Banks in Point Clear, AL

Bank branch map: Point Clear

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Point Clear, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Point Clear

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: AmeriFirst Bank is the only bank with an office in Point Clear. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

AmeriFirst Bank 1 branch · main office Montgomery, AL Bank · 1

AmeriFirst Bank has 1 branch in Point Clear, 6 across Alabama and 6 nationwide. FDIC records list its main office in Montgomery, AL and show it operating since 1916. With $364.1 million in total assets on June 30, 2026, it ranks No. 2,197 of 4,232 U.S. banks by total assets. The Point Clear Branch at 17008 Scenic Highway 98 dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Point Clear Branch

  17008 Scenic Highway 98, 36564

  Hours: see the bank's site
  DirectionsWebsite

AmeriFirst Bank: profile, branches and contacts

Banking in Point Clear: the local picture

Short answer: 1 bank runs 1 branch in Point Clear according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

AmeriFirst Bank has its main office in Montgomery, AL, according to the FDIC.

The bank with the longest record here is AmeriFirst Bank, operating since 1916 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Point Clear, and where the nearest one is if they do not.

Short answer: No branches in Point Clear: Chase (nearest in Foley, 15 mi), Wells Fargo (nearest in Fairhope, 4 mi), Bank of America, PNC Bank (nearest in Fairhope, 4 mi), U.S. Bank, Truist (nearest in Fairhope, 4 mi), Fifth Third Bank (nearest in Birmingham, 216 mi), Huntington (nearest in Fairhope, 7 mi), Regions Bank (nearest in Fairhope, 4 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Point Clear to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Point Clear residents like anyone else.

Banks near Point Clear

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fairhope (4 miles) and Daphne (10 miles). Mobile, 19 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Point Clear

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Point Clear between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Point Clear by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Point Clear offices.

Short answer: AmeriFirst Bank is the largest bank with offices in Point Clear, with $364.1 million in total assets on June 30, 2026, No. 2,197 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Point Clear: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.