US Bank Directory

Banks in Headland, AL

2 FDIC-insured banks operate 3 offices in Headland, Alabama, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Headland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Headland, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Headland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: HNB First Bank has the most locations in Headland, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

HNB First Bank 2 branches · main office Headland, AL Bank · 2

HNB First Bank has 2 branches in Headland, 3 across Alabama and 4 nationwide. FDIC records list its main office in Headland, AL and show it operating since 1933. With $282.4 million in total assets on June 30, 2026, it ranks No. 2,570 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Headland location is its main office at 40 S Main St, dating to 1933; the newest, at 18057 Us Highway 431 S, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    40 S Main St, 36345
    Hours: see the bank's site
  • 431 Branch
    18057 Us Highway 431 S, 36345
    Hours: see the bank's site
HNB First Bank: profile, branches and contacts
Five Star Credit Union 1 office · main office Dothan, AL Credit union · 1

Five Star Credit Union has 1 office in Headland, 10 across Alabama. It is based in Dothan, AL and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Five Star Credit Union
    16706 Us Highway 431 S, 36345
    (334) 793-7714Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 24 hours; Sun not published

    Hours: NCUA, March 31, 2026

Five Star Credit Union: profile, branches and contacts
PeoplesSouth Bank 1 branch · main office Colquitt, GA Bank · 1

PeoplesSouth Bank has 1 branch in Headland, 11 across Alabama and 33 nationwide. FDIC records list its main office in Colquitt, GA and show it operating since 1973. With $1.21 billion in total assets on June 30, 2026, it ranks No. 886 of 4,232 U.S. banks by total assets. The Headland Branch at 617 E Church St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Headland Branch
    617 E Church St, 36345
    Hours: see the bank's site
PeoplesSouth Bank: profile, branches and contacts

Join a credit union in Headland

1 credit union has 1 office here: Five Star Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Headland page has every office in the state's directory.

Banking in Headland: the local picture

Short answer: 2 banks run 3 branches in Headland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Headland and 1 out of state, according to the FDIC.

The bank with the longest record here is HNB First Bank, operating since 1933 according to the FDIC. In FDIC branch records, the longest-running branch is HNB First Bank's office at 40 S Main St, dating to 1933; the newest is HNB First Bank's at 18057 Us Highway 431 S, from 2007.

The only credit union with an office here is Five Star Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Credit unions open on Saturday in Headland

Short answer: 1 of the 1 Headland location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Headland, and where the nearest one is if they do not.

Short answer: No branches in Headland: Chase (nearest in Auburn, 88 mi), Wells Fargo (nearest in Dothan, 7 mi), Bank of America, PNC Bank (nearest in Dothan, 10 mi), U.S. Bank, Truist (nearest in Phenix City, 80 mi), Fifth Third Bank (nearest in Birmingham, 163 mi), Huntington (nearest in Andalusia, 67 mi), Regions Bank (nearest in Dothan, 7 mi), TD Bank, BMO.

BankIn HeadlandNearest branch if none here
ChaseNoneAuburn, 88 miles away
Wells FargoNoneDothan, 7 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneDothan, 10 miles away
U.S. BankNonenone in Alabama
TruistNonePhenix City, 80 miles away
Fifth Third BankNoneBirmingham, 163 miles away
HuntingtonNoneAndalusia, 67 miles away
Regions BankNoneDothan, 7 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Headland to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Headland residents like anyone else.

Banks near Headland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dothan (9 miles) and Ashford (12 miles). Dothan, 9 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Headland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Headland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Headland

Short answer: 1 institution has its main office in Headland: HNB First Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
HNB First BankBank$282.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Headland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Headland offices.

Short answer: PeoplesSouth Bank is the largest bank with offices in Headland, with $1.21 billion in total assets on June 30, 2026, No. 886 among U.S. banks by total assets. HNB First Bank is second with $282.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PeoplesSouth Bank$1.21 billionNo. 8861Colquitt, GA
HNB First Bank$282.4 millionNo. 2,5702Headland, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Headland: FAQ

How many banks are in Headland, AL?

Headland has 2 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Headland?

HNB First Bank, with 2. PeoplesSouth Bank has 1.

Is there a HNB First Bank in Headland, AL?

Yes. FDIC data lists 2 HNB First Bank branches in Headland as of September 5, 2026, the main office at 40 S Main St. Its branches are listed under HNB First Bank above, with the address and directions for each.

Is there a PeoplesSouth Bank in Headland, AL?

Yes. FDIC data lists 1 PeoplesSouth Bank branch in Headland as of September 5, 2026. The address and directions are under PeoplesSouth Bank above.

Is there a Chase in Headland, AL?

No. FDIC data lists no Chase branch in Headland as of September 5, 2026. The nearest is in Auburn, about 88 miles away in a straight line.

Which banks in Headland are open on Saturday?

Five Star Credit Union publishes Saturday hours for one or more Headland locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Headland?

HNB First Bank has its main office in Headland, according to the FDIC.

What is the oldest bank in Headland?

HNB First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1933.

Which credit unions can I join in Headland?

Five Star Credit Union has an office in Headland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Headland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Headland?

Nearby cities with more banks include Dothan, Ashford, Abbeville. Dothan is 9 miles away with 14 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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