US Bank Directory
Banks in Opelika, AL
12 FDIC-insured banks operate 15 offices in Opelika, Alabama, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Opelika
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 20 locations in Opelika, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Opelika
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, SouthState and AuburnBank have the most locations in Opelika, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
AuburnBank Bank · 2
AuburnBank has 2 branches in Opelika, 7 across Alabama and 7 nationwide. FDIC records list its main office in Auburn, AL and show it operating since 1907. With $1.09 billion in total assets on June 30, 2026, it ranks No. 969 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Opelika location is the Opelika Branch at 215 S 6th St, dating to 1991; the newest, at 1851 Frederick Rd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Frederick Road1851 Frederick Rd, 36801
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Opelika Branch215 S 6th St, 36801
Four Seasons Credit Union Credit union · 2
Four Seasons Credit Union has 2 officees in Opelika, 2 across Alabama. It is based in Opelika, AL and $102.3 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Opelika locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office2915 Pepperell Pkwy, 36801
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Marvyn2300 Marvyn Pkwy, 36804
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Opelika, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Opelika location is the Second Avenue Branch at 605 2nd Ave, dating to 1909; the newest, at 2426 Enterprise Dr, to 1974. All 2 of its Opelika locations with published hours open on Saturday.
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Tiger Town Office2426 Enterprise Dr, 36801
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Second Avenue Branch605 2nd Ave, 36801
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
SouthState Bank · 2
SouthState has 2 branches in Opelika, 9 across Alabama and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Opelika location is the Opelika Branch at 701 2nd Ave, dating to 1994; the newest, at 2443 Enterprise Dr, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Branch2443 Enterprise Dr, 36801
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Opelika Branch701 2nd Ave, 36801
East Alabama Community Credit Union Credit union · 1
East Alabama Community Credit Union has 1 office in Opelika, 1 across Alabama. It is based in Opelika, AL and $21.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2420 Pepperell Pkwy, 36801
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FirstBank Bank · 1
FirstBank has 1 branch in Opelika, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Opelika Branch at 2601 Frederick Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Branch2601 Frederick Rd, 36801
Huntington Bank · 1
Huntington has 1 branch in Opelika, 52 across Alabama and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Opelika Downtown Branch at 414 S 7th St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Downtown Branch414 S 7th St, 36801
Max Credit Union Credit union · 1
Max Credit Union has 1 office in Opelika, 16 across Alabama. It is based in Montgomery, AL and $2.35 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Frederick Road3021 Frederick Rd Suite 1, 36801
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Metro City Bank Bank · 1
Metro City Bank has 1 branch in Opelika, 2 across Alabama and 27 nationwide. FDIC records list its main office in Doraville, GA and show it operating since 2006. With $4.47 billion in total assets on June 30, 2026, it ranks No. 310 of 4,232 U.S. banks by total assets. The Opelika Branch at 1805 Gateway Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Branch1805 Gateway Dr, 36801
Regions Bank Bank · 1
Regions Bank has 1 branch in Opelika, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Opelika Main Gateway Dr Branch at 2401 Gateway Dr dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Main Gateway Dr Branch2401 Gateway Dr, 36801
River Bank & Trust Bank · 1
River Bank & Trust has 1 branch in Opelika, 24 across Alabama and 25 nationwide. FDIC records list its main office in Prattville, AL and show it operating since 2006. With $4.02 billion in total assets on June 30, 2026, it ranks No. 336 of 4,232 U.S. banks by total assets. The Opelika Branch at 1804 Thomason Dr dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Branch1804 Thomason Dr, 36801
Troy Bank Bank · 1
Troy Bank has 1 branch in Opelika, 13 across Alabama and 13 nationwide. FDIC records list its main office in Troy, AL and show it operating since 1906. With $1.60 billion in total assets on June 30, 2026, it ranks No. 705 of 4,232 U.S. banks by total assets. The Opelika Branch at 2701 Frederick Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika Branch2701 Frederick Rd, 36801
Truist Bank · 1
Truist has 1 branch in Opelika, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Opelika Branch at 600 2nd Ave dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Opelika Branch600 2nd Ave, 36801
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Trustmark Bank · 1
Trustmark has 1 branch in Opelika, 41 across Alabama and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. The Opelika Branch at Thomason Drive dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Opelika BranchThomason Drive, 36801
Tvh Credit Union Credit union · 1
Tvh Credit Union has 1 office in Opelika, 3 across Alabama. It is based in Tuskegee, AL and $5.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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East Alabama Community Federal Credit Union509 E Thomason Cir, 36801
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Opelika, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Opelika Branch at 603 S 6th St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Opelika Branch603 S 6th St, 36801
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Opelika
4 credit unions have 5 offices here: Four Seasons Credit Union, Max Credit Union, East Alabama Community Credit Union and Tvh Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Opelika page has every office in the state's directory.
Banking in Opelika: the local picture
Short answer: 12 banks run 15 branches in Opelika according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Opelika, 4 elsewhere in Alabama and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 414 S 7th St, dating to 1886; the newest is Troy Bank's at 2701 Frederick Rd, from 2017.
4 credit unions have 5 offices in Opelika, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 4 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Opelika
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 36801 has the most bank and credit union offices in Opelika (19), followed by 36804 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 36801 | 19 | 16 | AuburnBank, PNC Bank, SouthState |
| 36804 | 1 | 1 | Four Seasons Credit Union |
Banks and credit unions open on Saturday in Opelika
Short answer: 4 of the 8 Opelika locations with published hours open on Saturday, run by 2 institutions.
- PNC Bank: 2 of 2 branches (2426 Enterprise Dr: Saturday 9 am to 1 pm, and 1 more)
- Four Seasons Credit Union: 2 of 2 offices (2915 Pepperell Pkwy: Saturday 8 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Opelika, and where the nearest one is if they do not.
Short answer: In Opelika: Wells Fargo (1), PNC Bank (2), Truist (1), Huntington (1), Regions Bank (1). No branches in Opelika: Chase (nearest in Auburn, 5 mi), Bank of America, U.S. Bank, Fifth Third Bank (nearest in Birmingham, 92 mi), TD Bank, BMO.
| Bank | In Opelika | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 2 branches | here |
| Truist | 1 branch | here |
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Auburn, 5 miles away |
| Bank of America | None | none in Alabama |
| U.S. Bank | None | none in Alabama |
| Fifth Third Bank | None | Birmingham, 92 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Opelika to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Opelika residents like anyone else.
Banks near Opelika
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburn (4 miles) and Valley (18 miles). Auburn, 4 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburn, AL | 4 mi | 20 | 25 |
| Banks in Valley, AL | 18 mi | 4 | 5 |
| Banks in Tuskegee, AL | 23 mi | 2 | 2 |
| Banks in Phenix City, AL | 24 mi | 6 | 10 |
| Banks in Dadeville, AL | 25 mi | 3 | 3 |
| Banks in Tallassee, AL | 30 mi | 3 | 5 |
| Banks in Roanoke, AL | 36 mi | 3 | 3 |
| Banks in Eclectic, AL | 38 mi | 2 | 2 |
Bank branch openings and closings in Opelika
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Opelika between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Opelika
Short answer: 2 institutions have their main office in Opelika: Four Seasons Credit Union and East Alabama Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Four Seasons Credit Union | Credit union | $102.3 million | 2 |
| East Alabama Community Credit Union | Credit union | $21.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Opelika by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Opelika offices.
Short answer: Wells Fargo is the largest bank with offices in Opelika, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| SouthState | $68.79 billion | No. 41 | 2 | Winter Haven, FL |
| Trustmark | $19.19 billion | No. 109 | 1 | Jackson, MS |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| Metro City Bank | $4.47 billion | No. 310 | 1 | Doraville, GA |
| River Bank & Trust | $4.02 billion | No. 336 | 1 | Prattville, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Opelika: FAQ
How many banks are in Opelika, AL?
Opelika has 12 banks with 15 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Opelika?
PNC Bank, with 2. SouthState has 2 and AuburnBank has 2.
Is there a PNC Bank in Opelika, AL?
Yes. FDIC data lists 2 PNC Bank branches in Opelika as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a SouthState in Opelika, AL?
Yes. FDIC data lists 2 SouthState branches in Opelika as of September 5, 2026. Its branches are listed under SouthState above, with the address and directions for each.
Is there a AuburnBank in Opelika, AL?
Yes. FDIC data lists 2 AuburnBank branches in Opelika as of September 5, 2026. Its branches are listed under AuburnBank above, with the address and directions for each.
Is there a Chase in Opelika, AL?
No. FDIC data lists no Chase branch in Opelika as of September 5, 2026. The nearest is in Auburn, about 5 miles away in a straight line.
Which banks in Opelika are open on Saturday?
PNC Bank and Four Seasons Credit Union publish Saturday hours for one or more Opelika locations. The Saturday section above lists each one with its hours. 12 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Opelika?
Four Seasons Credit Union and East Alabama Community Credit Union have their main office in Opelika, according to the FDIC and the NCUA.
What is the oldest bank in Opelika?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Opelika?
Four Seasons Credit Union, Max Credit Union, East Alabama Community Credit Union and Tvh Credit Union have offices in Opelika. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Opelika in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Opelika?
Nearby cities with more banks include Auburn, Valley, Tuskegee. Auburn is 4 miles away with 20 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 15 branches: PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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