US Bank Directory

Banks in Reform, AL

1 FDIC-insured bank operates 1 office in Reform, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Reform

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Reform, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Reform

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: West Alabama Bank & Trust is the only bank with an office in Reform. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

West Alabama Bank & Trust 1 branch · main office Reform, AL Bank · 1

West Alabama Bank & Trust has 1 branch in Reform, 16 across Alabama and 16 nationwide. FDIC records list its main office in Reform, AL and show it operating since 1944. With $929.0 million in total assets on June 30, 2026, it ranks No. 1,122 of 4,232 U.S. banks by total assets. Its main office at 509 1st Ave W dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    509 1st Ave W, 35481
    Hours: see the bank's site
West Alabama Bank & Trust: profile, branches and contacts

Banking in Reform: the local picture

Short answer: 1 bank runs 1 branch in Reform according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

West Alabama Bank & Trust has its main office in Reform, according to the FDIC.

The bank with the longest record here is West Alabama Bank & Trust, operating since 1944 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Reform, and where the nearest one is if they do not.

Short answer: No branches in Reform: Chase (nearest in Tuscaloosa, 29 mi), Wells Fargo (nearest in Northport, 27 mi), Bank of America, PNC Bank (nearest in Northport, 27 mi), U.S. Bank, Truist (nearest in Tuscaloosa, 32 mi), Fifth Third Bank (nearest in Birmingham, 74 mi), Huntington (nearest in Tuscaloosa, 29 mi), Regions Bank (nearest in Fayette, 24 mi), TD Bank, BMO.

BankIn ReformNearest branch if none here
ChaseNoneTuscaloosa, 29 miles away
Wells FargoNoneNorthport, 27 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneNorthport, 27 miles away
U.S. BankNonenone in Alabama
TruistNoneTuscaloosa, 32 miles away
Fifth Third BankNoneBirmingham, 74 miles away
HuntingtonNoneTuscaloosa, 29 miles away
Regions BankNoneFayette, 24 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Reform to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Reform residents like anyone else.

Banks near Reform

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gordo (8 miles) and Carrollton (8 miles). Tuscaloosa, 30 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Reform

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Reform between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Reform

Short answer: 1 institution has its main office in Reform: West Alabama Bank & Trust.

InstitutionTypeTotal assets, June 30, 2026Offices here
West Alabama Bank & TrustBank$929.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Reform by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Reform offices.

Short answer: West Alabama Bank & Trust is the largest bank with offices in Reform, with $929.0 million in total assets on June 30, 2026, No. 1,122 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
West Alabama Bank & Trust$929.0 millionNo. 1,1221Reform, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Reform: FAQ

How many banks are in Reform, AL?

Reform has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a West Alabama Bank & Trust in Reform, AL?

Yes. FDIC data lists 1 West Alabama Bank & Trust branch in Reform as of September 5, 2026, the main office at 509 1st Ave W. The address and directions are under West Alabama Bank & Trust above.

Is there a Chase in Reform, AL?

No. FDIC data lists no Chase branch in Reform as of September 5, 2026. The nearest is in Tuscaloosa, about 29 miles away in a straight line.

Which banks are headquartered in Reform?

West Alabama Bank & Trust has its main office in Reform, according to the FDIC.

What is the oldest bank in Reform?

West Alabama Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1944.

Did any bank branches open or close in Reform in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Reform?

Nearby cities with more banks include Gordo, Carrollton, Aliceville. Gordo is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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