US Bank Directory

Banks in Arkadelphia, AR

5 FDIC-insured banks operate 7 offices in Arkadelphia, Arkansas, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Arkadelphia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 10 locations in Arkadelphia, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Arkadelphia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank OZK and Southern Bancorp Bank have the most locations in Arkadelphia, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank OZK 2 branches · main office Little Rock, AR Bank · 2

Bank OZK has 2 branches in Arkadelphia, 78 across Arkansas and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Arkadelphia location is the Arkadelphia Main Branch at 409 Main St, dating to 1997; the newest, at 2960 Pine St, to 2001. None of its 2 Arkadelphia locations with published hours lists Saturday hours.

  • Arkadelphia West Pine Branch
    2960 Pine St, 71923
    (870) 230-9378Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Arkadelphia Main Branch
    409 Main St, 71923
    (870) 230-1100Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Southern Bancorp Bank 2 branches · main office Arkadelphia, AR Bank · 2

Southern Bancorp Bank has 2 branches in Arkadelphia, 35 across Arkansas and 57 nationwide. FDIC records list its main office in Arkadelphia, AR and show it operating since 1884. With $3.01 billion in total assets on June 30, 2026, it ranks No. 426 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Arkadelphia location is its main office at 601 Main St, dating to 1884; the newest, at 2500 Pine St, to 1967. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    601 Main St, 71923
    Hours: see the bank's site
  • West Pine Branch
    2500 Pine St, 71923
    Hours: see the bank's site
Southern Bancorp Bank: profile, branches and contacts
Two Rivers Credit Union 2 offices · main office Arkadelphia, AR Credit union · 2

Two Rivers Credit Union has 2 officees in Arkadelphia, 2 across Arkansas. It is based in Arkadelphia, AR and $14.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Arkadelphia locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    204 N 10Th St, 71923
    (870) 210-7222Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Two Rivers Fcu
    204 N 10Th St, 71923
    (870) 210-7222Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Two Rivers Credit Union: profile, branches and contacts
Patterson Credit Union 1 office · main office Arkadelphia, AR Credit union · 1

Patterson Credit Union has 1 office in Arkadelphia, 1 across Arkansas. It is based in Arkadelphia, AR and $37.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    124 Wp Malone Dr, 71923
    (870) 246-8005Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Patterson Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Arkadelphia, 55 across Arkansas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Arkadelphia Main Branch at 506 Main St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkadelphia Main Branch
    506 Main St, 71923
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
The Citizens Bank 1 branch · main office Batesville, AR Bank · 1

The Citizens Bank has 1 branch in Arkadelphia, 16 across Arkansas and 16 nationwide. FDIC records list its main office in Batesville, AR and show it operating since 1953. With $1.62 billion in total assets on June 30, 2026, it ranks No. 696 of 4,232 U.S. banks by total assets. The Arkadelphia Branch at 2710 Pine St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkadelphia Branch
    2710 Pine St, 71923
    Hours: see the bank's site
The Citizens Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Arkadelphia, 18 across Arkansas and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The West Pine Branch at 2701 Pine St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

  • West Pine Branch
    2701 Pine St, 71923
    (870) 246-4653Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Arkadelphia

2 credit unions have 3 offices here: Two Rivers Credit Union and Patterson Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Arkadelphia page has every office in the state's directory.

Banking in Arkadelphia: the local picture

Short answer: 5 banks run 7 branches in Arkadelphia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Arkadelphia, 2 elsewhere in Arkansas and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Bancorp Bank's office at 601 Main St, dating to 1884; the newest is The Citizens Bank's at 2710 Pine St, from 2016.

2 credit unions have 3 offices in Arkadelphia, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Arkadelphia

Short answer: None of the 6 Arkadelphia locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Arkadelphia, and where the nearest one is if they do not.

Short answer: In Arkadelphia: U.S. Bank (1), Regions Bank (1). No branches in Arkadelphia: Chase (nearest in Little Rock, 56 mi), Wells Fargo (nearest in Texarkana, 71 mi), Bank of America (nearest in Little Rock, 56 mi), PNC Bank, Truist (nearest in West Memphis, 179 mi), Fifth Third Bank, Huntington (nearest in Hot Springs, 24 mi), TD Bank, BMO.

BankIn ArkadelphiaNearest branch if none here
U.S. Bank1 branchhere
Regions Bank1 branchhere
ChaseNoneLittle Rock, 56 miles away
Wells FargoNoneTexarkana, 71 miles away
Bank of AmericaNoneLittle Rock, 56 miles away
PNC BankNonenone in Arkansas
TruistNoneWest Memphis, 179 miles away
Fifth Third BankNonenone in Arkansas
HuntingtonNoneHot Springs, 24 miles away
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Arkadelphia to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Arkadelphia residents like anyone else.

Banks near Arkadelphia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gurdon (15 miles) and Malvern (23 miles). Hot Springs, 26 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Arkadelphia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Arkadelphia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Arkadelphia

Short answer: 3 institutions have their main office in Arkadelphia: Southern Bancorp Bank, Two Rivers Credit Union and Patterson Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Southern Bancorp BankBank$3.01 billion2
Two Rivers Credit UnionCredit union$14.7 million2
Patterson Credit UnionCredit union$37.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Arkadelphia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Arkadelphia offices.

Short answer: U.S. Bank is the largest bank with offices in Arkadelphia, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Regions Bank$159.79 billionNo. 271Birmingham, AL
Bank OZK$41.70 billionNo. 572Little Rock, AR
Southern Bancorp Bank$3.01 billionNo. 4262Arkadelphia, AR
The Citizens Bank$1.62 billionNo. 6961Batesville, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Arkadelphia: FAQ

How many banks are in Arkadelphia, AR?

Arkadelphia has 5 banks with 7 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Arkadelphia?

Bank OZK, with 2. Southern Bancorp Bank has 2 and U.S. Bank has 1.

Is there a Bank OZK in Arkadelphia, AR?

Yes. FDIC data lists 2 Bank OZK branches in Arkadelphia as of September 5, 2026. Its branches are listed under Bank OZK above, with the address and directions for each.

Is there a Southern Bancorp Bank in Arkadelphia, AR?

Yes. FDIC data lists 2 Southern Bancorp Bank branches in Arkadelphia as of September 5, 2026, the main office at 601 Main St. Its branches are listed under Southern Bancorp Bank above, with the address and directions for each.

Is there a U.S. Bank in Arkadelphia, AR?

Yes. FDIC data lists 1 U.S. Bank branch in Arkadelphia as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Arkadelphia, AR?

No. FDIC data lists no Chase branch in Arkadelphia as of September 5, 2026. The nearest is in Little Rock, about 56 miles away in a straight line.

Which banks in Arkadelphia are open on Saturday?

None of the 6 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Arkadelphia?

Southern Bancorp Bank, Two Rivers Credit Union and Patterson Credit Union have their main office in Arkadelphia, according to the FDIC and the NCUA.

What is the oldest bank in Arkadelphia?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Arkadelphia?

Two Rivers Credit Union and Patterson Credit Union have offices in Arkadelphia. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Arkadelphia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Arkadelphia?

Nearby cities with more banks include Gurdon, Malvern, Hot Springs. Gurdon is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 7 branches: Bank OZK, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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