NCUA-insured credit union
United Bay Community — Bay City, MI
Credit Union headquartered in Bay City, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1309 N Lincoln St Bay City, MI 48708 |
| County | Bay |
| Website | not published in NCUA data |
| Phone | (989) 892-4597 |
NCUA record
| NCUA Charter | 61186 |
| Federal Reserve RSSD ID | 281890 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
How to find your United Bay Community routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Lincoln Office main office Bay City, MI |
1309 N Lincoln St, 48708 (989) 892-4597 9:00 am -5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00am Drive thru Saturday Open at 10:00 am on Third Wednesday of the Month |
| Euclid Office Bay City, MI |
3939 N Euclid Ave, 48706 (989) 892-4597 9:00 am thru 5:00 pm Lobby M-T-W-Th-F 9:00 am thru 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00 pm Drive thru Sat Open at 10:00 am on the Third Wednesday of the Month |
| Coleman Branch Coleman, MI |
375 E Railway St, 48618 (989) 892-4597 9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive Thru Monday thru Friday Open at 10:00 am on Third Wednesday of the Month |
| Mattawan Mattawan, MI |
52800 N Main St, 49071 (269) 668-6336 9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00pm Drive Thru Monday thru Friday Open at 10:00 am on the Third Wednesday of the Month |
| Pinconning Office Pinconning, MI |
205 S Mable St, 48650 (989) 892-4597 9:00 am -5:00 pm Lobby Monday Thru Friday 9:00 am thru 5:00 pm Drive thru Monday thru Friday 9:00 am -12:00 pm Drive thru Saturday Open at 10:00 am Third Wednesday of the Month |
| Portage Portage, MI |
233 W Centre Ave, 49024 (269) 668-6336 9:00 am-5:00 pm Lobby Monday thru Friday 9:00 am thru 5:00 pm Drive Thru Monday thru Friday 9:00 am - 12:00 pm Drive thru Saturday Open at 10:00 am on the Third Wednesday of the Month |
Where United Bay Community has offices
Cities with the most United Bay Community offices
Other credit unions headquartered in Bay City
| Financialedge | $144.81 million |
| Sunrise Family | $132.92 million |
| Great Lakes | $60.10 million |
Largest credit unions headquartered elsewhere in Michigan
| Lake Michigan Grand Rapids | $16.86 billion |
| Michigan State University East Lansing | $8.51 billion |
| Dfcu Financial Dearborn | $8.03 billion |
| Genisys Auburn Hills | $6.44 billion |
| United St Joseph | $4.40 billion |
| Michigan Schools and Government Clinton Townshi | $4.37 billion |
| Advia Kalamazoo | $3.97 billion |
| Lake Trust Brighton | $2.87 billion |
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