US Bank Directory
Banks in Elba, AL
1 FDIC-insured bank operates 1 office in Elba, Alabama, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Elba
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Elba, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Elba
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Troy Bank is the only bank with an office in Elba. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
All In Credit Union Credit union · 1
All In Credit Union has 1 office in Elba, 36 across Alabama. It is based in Daleville, AL and $3.72 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Elba402 Collier St, 36323
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Troy Bank Bank · 1
Troy Bank has 1 branch in Elba, 13 across Alabama and 13 nationwide. FDIC records list its main office in Troy, AL and show it operating since 1906. With $1.60 billion in total assets on June 30, 2026, it ranks No. 705 of 4,232 U.S. banks by total assets. The Peoples Bank Of Coffee County - Elba Branch at 429 Claxton Ave N dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peoples Bank Of Coffee County - Elba Branch429 Claxton Ave N, 36323
Join a credit union in Elba
1 credit union has 1 office here: All In Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elba page has every office in the state's directory.
Banking in Elba: the local picture
Short answer: 1 bank runs 1 branch in Elba according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Troy Bank has its main office in Troy, AL, according to the FDIC.
The bank with the longest record here is Troy Bank, operating since 1906 according to the FDIC.
The only credit union with an office here is All In Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Elba
Short answer: None of the 1 Elba location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Elba, and where the nearest one is if they do not.
Short answer: No branches in Elba: Chase (nearest in Auburn, 89 mi), Wells Fargo (nearest in Enterprise, 15 mi), Bank of America, PNC Bank (nearest in Dothan, 40 mi), U.S. Bank, Truist (nearest in Greenville, 45 mi), Fifth Third Bank (nearest in Birmingham, 143 mi), Huntington (nearest in Andalusia, 24 mi), Regions Bank (nearest in Enterprise, 15 mi), TD Bank, BMO.
| Bank | In Elba | Nearest branch if none here |
|---|---|---|
| Chase | None | Auburn, 89 miles away |
| Wells Fargo | None | Enterprise, 15 miles away |
| Bank of America | None | none in Alabama |
| PNC Bank | None | Dothan, 40 miles away |
| U.S. Bank | None | none in Alabama |
| Truist | None | Greenville, 45 miles away |
| Fifth Third Bank | None | Birmingham, 143 miles away |
| Huntington | None | Andalusia, 24 miles away |
| Regions Bank | None | Enterprise, 15 miles away |
| TD Bank | None | none in Alabama |
| BMO | None | none in Alabama |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elba to the nearest branch in Alabama.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elba residents like anyone else.
Banks near Elba
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Opp (14 miles) and Enterprise (15 miles). Enterprise, 15 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Opp, AL | 14 mi | 2 | 2 |
| Banks in Enterprise, AL | 15 mi | 9 | 9 |
| Banks in Luverne, AL | 24 mi | 2 | 2 |
| Banks in Ozark, AL | 25 mi | 4 | 4 |
| Banks in Troy, AL | 26 mi | 4 | 6 |
| Banks in Andalusia, AL | 26 mi | 6 | 7 |
| Banks in Geneva, AL | 28 mi | 4 | 4 |
| Banks in Hartford, AL | 31 mi | 2 | 2 |
Bank branch openings and closings in Elba
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elba between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Elba by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elba offices.
Short answer: Troy Bank is the largest bank with offices in Elba, with $1.60 billion in total assets on June 30, 2026, No. 705 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Troy Bank | $1.60 billion | No. 705 | 1 | Troy, AL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elba: FAQ
How many banks are in Elba, AL?
Elba has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Troy Bank in Elba, AL?
Yes. FDIC data lists 1 Troy Bank branch in Elba as of September 5, 2026. The address and directions are under Troy Bank above.
Is there a Chase in Elba, AL?
No. FDIC data lists no Chase branch in Elba as of September 5, 2026. The nearest is in Auburn, about 89 miles away in a straight line.
Which banks in Elba are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Elba?
Troy Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.
Which credit unions can I join in Elba?
All In Credit Union has an office in Elba. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Elba in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elba?
Nearby cities with more banks include Opp, Enterprise, Luverne. Opp is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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