Quicksilver Rewards
This card is for people with excellent credit who want one flat rate and no fee. Every purchase earns 1.5% cash back with no categories or caps, and a $200 bonus comes after $500 in purchases in the first three months. Purchases and balance transfers get 0% intro APR for 15 months, and there is no foreign transaction fee. The caveat: outside the Capital One Travel portal the rate never rises above 1.5%, so heavy grocery and dining spenders earn more on a tiered card such as Capital One's Savor.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Rewards don't expire for the life of the account
- Redeem cash back for any amount
- Redeem as a statement credit, a check, to cover a recent purchase, or for gift cards
- No foreign transaction fees on purchases outside the United States
- Annual fee: $0
- Regular purchase APR: 18.49% - 28.49% Variable
- Intro purchase APR: 0% for 15 months
- Intro balance transfer APR: 0% for 15 months
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on September 30, 2026 and may change.
- You want one rate on everything with no categories to track.
- You have a big purchase coming or a balance to move: 0% intro APR for 15 months covers both.
- You travel abroad and want no foreign transaction fees.
- You should skip it if most of your spending is groceries and dining, where a tiered card such as Savor pays more.
Score guess
Guess your credit score
Drag the dial to your best guess. Then see which cards people around that score got approved for.
A guess, not a credit check: nothing here touches your credit. Score ranges from FICO.
Your guess: 700
Approved at 670 to 739
Approval results for this card
172 results: 167 approved, 5 denied. Approval rate 96% of decided applications.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 800 and above | Not sure | $150k and above | FL | Jun 2026 |
| Approved | 670 to 739 | TransUnion | $75k to $100k | MD | Jun 2026 |
| Approved | 670 to 739 | Not sure | $100k to $150k | NY | Mar 2026 |
See all 172 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
