Citi Simplicity® Card

A shared credit line for people who trust each other. Join now and check your Experian score free while you wait.

Joining is free and is not an application for credit.
Squad Card isn't available yet. Squad Dinner Draw (Oct 17 to Nov 13): Squads with 3 or more confirmed members are entered each week. Open to US residents 21 or older. No purchase necessary; buying or applying won't improve your odds. You can also enter free by email or mail; see the rules. How we use your email

Three ways in, all free, and none of them touch your score.

Squad Card is not available yet. Nothing here is an application for credit. How we use your email

Your place in line depends on when you join. Save yours with your email, then check your Experian score free while you wait.

Your report, your place in line, and 5,000 Squad points to start.

No SSN and no credit pull to join. Joining is free and is not an application for credit. Squad Dinner Draw (Oct 17 to Nov 13): Squads with 3 or more confirmed members are entered each week. Open to US residents 21 or older. No purchase necessary; buying or applying won't improve your odds. You can also enter free by email or mail; see the rules. How we use your email

Code sent to

Your first name goes on your seat and on the invites you send.

Enter the 6-digit code we sent to . The email also has a one-tap link.

Every friend who confirms fills a seat and opens 500 of the grant; 750 more when they check their score.

Your Squad points just landed. Four of you in the squad and every point opens.

Your invite message says what you get when friends join.