US Bank Directory

Banks in Fayette, AL

4 FDIC-insured banks operate 6 offices in Fayette, Alabama, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Fayette

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 8 locations in Fayette, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Fayette

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and BankFirst Financial Services have the most locations in Fayette, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BankFirst Financial Services 2 branches · main office Columbus, MS Bank · 2

BankFirst Financial Services has 2 branches in Fayette, 15 across Alabama and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fayette location is the Temple Avenue Branch at 1910 Temple Ave N, dating to 1981; the newest, at 100 Temple Ave S, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Fayette Main Branch
    100 Temple Ave S, 35555
    Hours: see the bank's site
  • Temple Avenue Branch
    1910 Temple Ave N, 35555
    Hours: see the bank's site
BankFirst Financial Services: profile, branches and contacts
Regions Bank 2 branches · main office Birmingham, AL Bank · 2

Regions Bank has 2 branches in Fayette, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fayette location is the Fayette Temple Ave Main Branch at 123 Temple Ave N, dating to 1900; the newest, at 205 2nd Ave Ne, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

  • Fayette Temple Ave Main Branch
    123 Temple Ave N, 35555
    Hours: see the bank's site
  • Fayette 2Nd Ave Main Remote Drive Thru Branch
    205 2nd Ave Ne, 35555
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Alabama Credit Union 1 office · main office Tuscaloosa, AL Credit union · 1

Alabama Credit Union has 1 office in Fayette, 38 across Alabama. It is based in Tuscaloosa, AL and $2.06 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Fayette Branch
    2305 Temple Ave N, 35555
    (205) 469-5979Today 10 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Alabama Credit Union: profile, branches and contacts
Alabama One Credit Union 1 office · main office Tuscaloosa, AL Credit union · 1

Alabama One Credit Union has 1 office in Fayette, 31 across Alabama. It is based in Tuscaloosa, AL and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Fayette
    1678 Temple Ave N, 35555
    (205) 759-1595Today 9:30 am to 5 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Alabama One Credit Union: profile, branches and contacts
State Bank & Trust 1 branch · main office Winfield, AL Bank · 1

State Bank & Trust has 1 branch in Fayette, 5 across Alabama and 5 nationwide. FDIC records list its main office in Winfield, AL and show it operating since 1907. With $413.0 million in total assets on June 30, 2026, it ranks No. 2,038 of 4,232 U.S. banks by total assets. The State Bank & Trust Fayette Branch at 105 2nd Ave Nw dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • State Bank & Trust Fayette Branch
    105 2nd Ave Nw, 35555
    Hours: see the bank's site
State Bank & Trust: profile, branches and contacts
West Alabama Bank & Trust 1 branch · main office Reform, AL Bank · 1

West Alabama Bank & Trust has 1 branch in Fayette, 16 across Alabama and 16 nationwide. FDIC records list its main office in Reform, AL and show it operating since 1944. With $929.0 million in total assets on June 30, 2026, it ranks No. 1,122 of 4,232 U.S. banks by total assets. The Fayette Branch at 305 2nd St Ne dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

West Alabama Bank & Trust: profile, branches and contacts

Join a credit union in Fayette

2 credit unions have 2 offices here: Alabama Credit Union and Alabama One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fayette page has every office in the state's directory.

Banking in Fayette: the local picture

Short answer: 4 banks run 6 branches in Fayette according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Fayette, 3 elsewhere in Alabama and 1 out of state, according to the FDIC.

The bank with the longest record here is BankFirst Financial Services, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 123 Temple Ave N, dating to 1900; the newest is State Bank & Trust's at 105 2nd Ave Nw, from 2026.

2 credit unions have 2 offices in Fayette, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Fayette

Short answer: None of the 2 Fayette locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Fayette, and where the nearest one is if they do not.

Short answer: In Fayette: Regions Bank (2). No branches in Fayette: Chase (nearest in Tuscaloosa, 37 mi), Wells Fargo (nearest in Hamilton, 33 mi), Bank of America, PNC Bank (nearest in Jasper, 33 mi), U.S. Bank, Truist (nearest in Jasper, 36 mi), Fifth Third Bank (nearest in Birmingham, 65 mi), Huntington (nearest in Tuscaloosa, 36 mi), TD Bank, BMO.

BankIn FayetteNearest branch if none here
Regions Bank2 brancheshere
ChaseNoneTuscaloosa, 37 miles away
Wells FargoNoneHamilton, 33 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneJasper, 33 miles away
U.S. BankNonenone in Alabama
TruistNoneJasper, 36 miles away
Fifth Third BankNoneBirmingham, 65 miles away
HuntingtonNoneTuscaloosa, 36 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fayette to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fayette residents like anyone else.

Banks near Fayette

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winfield (17 miles) and Sulligent (23 miles). Tuscaloosa, 37 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Fayette

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Fayette between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 7, 2026OpenedState Bank & Trust105 2nd Ave Nw, 35555

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Fayette by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fayette offices.

Short answer: Regions Bank is the largest bank with offices in Fayette, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. BankFirst Financial Services is second with $3.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 272Birmingham, AL
BankFirst Financial Services$3.31 billionNo. 3882Columbus, MS
West Alabama Bank & Trust$929.0 millionNo. 1,1221Reform, AL
State Bank & Trust$413.0 millionNo. 2,0381Winfield, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fayette: FAQ

How many banks are in Fayette, AL?

Fayette has 4 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Fayette?

Regions Bank, with 2. BankFirst Financial Services has 2 and West Alabama Bank & Trust has 1.

Is there a Regions Bank in Fayette, AL?

Yes. FDIC data lists 2 Regions Bank branches in Fayette as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a BankFirst Financial Services in Fayette, AL?

Yes. FDIC data lists 2 BankFirst Financial Services branches in Fayette as of September 5, 2026. Its branches are listed under BankFirst Financial Services above, with the address and directions for each.

Is there a West Alabama Bank & Trust in Fayette, AL?

Yes. FDIC data lists 1 West Alabama Bank & Trust branch in Fayette as of September 5, 2026. The address and directions are under West Alabama Bank & Trust above.

Is there a Chase in Fayette, AL?

No. FDIC data lists no Chase branch in Fayette as of September 5, 2026. The nearest is in Tuscaloosa, about 37 miles away in a straight line.

Which banks in Fayette are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Fayette?

BankFirst Financial Services has the longest record among banks with a branch here: the FDIC shows it operating since 1888.

Which credit unions can I join in Fayette?

Alabama Credit Union and Alabama One Credit Union have offices in Fayette. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Fayette in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fayette?

Nearby cities with more banks include Winfield, Sulligent, Gordo. Winfield is 17 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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