Financial Tools
APR Calculator
The note rate is what the contract says. The APR is what the loan costs once the fees come out of the money you actually receive. This shows both and the gap.
Loan Amount
Note Rate (percent, the rate on the contract)
Term
Fees in Dollars (origination, processing, points, anything taken up front)
Fees as a Percentage (% of the loan, added to the dollar figure)
Values shown are examples, not an offer. Fees vary by lender and by file, use the numbers on your own Loan Estimate.
The Real Rate
| True APR | n/a |
| Note Rate | n/a |
| What the Fees Add | n/a |
| Monthly Payment | $0 |
| Fees | $0 |
| Money You Actually Receive | $0 |
| Total Interest | $0 |
| Total Cost, Interest Plus Fees | $0 |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
Now put that APR next to real offers.
Every lender in the marketplace publishes its APR, term and origination fee.
Most Used Calculators