Aer Lingus Visa Signature® Card
Built for travelers who cross the Atlantic on Aer Lingus. You earn 3 Avios per $1 on Aer Lingus, British Airways and Iberia flights and start with a 75,000 Avios welcome offer. The annual fee is $95. The headline perk, an economy companion ticket, requires $30,000 in purchases in a calendar year.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 75,000 Avios welcome offer with a $5,000 spend in 3 months
- 3 Avios per $1 on Aer Lingus, British Airways and Iberia flights
- 2,500 anniversary Avios every year you keep the card
- Economy companion ticket after $30,000 in purchases in a calendar year
- Priority boarding on Aer Lingus operated flights
- Purchase protection and lost luggage reimbursement included
- Annual fee: $95
- Purchase APR: 19.49% - 27.99% Variable
- Intro APR: N/A
- Balance transfer APR: 19.24% - 27.74% Variable; fee: Either $5 or 5% of each transfer, whichever is greater
- Cash advance APR: 28.49% Variable; fee: Either $10 or 5% of each transaction, whichever is greater
- Late payment fee: Up to $40
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on October 26, 2026 and may change.
- You fly Aer Lingus to Ireland or connect through Dublin at least once a year
- Your household can reach $30,000 in annual card spending, which unlocks the companion ticket
- You already collect Avios and want a U.S. card that feeds the same balance
- Your checked-bag and boarding experience matters more to you than flexible points
- You should skip it if you rarely fly Aer Lingus; a general travel card earns more flexible rewards
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Your guess: 700
Approved at 670 to 739
Aer Lingus Visa Signature® Card Review
The Aer Lingus Visa Signature® Card is Chase's co-brand for AerClub members who fly between the U.S. and Ireland. This review covers how the card earns Avios, what the $95 fee buys, and who gets real value from it.
How You Earn
Avios post to your AerClub account each statement cycle and accumulate fastest on flights.
- 75,000 Avios welcome offer after $5,000 in 3 months
- 2,500 bonus Avios each account anniversary year
| Category | Earn rate |
|---|---|
| Aer Lingus, British Airways, Iberia flights | 3 Avios per $1 |
| Hotels booked directly with the hotel | 2 Avios per $1 |
| All other purchases | 1 Avios per $1 |
How You Redeem
Redeem through Aer Lingus AerClub for award flights and upgrades. Transatlantic economy awards are the classic value play.
- Award seats on Aer Lingus and Avios partner airlines
- Cabin upgrades on Aer Lingus flights
- Keep some AerClub activity every 36 months so Avios do not expire
Benefits and Protections
The card carries Visa Signature travel and purchase protections on top of the airline perks.
- Priority boarding on Aer Lingus operated flights
- Economy companion ticket at $30,000 in calendar-year purchases
- Purchase protection up to $500 per item for 120 days
- Extended warranty adds one year to U.S. manufacturer warranties
- Lost luggage reimbursement up to $3,000 per traveler
- Baggage delay insurance up to $100 a day for 3 days
- One-year complimentary DashPass membership
Who This Card Is For
This card fits a flyer with a fixed Aer Lingus habit, not a points maximizer. The earning structure is narrow, so the value concentrates in the flight perks and the companion ticket.
- Regular U.S. to Ireland travelers
- Households that can clear the $30,000 companion-ticket threshold
- Avios collectors adding a second earning card
Comparison
| Feature | Aer Lingus Visa Signature® Card | Delta SkyMiles® Gold American Express Card | Citi® / AAdvantage® Platinum Select® |
|---|---|---|---|
| Annual Fee | $95 | $0 intro first year, then $150 | $0 intro first year, then $99 |
| Welcome Offer | 75,000 Avios ($5,000 in 3 mo) | As high as 80,000 miles plus $250 credit | 50,000 miles ($2,500 in 3 mo) |
| Rewards Rate | 3x flights, 2x hotels, 1x other | 2x Delta, dining, U.S. supermarkets | 2x AA, restaurants, gas stations |
| Intro APR | N/A | N/A | N/A |
| Foreign Transaction Fee | None | None | None |
| Best For | Aer Lingus transatlantic flyers | Delta flyers | American Airlines flyers |
Issuer Comparison
| Feature | Aer Lingus Visa Signature® Card | British Airways Visa Signature® Card | Iberia Visa Signature® Card |
|---|---|---|---|
| Annual Fee | $95 | $95 | $95 |
| Welcome Offer | 75,000 Avios ($5,000 in 3 mo) | 75,000 Avios ($5,000 in 3 mo) | 75,000 Avios ($5,000 in 3 mo) |
| Rewards Rate | 3x flights, 2x hotels, 1x other | 3x flights, 2x hotels, 1x other | 3x flights, 2x hotels, 1x other |
| Key Credits | Companion ticket at $30,000, 2,500 anniversary Avios | Up to $600 reward flight credits, Travel Together Ticket | $1,000 discount voucher at $30,000 |
| Best For | Aer Lingus flyers | British Airways flyers | Iberia flyers |
Approval results for this card
1 result: 1 approved, 0 denied. An approval rate appears from 5 decided results.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 740 to 799 | TransUnion | $100k to $150k | TX | Apr 2024 |
See all 1 result · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
