Lemonade Homeowners Insurance
What Lemonade publishes: "Starting from just $25/mo" (source). That is the carrier's own phrase, not a quote for you.
Your premium is set by Lemonade after you request a quote on its site. It depends on the coverage you pick, where you live, your history and the carrier's own underwriting, and can be higher than any starting figure the carrier advertises.
Homeowners insurance bought through the Lemonade app or website. The page lists reconstruction costs, damage to other structures, additional living expenses, replacement of stolen belongings, liability and visitor medical bills.
| Reconstruction costs if home is damaged | Listed by Lemonade |
| Damage to other structures (sheds, garages) | Listed by Lemonade |
| Additional living expenses if home is unlivable | Listed by Lemonade |
| Replacement costs for stolen belongings | Listed by Lemonade |
| Liability and medical bills if a visitor is injured | Listed by Lemonade |
| Discounts named on the carrier page | Bundle discount (homeowners + car insurance), Pet insurance bundling discount, Full annual premium payment discount, Protective devices discount (smoke alarms, deadbolts, burglar alarm), Higher deductible discount |
| Features stated on the carrier page | Online quote, Mobile app, Bundle discount, Cancel anytime |
| States | Availability: see carrier (source) |
| Who can buy | Open to everyone the carrier serves |
| How you get a quote | Online: "Check our prices" |
| Provider type | Insurance company |
Lemonade offers renters, homeowners, car, pet and term life insurance. The site describes Lemonade as a Public Benefit Corporation and certified B-Corp that donates to nonprofits through its Giveback program.
Legal entity named on the site: Lemonade Insurance Company.
| Checked | Sep 23, 2026 |
| Carrier product page | https://www.lemonade.com/homeowners |
| Carrier disclosures | https://www.lemonade.com/legal-stuff |
Everything on this page is copied from Lemonade's public website on the date above. Banrox does not set, estimate or adjust insurance prices, and does not verify coverage terms beyond what the carrier publishes.
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Compensation
Banrox may receive compensation from some carriers when you click or request a quote through links on this page. Compensation does not affect what is shown, which is taken from each carrier's public website as of the date displayed.
Coverage and prices
Coverage descriptions, discounts, state availability and any "starting at" price are shown as published on the carrier's website on the date above and may change without notice. They are not an offer of coverage. Your premium, eligibility and policy terms are set by the carrier.