NCUA-insured credit union
Straits Area
Credit Union headquartered in Cheboygan, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 367 Cheboygan, MI 49721 |
| County | Cheboygan |
| Website | not published in NCUA data |
| Phone | (231) 627-3145 |
NCUA record
| NCUA Charter | 7428 |
| Federal Reserve RSSD ID | 294087 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Straits Area.
Offices
| Main Office main office Cheboygan, MI |
201 Locust St, 49721 (231) 627-3145 M-F 9-5 S 9-12 |
| Cu Answers Grand Rapids, MI |
6000 28Th St Se, 49546 (800) 327-3478 |
| Branch Office Indian River, MI |
6090 M 68 Hwy, 49749 (231) 238-7941 M-F 9-5 S 9-12 |
| Branch Office Mackinaw City, MI |
121 E Central Ave, 49701 (231) 436-4037 M-F 9-5 May - September Saturdays also 9-12 |