Ink Business Premier® Credit Card
This card is for businesses that spend a lot and want flat cash back without tracking categories. Every business purchase earns 2%, purchases of $5,000 or more earn 2.5%, and travel booked through Chase Travel earns 5%. New cardmembers can earn $1,000 bonus cash back after $10,000 in purchases in the first 3 months. Employee cards cost nothing extra and there is no foreign transaction fee. The caveat: it is a Pay in Full card with a $195 annual fee, and only the Flex for Business portion can carry a balance.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Flat 2% on business spending with no categories to track
- 2.5% on single purchases of $5,000 or more
- Pay in Full card with a Flex for Business balance for purchases you want to carry
- Employee cards at no additional cost
- No foreign transaction fees
- Rewards redeem for cash back, gift cards, travel and more through Chase Ultimate Rewards
- Annual fee: $195
- Regular purchase APR: 17.99% - 28.74% Variable
- Cash advance fee: Either $15 or 5% of the amount of each transaction, whichever is greater
- Late payment fee: $40 or 2% of the Minimum Payment Due, whichever is greater
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on October 12, 2026 and may change.
- Your business puts large invoices or equipment on a card, where 2.5% on purchases of $5,000 or more adds up.
- You want one flat rate on everything instead of bonus categories.
- You can spend $10,000 in the first 3 months to earn the $1,000 bonus.
- You should skip it if your card spending is small: at 2%, the $195 annual fee takes nearly all the cash back below about $10,000 a year.
Score guess
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Drag the dial to your best guess. Then see which cards people around that score got approved for.
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Your guess: 700
Approved at 670 to 739
Approval results for this card
54 results: 53 approved, 1 denied. An approval rate appears from 5 decided results.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 670 to 739 | Experian | - | NJ | Aug 2024 |
| Approved | 740 to 799 | Not sure | $150k and above | NJ | Aug 2024 |
| Approved | 670 to 739 | Experian | $150k and above | NY | Aug 2024 |
See all 54 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
