US Bank Directory
Banks in Phenix City, AL
6 FDIC-insured banks operate 10 offices in Phenix City, Alabama, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Phenix City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 12 locations in Phenix City, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Phenix City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Phenix-Girard Bank has the most locations in Phenix City, with 3. It is followed by Regions Bank (2), Pinnacle Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Phenix-Girard Bank Bank · 3
Phenix-Girard Bank has 3 branches in Phenix City, 4 across Alabama and 4 nationwide. FDIC records list its main office in Phenix City, AL and show it operating since 1904. With $342.3 million in total assets on June 30, 2026, it ranks No. 2,293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Phenix City location is its main office at 801 13th St, dating to 1904; the newest, at 3650 Us 280, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office801 13th St, 36867
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Stadium Drive Branch1803 Stadium Dr, 36867
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Highway 280 Branch3650 Us 280, 36867
Pinnacle Bank Bank · 2
Pinnacle Bank has 2 branches in Phenix City, 37 across Alabama and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Phenix City location is the Phenix City Branch at 1000 13th St, dating to 1909; the newest, at 3726 Us Highway 431 N, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Phenix City Branch1000 13th St, 36867
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North Banking Center3726 Us Highway 431 N, 36867
Regions Bank Bank · 2
Regions Bank has 2 branches in Phenix City, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Phenix City location is the Broad St Phenix City Branch at 1200 Broad St, dating to 1963; the newest, at 3548 Us Highway 431 N, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Broad St Phenix City Branch1200 Broad St, 36867
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Hwy 280 Branch3548 Us Highway 431 N, 36867
Kinetic Credit Union Credit union · 1
Kinetic Credit Union has 1 office in Phenix City, 1 across Alabama. It is based in Columbus, GA and $660.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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280 Branch3722 Us Highway 431 N, 36867
All hours
Mon to Fri 9:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
PeoplesSouth Bank Bank · 1
PeoplesSouth Bank has 1 branch in Phenix City, 11 across Alabama and 33 nationwide. FDIC records list its main office in Colquitt, GA and show it operating since 1973. With $1.21 billion in total assets on June 30, 2026, it ranks No. 886 of 4,232 U.S. banks by total assets. The Phenix City Branch at 1200 Highway 280 Byp dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phenix City Branch1200 Highway 280 Byp, 36867
the Bridgeway Credit Union Credit union · 1
the Bridgeway Credit Union has 1 office in Phenix City, 1 across Alabama. It is based in Phenix City, AL and $64.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1810 Opelika Rd, 36867
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Phenix City, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Phenix City Branch at 1201 Broad St dates to 1992 in FDIC branch records. Its published hours do not list Saturday.
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Phenix City Branch1201 Broad St, 36867
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Phenix City, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The 280 Bypass Branch at 1014 280 Bypass dates to 1996 in FDIC branch records. It opens on Saturday.
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280 Bypass Branch1014 280 Bypass, 36867
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Phenix City
2 credit unions have 2 offices here: Kinetic Credit Union and the Bridgeway Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Phenix City page has every office in the state's directory.
Banking in Phenix City: the local picture
Short answer: 6 banks run 10 branches in Phenix City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Phenix City, 1 elsewhere in Alabama and 4 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Phenix-Girard Bank's office at 801 13th St, dating to 1904; the newest is PeoplesSouth Bank's at 1200 Highway 280 Byp, from 2020.
2 credit unions have 2 offices in Phenix City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Phenix City
Short answer: 2 of the 4 Phenix City locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (1014 280 Bypass: Saturday 9 am to 2 pm)
- Kinetic Credit Union: 1 of 1 office (3722 Us Highway 431 N: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Phenix City, and where the nearest one is if they do not.
Short answer: In Phenix City: Wells Fargo (1), Truist (1), Regions Bank (2). No branches in Phenix City: Chase (nearest in Auburn, 28 mi), Bank of America, PNC Bank (nearest in Opelika, 24 mi), U.S. Bank, Fifth Third Bank (nearest in Birmingham, 116 mi), Huntington (nearest in Opelika, 24 mi), TD Bank, BMO.
| Bank | In Phenix City | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 2 branches | here |
| Chase | None | Auburn, 28 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Opelika, 24 miles away |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 116 miles away |
| Huntington | None | Opelika, 24 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Phenix City to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Phenix City residents like anyone else.
Banks near Phenix City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Opelika (24 miles) and Valley (26 miles). Auburn, 27 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Opelika, AL | 24 mi | 12 | 15 |
| Banks in Valley, AL | 26 mi | 4 | 5 |
| Banks in Auburn, AL | 27 mi | 20 | 25 |
| Banks in Tuskegee, AL | 39 mi | 2 | 2 |
| Banks in Eufaula, AL | 42 mi | 5 | 6 |
| Banks in Union Springs, AL | 47 mi | 2 | 2 |
| Banks in Dadeville, AL | 50 mi | 3 | 3 |
| Banks in Roanoke, AL | 51 mi | 3 | 3 |
Bank branch openings and closings in Phenix City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Phenix City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Phenix City
Short answer: 2 institutions have their main office in Phenix City: Phenix-Girard Bank and the Bridgeway Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Phenix-Girard Bank | Bank | $342.3 million | 3 |
| the Bridgeway Credit Union | Credit union | $64.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Phenix City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Phenix City offices.
Short answer: Wells Fargo is the largest bank with offices in Phenix City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 2 | Nashville, TN |
| PeoplesSouth Bank | $1.21 billion | No. 886 | 1 | Colquitt, GA |
| Phenix-Girard Bank | $342.3 million | No. 2,293 | 3 | Phenix City, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Phenix City: FAQ
How many banks are in Phenix City, AL?
Phenix City has 6 banks with 10 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Phenix City?
Phenix-Girard Bank, with 3. Regions Bank has 2 and Pinnacle Bank has 2.
Is there a Phenix-Girard Bank in Phenix City, AL?
Yes. FDIC data lists 3 Phenix-Girard Bank branches in Phenix City as of September 5, 2026, the main office at 801 13th St. Its branches are listed under Phenix-Girard Bank above, with the address and directions for each.
Is there a Regions Bank in Phenix City, AL?
Yes. FDIC data lists 2 Regions Bank branches in Phenix City as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Pinnacle Bank in Phenix City, AL?
Yes. FDIC data lists 2 Pinnacle Bank branches in Phenix City as of September 5, 2026. Its branches are listed under Pinnacle Bank above, with the address and directions for each.
Is there a Chase in Phenix City, AL?
No. FDIC data lists no Chase branch in Phenix City as of September 5, 2026. The nearest is in Auburn, about 28 miles away in a straight line.
Which banks in Phenix City are open on Saturday?
Wells Fargo and Kinetic Credit Union publish Saturday hours for one or more Phenix City locations. The Saturday section above lists each one with its hours. 8 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Phenix City?
Phenix-Girard Bank and the Bridgeway Credit Union have their main office in Phenix City, according to the FDIC and the NCUA.
What is the oldest bank in Phenix City?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Phenix City?
Kinetic Credit Union and the Bridgeway Credit Union have offices in Phenix City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Phenix City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Phenix City?
Nearby cities with more banks include Opelika, Valley, Auburn. Opelika is 24 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 10 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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