NCUA-insured credit union
Theory
Credit Union headquartered in Painesville, Ohio.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1595 Mentor Ave Painesville, OH 44077 |
| County | Lake |
| Website | not published in NCUA data |
| Phone | (440) 352-4732 |
NCUA record
| NCUA Charter | 24545 |
| Federal Reserve RSSD ID | 203098 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Theory Fcu main office Painesville, OH |
1595 Mentor Ave, 44077 (440) 352-4732 Monday, Tuesday & Thursday - 10:00am to 5:00pm Wednesday - 2:00pm to 6:00pm Friday - 10:00am to 6:00pm |
| Madison High School Branch Madison, OH |
3100 Burns Rd, 44057 (440) 428-2161 Wednesdays 10:30am to 2pm |
| North Olmsted Office North Olmsted, OH |
30129 Lorain Rd, 44070 (440) 777-2009 Monday through Thursday 9:30-4:30 Friday 9:30-5:30pm |
Where Theory has offices
Other credit unions headquartered in Painesville
| L C E | $71.08 million |
| Painesville Credit Union | $45.72 million |
| Fasson Employees | $13.92 million |
| L. E. O. | $10.38 million |