Your Social Security number and date of birth are used to verify that you are who you say you are and, where you have authorised it, to locate your credit file. They are never included in a referral to another company, never sold, and never used to advertise to you. Every category we hold and how long we keep it.
Any credit check we run for you is a soft inquiry. It is visible only to you, and it does not affect your credit score however often it runs. Only your own application to a lender causes a hard inquiry, and that lender must ask you separately. Your rights under the Fair Credit Reporting Act, including how to dispute an error for free.
Financial privacy. Information you give us for a financial product is handled under the Gramm-Leach-Bliley Act. Read the federal privacy notice, including what you can tell us not to share.
Electronic records. By continuing you agree to receive the disclosures connected to this request electronically. A paper copy is free on request at [email protected], and you can withdraw that consent at any time. What that covers.
Banrox Inc., 40 N Altadena Dr Ste 105, Pasadena, CA 91107. Every legal document is at Legal and Disclosure. To complain to a regulator instead of to us, the addresses are at Complaints and Regulator Contacts. You never have to come to us first.