Savor Rewards for Students
This card is for college students building credit who spend on food and entertainment. It earns 3% cash back at grocery stores, on dining, entertainment and popular streaming services, and 1% on everything else. There is no annual fee and no foreign transaction fee, and a $50 bonus comes after $100 in purchases in the first 3 months. The caveat: the purchase APR is 18.49% - 28.49% Variable, so carrying a balance costs more than the rewards pay.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees on purchases outside the United States
- Rewards don't expire for the life of the account
- Redeem cash back for any amount
- Annual fee: $0
- Regular purchase APR: 18.49% - 28.49% Variable
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on September 30, 2026 and may change.
- You are a student and want a first card that earns on food and streaming.
- You want a small, reachable bonus: $50 after $100 in 3 months.
- You study or travel abroad and want no foreign transaction fees.
- You should skip it if you plan to carry a balance: 18.49% - 28.49% Variable outweighs 3% cash back.
Score guess
Guess your credit score
Drag the dial to your best guess. Then see which cards people around that score got approved for.
A guess, not a credit check: nothing here touches your credit. Score ranges from FICO.
Your guess: 700
Approved at 670 to 739
Approval results for this card
4 results: 4 approved, 0 denied. An approval rate appears from 5 decided results.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | Under 580 | Not sure | $50k to $75k | NY | May 2026 |
| Approved | 670 to 739 | TransUnion | $75k to $100k | NY | Oct 2024 |
| Approved | 670 to 739 | Not sure | $25k to $50k | NY | Mar 2024 |
See all 4 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
