US Bank Directory
Banks in Hardy, AR
1 FDIC-insured bank operates 1 office in Hardy, Arkansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hardy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Hardy, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hardy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNBC Bank is the only bank with an office in Hardy. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNBC Bank Bank · 1
FNBC Bank has 1 branch in Hardy, 15 across Arkansas and 17 nationwide. FDIC records list its main office in Ash Flat, AR and show it operating since 1912. With $843.3 million in total assets on June 30, 2026, it ranks No. 1,206 of 4,232 U.S. banks by total assets. The Hardy Branch at 201 W Main Street dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hardy Branch201 W Main Street, 72542
Banking in Hardy: the local picture
Short answer: 1 bank runs 1 branch in Hardy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
FNBC Bank has its main office in Ash Flat, AR, according to the FDIC.
The bank with the longest record here is FNBC Bank, operating since 1912 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hardy, and where the nearest one is if they do not.
Short answer: No branches in Hardy: Chase (nearest in North Little Rock, 112 mi), Wells Fargo (nearest in Texarkana, 244 mi), Bank of America (nearest in Jonesboro, 57 mi), PNC Bank, U.S. Bank (nearest in Mountain Home, 50 mi), Truist (nearest in West Memphis, 109 mi), Fifth Third Bank, Huntington (nearest in Horseshoe Bend, 16 mi), Regions Bank (nearest in Walnut Ridge, 34 mi), TD Bank, BMO.
| Bank | In Hardy | Nearest branch if none here |
|---|---|---|
| Chase | None | North Little Rock, 112 miles away |
| Wells Fargo | None | Texarkana, 244 miles away |
| Bank of America | None | Jonesboro, 57 miles away |
| PNC Bank | None | none in Arkansas |
| U.S. Bank | None | Mountain Home, 50 miles away |
| Truist | None | West Memphis, 109 miles away |
| Fifth Third Bank | None | none in Arkansas |
| Huntington | None | Horseshoe Bend, 16 miles away |
| Regions Bank | None | Walnut Ridge, 34 miles away |
| TD Bank | None | none in Arkansas |
| BMO | None | none in Arkansas |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hardy to the nearest branch in Arkansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hardy residents like anyone else.
Banks near Hardy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cherokee Village (4 miles) and Highland (5 miles). Highland, 5 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cherokee Village, AR | 4 mi | 2 | 2 |
| Banks in Highland, AR | 5 mi | 3 | 3 |
| Banks in Mammoth Spring, AR | 13 mi | 3 | 3 |
| Banks in Horseshoe Bend, AR | 16 mi | 3 | 3 |
| Banks in Imboden, AR | 19 mi | 2 | 2 |
| Banks in Salem, AR | 19 mi | 2 | 2 |
| Banks in Cave City, AR | 26 mi | 2 | 2 |
| Banks in Melbourne, AR | 29 mi | 3 | 3 |
Bank branch openings and closings in Hardy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hardy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hardy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hardy offices.
Short answer: FNBC Bank is the largest bank with offices in Hardy, with $843.3 million in total assets on June 30, 2026, No. 1,206 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNBC Bank | $843.3 million | No. 1,206 | 1 | Ash Flat, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hardy: FAQ
How many banks are in Hardy, AR?
Hardy has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a FNBC Bank in Hardy, AR?
Yes. FDIC data lists 1 FNBC Bank branch in Hardy as of September 5, 2026. The address and directions are under FNBC Bank above.
Is there a Chase in Hardy, AR?
No. FDIC data lists no Chase branch in Hardy as of September 5, 2026. The nearest is in North Little Rock, about 112 miles away in a straight line.
What is the oldest bank in Hardy?
FNBC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1912.
Did any bank branches open or close in Hardy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hardy?
Nearby cities with more banks include Cherokee Village, Highland, Mammoth Spring. Cherokee Village is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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