NCUA-insured credit union
Breakwater — Houghton, MI
Credit Union headquartered in Houghton, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 700 E Sharon Ave Houghton, MI 49931 |
| County | Houghton |
| Website | not published in NCUA data |
| Phone | (906) 482-5005 |
NCUA record
| NCUA Charter | 8212 |
| Federal Reserve RSSD ID | 517384 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
How to find your Breakwater routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
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Offices
| Main Branch/Corporate Offices main office Houghton, MI |
700 E Sharon Ave, 49931 (906) 482-5005 Monday through Thursday = 7:30 AM until 5:30 PM; Friday = 7:30 AM until 6:00 PM; Saturday = 9:00 AM until 1:00 PM. |
Where Breakwater has offices
Cities with the most Breakwater offices
Largest credit unions headquartered elsewhere in Michigan
| Lake Michigan Grand Rapids | $16.86 billion |
| Michigan State University East Lansing | $8.51 billion |
| Dfcu Financial Dearborn | $8.03 billion |
| Genisys Auburn Hills | $6.44 billion |
| United St Joseph | $4.40 billion |
| Michigan Schools and Government Clinton Townshi | $4.37 billion |
| Advia Kalamazoo | $3.97 billion |
| Lake Trust Brighton | $2.87 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
