Amazon Store Card

This card is for people who buy a lot on Amazon and want rewards on those purchases or no-interest equal monthly payments on bigger orders. There is no annual fee, and it also works at participating Whole Foods Market stores. The Amazon Prime Store Card version is only for eligible Prime members. The caveat: it works only at Amazon and Whole Foods Market, and any balance outside a promo costs 29.49% Variable.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No-interest equal monthly payment plans on qualifying Amazon purchases
- Rewards on eligible Amazon purchases
- Accepted at participating Whole Foods Market stores
- Annual fee: $0
- Regular purchase APR: 29.49% Variable
- Late payment fee: Up to $41
- Rates and offers verified on the issuer's website on September 30, 2026 and may change.
- You shop on Amazon often and want to spread a larger order over equal monthly payments with no interest.
- You already pay your Amazon purchases in full each month.
- You want a card tied to your Amazon account with no annual fee.
- You should skip it if you want one card for everywhere: it works only at Amazon and Whole Foods Market, and a balance outside a promo costs 29.49% Variable.
Score guess
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Drag the dial to your best guess. Then see which cards people around that score got approved for.
A guess, not a credit check: nothing here touches your credit. Score ranges from FICO.
Your guess: 700
Approved at 670 to 739
Approval results for this card
272 results: 255 approved, 17 denied. Approval rate 93% of decided applications.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 670 to 739 | TransUnion | $150k and above | NJ | Dec 2025 |
| Approved | 580 to 669 | Equifax | $100k to $150k | AR | Sep 2024 |
| Approved | 670 to 739 | TransUnion | - | NH | Sep 2024 |
See all 272 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.