NCUA-insured credit union
United Bay Community
Credit Union headquartered in Bay City, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 1309 N Lincoln St Bay City, MI 48708 |
| County | Bay |
| Website | not published in NCUA data |
| Phone | (989) 892-4597 |
NCUA record
| NCUA Charter | 61186 |
| Federal Reserve RSSD ID | 281890 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at United Bay Community.
Offices
| Lincoln Office main office Bay City, MI |
1309 N Lincoln St, 48708 (989) 892-4597 9:00 am -5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00am Drive thru Saturday Open at 10:00 am on Third Wednesday of the Month |
| Euclid Office Bay City, MI |
3939 N Euclid Ave, 48706 (989) 892-4597 9:00 am thru 5:00 pm Lobby M-T-W-Th-F 9:00 am thru 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00 pm Drive thru Sat Open at 10:00 am on the Third Wednesday of the Month |
| Coleman Branch Coleman, MI |
375 E Railway St, 48618 (989) 892-4597 9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive Thru Monday thru Friday Open at 10:00 am on Third Wednesday of the Month |
| Mattawan Mattawan, MI |
52800 N Main St, 49071 (269) 668-6336 9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00pm Drive Thru Monday thru Friday Open at 10:00 am on the Third Wednesday of the Month |
| Pinconning Office Pinconning, MI |
205 S Mable St, 48650 (989) 892-4597 9:00 am -5:00 pm Lobby Monday Thru Friday 9:00 am thru 5:00 pm Drive thru Monday thru Friday 9:00 am -12:00 pm Drive thru Saturday Open at 10:00 am Third Wednesday of the Month |
| Portage Portage, MI |
233 W Centre Ave, 49024 (269) 668-6336 9:00 am-5:00 pm Lobby Monday thru Friday 9:00 am thru 5:00 pm Drive Thru Monday thru Friday 9:00 am - 12:00 pm Drive thru Saturday Open at 10:00 am on the Third Wednesday of the Month |
Where United Bay Community has offices
Other credit unions headquartered in Bay City
| Financialedge | $144.81 million |
| Sunrise Family | $132.92 million |
| Great Lakes | $60.10 million |