NCUA-insured credit union
Straits Area — Cheboygan, MI
Credit Union headquartered in Cheboygan, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 367 Cheboygan, MI 49721 |
| County | Cheboygan |
| Website | not published in NCUA data |
| Phone | (231) 627-3145 |
NCUA record
| NCUA Charter | 7428 |
| Federal Reserve RSSD ID | 294087 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
How to find your Straits Area routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Main Office main office Cheboygan, MI |
201 Locust St, 49721 (231) 627-3145 M-F 9-5 S 9-12 |
| Cu Answers Grand Rapids, MI |
6000 28Th St Se, 49546 (800) 327-3478 |
| Branch Office Indian River, MI |
6090 M 68 Hwy, 49749 (231) 238-7941 M-F 9-5 S 9-12 |
| Branch Office Mackinaw City, MI |
121 E Central Ave, 49701 (231) 436-4037 M-F 9-5 May - September Saturdays also 9-12 |
Where Straits Area has offices
Cities with the most Straits Area offices
Largest credit unions headquartered elsewhere in Michigan
| Lake Michigan Grand Rapids | $16.86 billion |
| Michigan State University East Lansing | $8.51 billion |
| Dfcu Financial Dearborn | $8.03 billion |
| Genisys Auburn Hills | $6.44 billion |
| United St Joseph | $4.40 billion |
| Michigan Schools and Government Clinton Townshi | $4.37 billion |
| Advia Kalamazoo | $3.97 billion |
| Lake Trust Brighton | $2.87 billion |
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