US Bank Directory
Banks in Opp, AL
2 FDIC-insured banks operate 2 offices in Opp, Alabama, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Opp
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Opp, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Opp
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: CCB Community Bank and Southern Independent Bank have the most locations in Opp, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
All In Credit Union Credit union · 1
All In Credit Union has 1 office in Opp, 36 across Alabama. It is based in Daleville, AL and $3.72 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Opp301 W Cumming Ave, 36467
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
CCB Community Bank Bank · 1
CCB Community Bank has 1 branch in Opp, 2 across Alabama and 5 nationwide. FDIC records list its main office in Andalusia, AL and show it operating since 1947. With $661.9 million in total assets on June 30, 2026, it ranks No. 1,437 of 4,232 U.S. banks by total assets. The Ccb - Opp Branch at 609 Florala Hwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ccb - Opp Branch609 Florala Hwy, 36467
Opp-micolas Credit Union Credit union · 1
Opp-micolas Credit Union has 1 office in Opp, 1 across Alabama. It is based in Opp, AL and $10.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office901 Douglas Ave, 36467
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Southern Independent Bank Bank · 1
Southern Independent Bank has 1 branch in Opp, 3 across Alabama and 3 nationwide. FDIC records list its main office in Opp, AL and show it operating since 2006. With $395.3 million in total assets on June 30, 2026, it ranks No. 2,091 of 4,232 U.S. banks by total assets. Its main office at 503 N Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office503 N Main St, 36467
Join a credit union in Opp
2 credit unions have 2 offices here: All In Credit Union and Opp-micolas Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Opp page has every office in the state's directory.
Banking in Opp: the local picture
Short answer: 2 banks run 2 branches in Opp according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Opp, 1 elsewhere in Alabama, according to the FDIC.
The bank with the longest record here is CCB Community Bank, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is CCB Community Bank's office at 609 Florala Hwy, dating to 2002; the newest is Southern Independent Bank's at 503 N Main St, from 2006.
2 credit unions have 2 offices in Opp, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Opp
Short answer: None of the 2 Opp locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Opp, and where the nearest one is if they do not.
Short answer: No branches in Opp: Chase (nearest in Auburn, 102 mi), Wells Fargo (nearest in Andalusia, 15 mi), Bank of America, PNC Bank (nearest in Dothan, 48 mi), U.S. Bank, Truist (nearest in Greenville, 45 mi), Fifth Third Bank (nearest in Birmingham, 150 mi), Huntington (nearest in Andalusia, 13 mi), Regions Bank (nearest in Andalusia, 14 mi), TD Bank, BMO.
| Bank | In Opp | Nearest branch if none here |
|---|---|---|
| Chase | None | Auburn, 102 miles away |
| Wells Fargo | None | Andalusia, 15 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Dothan, 48 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Greenville, 45 miles away |
| Fifth Third Bank | None | Birmingham, 150 miles away |
| Huntington | None | Andalusia, 13 miles away |
| Regions Bank | None | Andalusia, 14 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Opp to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Opp residents like anyone else.
Banks near Opp
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Andalusia (14 miles) and Enterprise (24 miles). Enterprise, 24 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Andalusia, AL | 14 mi | 6 | 7 |
| Banks in Enterprise, AL | 24 mi | 9 | 9 |
| Banks in Geneva, AL | 28 mi | 4 | 4 |
| Banks in Luverne, AL | 30 mi | 2 | 2 |
| Banks in Hartford, AL | 35 mi | 2 | 2 |
| Banks in Ozark, AL | 38 mi | 4 | 4 |
| Banks in Troy, AL | 39 mi | 4 | 6 |
| Banks in Slocomb, AL | 41 mi | 2 | 2 |
Bank branch openings and closings in Opp
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Opp between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Opp
Short answer: 2 institutions have their main office in Opp: Southern Independent Bank and Opp-micolas Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Southern Independent Bank | Bank | $395.3 million | 1 |
| Opp-micolas Credit Union | Credit union | $10.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Opp by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Opp offices.
Short answer: CCB Community Bank is the largest bank with offices in Opp, with $661.9 million in total assets on June 30, 2026, No. 1,437 among U.S. banks by total assets. Southern Independent Bank is second with $395.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| CCB Community Bank | $661.9 million | No. 1,437 | 1 | Andalusia, AL |
| Southern Independent Bank | $395.3 million | No. 2,091 | 1 | Opp, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Opp: FAQ
How many banks are in Opp, AL?
Opp has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Opp?
CCB Community Bank, with 1. Southern Independent Bank has 1.
Is there a CCB Community Bank in Opp, AL?
Yes. FDIC data lists 1 CCB Community Bank branch in Opp as of September 5, 2026. The address and directions are under CCB Community Bank above.
Is there a Southern Independent Bank in Opp, AL?
Yes. FDIC data lists 1 Southern Independent Bank branch in Opp as of September 5, 2026, the main office at 503 N Main St. The address and directions are under Southern Independent Bank above.
Is there a Chase in Opp, AL?
No. FDIC data lists no Chase branch in Opp as of September 5, 2026. The nearest is in Auburn, about 102 miles away in a straight line.
Which banks in Opp are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Opp?
Southern Independent Bank and Opp-micolas Credit Union have their main office in Opp, according to the FDIC and the NCUA.
What is the oldest bank in Opp?
CCB Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1947.
Which credit unions can I join in Opp?
All In Credit Union and Opp-micolas Credit Union have offices in Opp. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Opp in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Opp?
Nearby cities with more banks include Andalusia, Enterprise, Geneva. Andalusia is 14 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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