US Bank Directory

Banks in Melbourne, AR

3 FDIC-insured banks operate 3 offices in Melbourne, Arkansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Melbourne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Melbourne, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Melbourne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Huntington, FNBC Bank and The First National Bank of Izard County have the most locations in Melbourne, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FNBC Bank 1 branch · main office Ash Flat, AR Bank · 1

FNBC Bank has 1 branch in Melbourne, 15 across Arkansas and 17 nationwide. FDIC records list its main office in Ash Flat, AR and show it operating since 1912. With $843.3 million in total assets on June 30, 2026, it ranks No. 1,206 of 4,232 U.S. banks by total assets. The Melbourne Branch at 1069 E Main St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Melbourne Branch
    1069 E Main St, 72556
    Hours: see the bank's site
FNBC Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Melbourne, 38 across Arkansas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Melbourne Branch at 121 E Main St dates to 1896 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Huntington: profile, branches and contacts
The First National Bank of Izard County 1 branch · main office Calico Rock, AR Bank · 1

The First National Bank of Izard County has 1 branch in Melbourne, 5 across Arkansas and 5 nationwide. FDIC records list its main office in Calico Rock, AR and show it operating since 1914. With $234.8 million in total assets on June 30, 2026, it ranks No. 2,802 of 4,232 U.S. banks by total assets. The Melbourne Branch at 291 East Main Street dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Melbourne Branch
    291 East Main Street, 72556
    Hours: see the bank's site
The First National Bank of Izard County: profile, branches and contacts

Banking in Melbourne: the local picture

Short answer: 3 banks run 3 branches in Melbourne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Melbourne, 2 elsewhere in Arkansas and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 121 E Main St, dating to 1896; the newest is The First National Bank of Izard County's at 291 East Main Street, from 1993.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Melbourne, and where the nearest one is if they do not.

Short answer: In Melbourne: Huntington (1). No branches in Melbourne: Chase (nearest in North Little Rock, 88 mi), Wells Fargo (nearest in Texarkana, 216 mi), Bank of America (nearest in Jonesboro, 70 mi), PNC Bank, U.S. Bank (nearest in Mountain Home, 33 mi), Truist (nearest in West Memphis, 115 mi), Fifth Third Bank, Regions Bank (nearest in Clinton, 45 mi), TD Bank, BMO.

BankIn MelbourneNearest branch if none here
Huntington1 branchhere
ChaseNoneNorth Little Rock, 88 miles away
Wells FargoNoneTexarkana, 216 miles away
Bank of AmericaNoneJonesboro, 70 miles away
PNC BankNonenone in Arkansas
U.S. BankNoneMountain Home, 33 miles away
TruistNoneWest Memphis, 115 miles away
Fifth Third BankNonenone in Arkansas
Regions BankNoneClinton, 45 miles away
TD BankNonenone in Arkansas
BMONonenone in Arkansas

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melbourne to the nearest branch in Arkansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melbourne residents like anyone else.

Banks near Melbourne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Horseshoe Bend (14 miles) and Calico Rock (14 miles). Batesville, 25 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Melbourne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Melbourne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Melbourne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melbourne offices.

Short answer: Huntington is the largest bank with offices in Melbourne, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. FNBC Bank is second with $843.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
FNBC Bank$843.3 millionNo. 1,2061Ash Flat, AR
The First National Bank of Izard County$234.8 millionNo. 2,8021Calico Rock, AR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Melbourne: FAQ

How many banks are in Melbourne, AR?

Melbourne has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Melbourne?

Huntington, with 1. FNBC Bank has 1 and The First National Bank of Izard County has 1.

Is there a Huntington in Melbourne, AR?

Yes. FDIC data lists 1 Huntington branch in Melbourne as of September 5, 2026. The address and directions are under Huntington above.

Is there a FNBC Bank in Melbourne, AR?

Yes. FDIC data lists 1 FNBC Bank branch in Melbourne as of September 5, 2026. The address and directions are under FNBC Bank above.

Is there a The First National Bank of Izard County in Melbourne, AR?

Yes. FDIC data lists 1 The First National Bank of Izard County branch in Melbourne as of September 5, 2026. The address and directions are under The First National Bank of Izard County above.

Is there a Chase in Melbourne, AR?

No. FDIC data lists no Chase branch in Melbourne as of September 5, 2026. The nearest is in North Little Rock, about 88 miles away in a straight line.

What is the oldest bank in Melbourne?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Melbourne in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Melbourne?

Nearby cities with more banks include Horseshoe Bend, Calico Rock, Mountain View. Horseshoe Bend is 14 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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