Savor Rewards
This card is for households whose spending runs through the supermarket, restaurants and streaming bills. It earns 3% cash back at grocery stores, on dining, entertainment and popular streaming services, and 1% on everything else, with a $0 annual fee and no foreign transaction fee. New cardholders get a $200 bonus after $500 in purchases in 3 months and 0% intro APR for 12 months on purchases and balance transfers. The caveat: superstores like Walmart and Target do not count as grocery stores.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees on purchases made outside the United States
- 5% on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro APR for 12 months on purchases and balance transfers
- Annual fee: $0
- Regular purchase APR: 18.49% - 28.49% Variable
- Intro purchase APR: 0% for 12 months
- Intro balance transfer APR: 0% for 12 months
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on September 30, 2026 and may change.
- Groceries, dining, entertainment and streaming are your biggest monthly costs.
- You want a bonus that is easy to reach: $200 after $500 in 3 months.
- You want 12 months at 0% on a new purchase or a transferred balance.
- You should skip it if you buy groceries mainly at Walmart or Target: superstores earn 1%, not 3%.
Score guess
Guess your credit score
Drag the dial to your best guess. Then see which cards people around that score got approved for.
A guess, not a credit check: nothing here touches your credit. Score ranges from FICO.
Your guess: 700
Approved at 670 to 739
Approval results for this card
62 results: 61 approved, 1 denied. Approval rate 86% of decided applications.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 800 and above | Not sure | $75k to $100k | NY | Sep 2026 |
| Approved | 670 to 739 | Not sure | $150k and above | NY | Feb 2026 |
| Approved | 580 to 669 | Not sure | $150k and above | CT | Sep 2025 |
See all 62 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
