US Bank Directory
Banks in Midland City, AL
1 FDIC-insured bank operates 1 office in Midland City, Alabama, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Midland City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Midland City, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Midland City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Commercial Bank Of Ozark is the only bank with an office in Midland City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
All In Credit Union Credit union · 1
All In Credit Union has 1 office in Midland City, 36 across Alabama. It is based in Daleville, AL and $3.72 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Midland City12721 S County Road 59, 36350
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mtc Credit Union Credit union · 1
Mtc Credit Union has 1 office in Midland City, 1 across Alabama. It is based in Greenville, SC and $299.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Us43792 Mance Newton Rd Ste 2, 36350
All hours
Mon to Fri 12 pm to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Commercial Bank Of Ozark Bank · 1
The Commercial Bank Of Ozark has 1 branch in Midland City, 2 across Alabama and 2 nationwide. FDIC records list its main office in Ozark, AL and show it operating since 1959. With $115.2 million in total assets on June 30, 2026, it ranks No. 3,583 of 4,232 U.S. banks by total assets. The South Dale Branch at Phillip J. Hamm Dr. dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South Dale BranchPhillip J. Hamm Dr., 36350
Join a credit union in Midland City
2 credit unions have 2 offices here: All In Credit Union and Mtc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Midland City page has every office in the state's directory.
Banking in Midland City: the local picture
Short answer: 1 bank runs 1 branch in Midland City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Commercial Bank Of Ozark has its main office in Ozark, AL, according to the FDIC.
The bank with the longest record here is The Commercial Bank Of Ozark, operating since 1959 according to the FDIC.
2 credit unions have 2 offices in Midland City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Midland City
Short answer: None of the 2 Midland City locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Midland City, and where the nearest one is if they do not.
Short answer: No branches in Midland City: Chase (nearest in Auburn, 84 mi), Wells Fargo (nearest in Ozark, 10 mi), Bank of America, PNC Bank (nearest in Dothan, 12 mi), U.S. Bank, Truist (nearest in Greenville, 74 mi), Fifth Third Bank (nearest in Birmingham, 156 mi), Huntington (nearest in Andalusia, 57 mi), Regions Bank (nearest in Dothan, 11 mi), TD Bank, BMO.
| Bank | In Midland City | Nearest branch if none here |
|---|---|---|
| Chase | None | Auburn, 84 miles away |
| Wells Fargo | None | Ozark, 10 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Dothan, 12 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Greenville, 74 miles away |
| Fifth Third Bank | None | Birmingham, 156 miles away |
| Huntington | None | Andalusia, 57 miles away |
| Regions Bank | None | Dothan, 11 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Midland City to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Midland City residents like anyone else.
Banks near Midland City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Headland (10 miles) and Ozark (10 miles). Dothan, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Headland, AL | 10 mi | 2 | 3 |
| Banks in Ozark, AL | 10 mi | 4 | 4 |
| Banks in Dothan, AL | 12 mi | 14 | 32 |
| Banks in Abbeville, AL | 19 mi | 4 | 4 |
| Banks in Ashford, AL | 20 mi | 2 | 2 |
| Banks in Slocomb, AL | 20 mi | 2 | 2 |
| Banks in Enterprise, AL | 21 mi | 9 | 9 |
| Banks in Hartford, AL | 23 mi | 2 | 2 |
Bank branch openings and closings in Midland City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Midland City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Midland City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Midland City offices.
Short answer: The Commercial Bank Of Ozark is the largest bank with offices in Midland City, with $115.2 million in total assets on June 30, 2026, No. 3,583 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Commercial Bank Of Ozark | $115.2 million | No. 3,583 | 1 | Ozark, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Midland City: FAQ
How many banks are in Midland City, AL?
Midland City has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a The Commercial Bank Of Ozark in Midland City, AL?
Yes. FDIC data lists 1 The Commercial Bank Of Ozark branch in Midland City as of September 5, 2026. The address and directions are under The Commercial Bank Of Ozark above.
Is there a Chase in Midland City, AL?
No. FDIC data lists no Chase branch in Midland City as of September 5, 2026. The nearest is in Auburn, about 84 miles away in a straight line.
Which banks in Midland City are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Midland City?
The Commercial Bank Of Ozark has the longest record among banks with a branch here: the FDIC shows it operating since 1959.
Which credit unions can I join in Midland City?
All In Credit Union and Mtc Credit Union have offices in Midland City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Midland City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Midland City?
Nearby cities with more banks include Headland, Ozark, Dothan. Headland is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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