Nationwide Life Essentials Term Life
Your premium is set by Nationwide after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Term life insurance for ages 21 to 55 with coverage up to $1.5 million for 10, 20 or 30 years. The page states no medical exam is needed for 10 or 20 year coverage up to $1.5 million.
| Coverage up to $1.5 million | Listed by Nationwide |
| 10, 20 or 30 year terms | Listed by Nationwide |
| Ages 21 to 55 | Listed by Nationwide |
| No medical exam is needed for 10- or 20-year coverage up to $1.5 million | Listed by Nationwide |
| Guaranteed Level Term: options to renew or convert to a permanent policy | Listed by Nationwide |
| Discounts named on the carrier page | None listed |
| Features stated on the carrier page | Online quote, Mobile app, No medical exam, Agent support |
| States | Availability: see carrier |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online or agent: "Use our quoting tool to find out your premium and apply online" |
| Provider type | Insurance company |
Nationwide offers auto and homeowners insurance quoted online, by phone (1-877-669-6877) or through a local agent, with a multi-policy discount for combining auto, home and life.
Legal entity named on the site: Nationwide Mutual Insurance Company.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.nationwide.com/personal/insurance/life/term/ |
| Source | https://www.nationwide.com/personal/insurance/life/ |
Everything on this page is copied from Nationwide's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
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Compensation
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Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.
