Amazon Store Card

Amazon Store Card
Processing NetworkNone (store card)
Annual Fee$0
Amazon Store Card
Regular Purchase APR
29.49% Variable
Balance Transfer APR
-
Cash Advance APR
-
At a Glance

This card is for people who buy a lot on Amazon and want rewards on those purchases or no-interest equal monthly payments on bigger orders. There is no annual fee, and it also works at participating Whole Foods Market stores. The Amazon Prime Store Card version is only for eligible Prime members. The caveat: it works only at Amazon and Whole Foods Market, and any balance outside a promo costs 29.49% Variable.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No-interest equal monthly payment plans on qualifying Amazon purchases
  • Rewards on eligible Amazon purchases
  • Accepted at participating Whole Foods Market stores
  • Annual fee: $0
  • Regular purchase APR: 29.49% Variable
  • Late payment fee: Up to $41
  • Rates and offers verified on the issuer's website on September 30, 2026 and may change.
  • You shop on Amazon often and want to spread a larger order over equal monthly payments with no interest.
  • You already pay your Amazon purchases in full each month.
  • You want a card tied to your Amazon account with no annual fee.
  • You should skip it if you want one card for everywhere: it works only at Amazon and Whole Foods Market, and a balance outside a promo costs 29.49% Variable.

Approval results for this card

272 results: 255 approved, 17 denied. Approval rate 93% of decided applications.

ResultScoreBureauIncomeStateApplied
Approved 670 to 739 TransUnion $150k and above NJ Dec 2025
Approved 580 to 669 Equifax $100k to $150k AR Sep 2024
Approved 670 to 739 TransUnion - NH Sep 2024

See all 272 results · Add your result

Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.