 Central Ave, 71901
    Hours: see the bank's site
Bank of Salem: profile, branches and contacts
Chambers Bank 1 branch · main office Danville, AR Bank · 1

Chambers Bank has 1 branch in Hot Springs, 25 across Arkansas and 26 nationwide. FDIC records list its main office in Danville, AR and show it operating since 1930. With $1.59 billion in total assets on June 30, 2026, it ranks No. 714 of 4,232 U.S. banks by total assets. The Hot Springs Central Branch at 3505 Central Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs Central Branch
    3505 Central Ave, 71913
    Hours: see the bank's site
Chambers Bank: profile, branches and contacts
Combined Credit Union 1 office · main office Hot Springs, AR Credit union · 1

Combined Credit Union has 1 office in Hot Springs, 1 across Arkansas. It is based in Hot Springs, AR and $8.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    203 Nash St, 71913
    (501) 623-7004Today 8 am to 5:30 pm
    All hours

    Mon to Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Combined Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Hot Springs, 38 across Arkansas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Hot Springs Central Branch at 3400 Central Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hot Springs Central Branch
    3400 Central Ave, 71913
    Hours: see the bank's site
Huntington: profile, branches and contacts

Join a credit union in Hot Springs

4 credit unions have 6 offices here: Clearway Credit Union, Garland County Educators Credit Union, Arkansas Credit Union and Combined Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hot Springs page has every office in the state's directory.

Banking in Hot Springs: the local picture

Short answer: 15 banks run 44 branches in Hot Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 15 banks, 0 have their main office in Hot Springs, 12 elsewhere in Arkansas and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 302 Malvern Ave, dating to 1907; the newest is The Citizens Bank's at 2416 Malvern Avenue, from 2023.

4 credit unions have 6 offices in Hot Springs, according to the NCUA. Who can join each one is on the credit unions page.

Of the 18 locations with published hours. 1 opens on Saturday. 32 locations have no published hours in these sources.

Banks by ZIP code in Hot Springs

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 71913 has the most bank and credit union offices in Hot Springs (32), followed by 71901 (14) and 71909 (4). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
719133218Arvest, Bank OZK, Regions Bank
719011412Bank OZK, Regions Bank, Bank of Salem
7190943Relyance Bank, Bank OZK, Regions Bank

Banks open on Saturday in Hot Springs

Short answer: 1 of the 18 Hot Springs locations with published hours opens on Saturday, run by 1 institution.

  • U.S. Bank: 1 of 2 branches (4451 Central Ave: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 32 of the 50 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hot Springs, and where the nearest one is if they do not.

Short answer: In Hot Springs: U.S. Bank (2), Huntington (1), Regions Bank (6). No branches in Hot Springs: Chase (nearest in Little Rock, 40 mi), Wells Fargo (nearest in Texarkana, 90 mi), Bank of America (nearest in Little Rock, 42 mi), PNC Bank, Truist (nearest in West Memphis, 169 mi), Fifth Third Bank, TD Bank, BMO.

BankIn Hot SpringsNearest branch if none here
U.S. Bank2 brancheshere
Huntington1 branchhere
Regions Bank6 brancheshere
ChaseNoneLittle Rock, 40 miles away
Wells FargoNoneTexarkana, 90 miles away
Bank of AmericaNoneLittle Rock, 42 miles away
PNC BankNonenone in Arkansas
TruistNoneWest Memphis, 169 miles away
Fifth Third BankNonenone in Arkansas
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hot Springs to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hot Springs residents like anyone else.

Banks near Hot Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hot Springs Village (11 miles) and Malvern (16 miles). Bryant, 33 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Hot Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hot Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hot Springs

Short answer: 2 institutions have their main office in Hot Springs: Garland County Educators Credit Union and Combined Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Garland County Educators Credit UnionCredit union$5.2 million2
Combined Credit UnionCredit union$8.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hot Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hot Springs offices.

Short answer: U.S. Bank is the largest bank with offices in Hot Springs, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 62Cincinnati, OH
Huntington$283.07 billionNo. 151Columbus, OH
Regions Bank$159.79 billionNo. 276Birmingham, AL
Bank OZK$41.70 billionNo. 577Little Rock, AR
Arvest$28.05 billionNo. 774Fayetteville, AR
Simmons Bank$24.73 billionNo. 873Pine Bluff, AR
First Security Bank$8.58 billionNo. 1893Searcy, AR
Southern Bancorp Bank$3.01 billionNo. 4263Arkadelphia, AR
The Citizens Bank$1.62 billionNo. 6962Batesville, AR
Chambers Bank$1.59 billionNo. 7141Danville, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hot Springs: FAQ

How many banks are in Hot Springs, AR?

Hot Springs has 15 banks with 44 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Hot Springs?

Bank OZK, with 7. Regions Bank has 6 and Relyance Bank has 5.

Is there a Bank OZK in Hot Springs, AR?

Yes. FDIC data lists 7 Bank OZK branches in Hot Springs as of September 5, 2026. Its branches are listed under Bank OZK above, with the address and directions for each.

Is there a Regions Bank in Hot Springs, AR?

Yes. FDIC data lists 6 Regions Bank branches in Hot Springs as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a Relyance Bank in Hot Springs, AR?

Yes. FDIC data lists 5 Relyance Bank branches in Hot Springs as of September 5, 2026. Its branches are listed under Relyance Bank above, with the address and directions for each.

Is there a Chase in Hot Springs, AR?

No. FDIC data lists no Chase branch in Hot Springs as of September 5, 2026. The nearest is in Little Rock, about 40 miles away in a straight line.

Which banks in Hot Springs are open on Saturday?

U.S. Bank publishes Saturday hours for one or more Hot Springs locations. The Saturday section above lists each one with its hours. 32 of the 50 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Hot Springs?

Garland County Educators Credit Union and Combined Credit Union have their main office in Hot Springs, according to the FDIC and the NCUA.

What is the oldest bank in Hot Springs?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Hot Springs?

Clearway Credit Union, Garland County Educators Credit Union, Arkansas Credit Union and Combined Credit Union have offices in Hot Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Hot Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Hot Springs?

Nearby cities with more banks include Hot Springs Village, Malvern, Arkadelphia. Hot Springs Village is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 6 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (12 of 44 branches: Arvest, Bank OZK, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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