US Bank Directory

Banks in Clayton, AL

1 FDIC-insured bank operates 1 office in Clayton, Alabama, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Clayton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clayton, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Clayton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: MidSouth Bank is the only bank with an office in Clayton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

All In Credit Union 1 office · main office Daleville, AL Credit union · 1

All In Credit Union has 1 office in Clayton, 36 across Alabama. It is based in Daleville, AL and $3.72 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Clayton
    21 Eufaula Ave, 36016
    (334) 598-4411Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

All In Credit Union: profile, branches and contacts
MidSouth Bank 1 branch · main office Dothan, AL Bank · 1

MidSouth Bank has 1 branch in Clayton, 8 across Alabama and 14 nationwide. FDIC records list its main office in Dothan, AL and show it operating since 1912. With $771.5 million in total assets on June 30, 2026, it ranks No. 1,298 of 4,232 U.S. banks by total assets. The Clayton Branch at 16 S Midway St dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

MidSouth Bank: profile, branches and contacts

Join a credit union in Clayton

1 credit union has 1 office here: All In Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clayton page has every office in the state's directory.

Banking in Clayton: the local picture

Short answer: 1 bank runs 1 branch in Clayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

MidSouth Bank has its main office in Dothan, AL, according to the FDIC.

The bank with the longest record here is MidSouth Bank, operating since 1912 according to the FDIC.

The only credit union with an office here is All In Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Clayton

Short answer: None of the 1 Clayton location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clayton, and where the nearest one is if they do not.

Short answer: No branches in Clayton: Chase (nearest in Auburn, 51 mi), Wells Fargo (nearest in Troy, 31 mi), Bank of America, PNC Bank (nearest in Eufaula, 18 mi), U.S. Bank, Truist (nearest in Phenix City, 49 mi), Fifth Third Bank (nearest in Birmingham, 128 mi), Huntington (nearest in Auburn, 51 mi), Regions Bank (nearest in Troy, 30 mi), TD Bank, BMO.

BankIn ClaytonNearest branch if none here
ChaseNoneAuburn, 51 miles away
Wells FargoNoneTroy, 31 miles away
Bank of AmericaNonenone in Alabama
PNC BankNoneEufaula, 18 miles away
U.S. BankNonenone in Alabama
TruistNonePhenix City, 49 miles away
Fifth Third BankNoneBirmingham, 128 miles away
HuntingtonNoneAuburn, 51 miles away
Regions BankNoneTroy, 30 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clayton to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clayton residents like anyone else.

Banks near Clayton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eufaula (18 miles) and Union Springs (24 miles). Dothan, 45 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Clayton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clayton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clayton offices.

Short answer: MidSouth Bank is the largest bank with offices in Clayton, with $771.5 million in total assets on June 30, 2026, No. 1,298 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
MidSouth Bank$771.5 millionNo. 1,2981Dothan, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clayton: FAQ

How many banks are in Clayton, AL?

Clayton has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a MidSouth Bank in Clayton, AL?

Yes. FDIC data lists 1 MidSouth Bank branch in Clayton as of September 5, 2026. The address and directions are under MidSouth Bank above.

Is there a Chase in Clayton, AL?

No. FDIC data lists no Chase branch in Clayton as of September 5, 2026. The nearest is in Auburn, about 51 miles away in a straight line.

Which banks in Clayton are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Clayton?

MidSouth Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1912.

Which credit unions can I join in Clayton?

All In Credit Union has an office in Clayton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Clayton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clayton?

Nearby cities with more banks include Eufaula, Union Springs, Abbeville. Eufaula is 18 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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