NEXT General Liability Insurance
What NEXT Insurance publishes: "Starts at $19/month" (source). That is the carrier's own phrase, not a quote for you.
Your premium is set by NEXT Insurance after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
General liability coverage for small businesses that can be bought 100% online without an agent. The page states the policy covers slip-and-fall injuries, property damage, legal fees and defense costs, and personal and advertising injury lawsuits.
| Slip-and-fall injuries | Listed by NEXT Insurance |
| Property damage | Listed by NEXT Insurance |
| Legal fees & defense costs | Listed by NEXT Insurance |
| Medical payments | Listed by NEXT Insurance |
| Libel or slander claims | Listed by NEXT Insurance |
| Discounts named on the carrier page | Save up to 25% in discounts |
| Features stated on the carrier page | Online quote, Mobile app, Cancel anytime |
| States | Availability: see carrier (source) |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "Buy online in about 10 minutes, and cancel anytime." |
| Provider type | Insurance company |
NEXT Insurance, now branded ERGO NEXT Insurance, is part of the ERGO Group, a Munich Re company. It sells small business policies online, including general liability, business owner's policy, workers' compensation, commercial auto and professional liability.
Legal entity named on the site: Next Insurance, Inc..
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.nextinsurance.com/general-liability-insurance/ |
| Source | https://www.nextinsurance.com/ |
Everything on this page is copied from NEXT Insurance's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
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Compensation
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Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.
