NCUA-insured credit union
Theory — Painesville, OH
Credit Union headquartered in Painesville, Ohio.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1595 Mentor Ave Painesville, OH 44077 |
| County | Lake |
| Website | not published in NCUA data |
| Phone | (440) 352-4732 |
NCUA record
| NCUA Charter | 24545 |
| Federal Reserve RSSD ID | 203098 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
How to find your Theory routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Theory Fcu main office Painesville, OH |
1595 Mentor Ave, 44077 (440) 352-4732 Monday, Tuesday & Thursday - 10:00am to 5:00pm Wednesday - 2:00pm to 6:00pm Friday - 10:00am to 6:00pm |
| Madison High School Branch Madison, OH |
3100 Burns Rd, 44057 (440) 428-2161 Wednesdays 10:30am to 2pm |
| North Olmsted Office North Olmsted, OH |
30129 Lorain Rd, 44070 (440) 777-2009 Monday through Thursday 9:30-4:30 Friday 9:30-5:30pm |
Where Theory has offices
Cities with the most Theory offices
Other credit unions headquartered in Painesville
| L C E | $71.08 million |
| Painesville Credit Union | $45.72 million |
| Fasson Employees | $13.92 million |
| L. E. O. | $10.38 million |
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Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
