US Bank Directory

Banks in Florala, AL

1 FDIC-insured bank operates 1 office in Florala, Alabama.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Florala

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Florala, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Florala

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Independent Bank is the only bank with an office in Florala. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Southern Independent Bank 1 branch · main office Opp, AL Bank · 1

Southern Independent Bank has 1 branch in Florala, 3 across Alabama and 3 nationwide. FDIC records list its main office in Opp, AL and show it operating since 2006. With $395.3 million in total assets on June 30, 2026, it ranks No. 2,091 of 4,232 U.S. banks by total assets. The Florala Branch at 22799 Lakeshore Boulevard dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florala Branch
    22799 Lakeshore Boulevard, 36442
    Hours: see the bank's site
Southern Independent Bank: profile, branches and contacts

Banking in Florala: the local picture

Short answer: 1 bank runs 1 branch in Florala according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Southern Independent Bank has its main office in Opp, AL, according to the FDIC.

The bank with the longest record here is Southern Independent Bank, operating since 2006 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Florala, and where the nearest one is if they do not.

Short answer: No branches in Florala: Chase (nearest in Foley, 91 mi), Wells Fargo (nearest in Andalusia, 24 mi), Bank of America, PNC Bank (nearest in Dothan, 55 mi), U.S. Bank, Truist (nearest in Brewton, 45 mi), Fifth Third Bank (nearest in Birmingham, 168 mi), Huntington (nearest in Andalusia, 23 mi), Regions Bank (nearest in Andalusia, 23 mi), TD Bank, BMO.

BankIn FloralaNearest branch if none here
ChaseNoneFoley, 91 miles away
Wells FargoNoneAndalusia, 24 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneDothan, 55 miles away
U.S. BankNonenone in Alabama
TruistNoneBrewton, 45 miles away
Fifth Third BankNoneBirmingham, 168 miles away
HuntingtonNoneAndalusia, 23 miles away
Regions BankNoneAndalusia, 23 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Florala to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Florala residents like anyone else.

Banks near Florala

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Opp (20 miles) and Andalusia (24 miles). Enterprise, 36 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Florala

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Florala between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Florala by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Florala offices.

Short answer: Southern Independent Bank is the largest bank with offices in Florala, with $395.3 million in total assets on June 30, 2026, No. 2,091 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Southern Independent Bank$395.3 millionNo. 2,0911Opp, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Florala: FAQ

How many banks are in Florala, AL?

Florala has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Southern Independent Bank in Florala, AL?

Yes. FDIC data lists 1 Southern Independent Bank branch in Florala as of September 5, 2026. The address and directions are under Southern Independent Bank above.

Is there a Chase in Florala, AL?

No. FDIC data lists no Chase branch in Florala as of September 5, 2026. The nearest is in Foley, about 91 miles away in a straight line.

What is the oldest bank in Florala?

Southern Independent Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2006.

Did any bank branches open or close in Florala in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Florala?

Nearby cities with more banks include Opp, Andalusia, Geneva. Opp is 20 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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